Sentences with phrase «live policy considerations»

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Knowledge of economic history is critical for good policy making because, as valuable as it is to understand models and theories, in real life policies have to be made in societies that are complex and have political and sociological considerations to take into account.

Since the growth of your policy's cash value is tax - deferred, variable life insurance might be a good consideration if you've maxed out your retirement account contributions, have a sizable portfolio of more liquid assets (such as in your brokerage and savings accounts), and are looking for an additional investment vehicle that also offers coverage to your dependents should anything happen to you.

The NATO essay points again to the fact that, whether the issue under discussion is welfare policy or foreign policy, what we consistently find in the work of Irving Kristol is a consideration of public life and governing from the standpoint of the individual soul» and, by the same token, a consideration of the need to foster the right kinds of virtues in individual souls in order for the most desirable regimes to be successful.

Back in June shadow transport secretary, Maria Eagle, welcomed the Rebuilding Rail report by Transport for Quality of Life as a consideration in the policy review.

These are important considerations for educators to keep in mind when they are trying to help students graduate; learn about social issues; train students to do a particular job; teach life skills to students; make policies and regulations for students; and much more.

The FAV Policy is intended to be a living document that will change over time as lessons are learned, research is completed, and new considerations are developed.

When purchasing a 20 year life insurance policy, you will need to take several things into consideration.

Of course, when purchasing a 20 year term life policy, there are many things that you need to take into consideration.

Choosing a life insurance policy can be complicated, given the many considerations involved.

Windstorm insurance is a good consideration in Texas if you live near the coast, as most homeowners insurance policies exclude coverage... Read More

And while perhaps not as exciting an investment as individual stocks or mutual funds, the flexibility of these policies in regard to withdrawing funds, along with their tax - favored nature, makes them worthy of consideration by investors who are looking for a means of building up additional savings, especially if they are also looking for life insurance coverage.

However, if you need more life insurance and have since developed health issues, converting to permanent will likely be cheaper than applying for a new term policy altogether because at that point your health will be taken into consideration.

In some cases, if you transfer the ownership of your life insurance policy to another party before your death for monetary value or other consideration, the proceeds paid to the beneficiary at your death could be considered taxable income to that beneficiary.

It also suggests that when the redemption price of life insurance nears the life settlement value of a policy, careful consideration needs to be given to determine whether the additional tax burden of selling on the life settlement market justifies the transaction.

There are three main types of life insurance policies; whole, term and universal, each one serving different needs and considerations for both individuals and families.

Insurance Products: Companies selling no - lapse premium guarantee life insurance policies may have additional solvency risks — a vital consideration if you are considering them as a new or replacement policy.

The first important consideration is cost; whole life can be up to four times as expensive as a comparable term life policy, so be sure it fits into your budget.

In any case, an important consideration that any potential owner of a variable policy should have is that he or she will have much more control over how their funds are invested in this type of life insurance plan.

«After careful consideration of my life at 80 years,» said Brown, «and with profound appreciation to my staff, collaborators and supporters, I have decided to step down as president of the Earth Policy Institute and end its work as of July 1, 2015.»

The contribution of concerned citizens, activists, and writers from the North with regards to public policies in the South can be very beneficial and appreciated, but they must take into consideration the context, politics, and realities of the South, as well as the voice of the people living there.

As a result the international community is not likely to respond with sufficient urgency and ambition unless greater awareness of the policy implications of the need to live within a carbon budget at levels required of nations because of equity and fairness considerations.

«Europe in Bloom» The living façade, dubbed «Europe in bloom,» was unveiled May 22 for World Biodiversity Day by the EEA, which works to coordinate European environmental monitoring efforts and integrate environmental considerations into EU and member countries» policies.

Small, local businesses can be more responsive; have a better chance to pay their employees a living wage; are more likely to implement policies and practices that take people, animals, and the earth into consideration; and help the local economy.

When that parent makes that choice, sometimes that means that they may be giving up a Group Life policy at work, so that needs to be taken into consideration.

Another consideration for having life insurance if you are over the age of 50 is the savings option that a permanent life insurance policy can provide.

When comparing life insurance quotes you need to take into consideration what the premiums will cost, what benefits the policy offers, as well as if the policy offers any other extended cover for other life changing events such as permanent disability.

This emphasis on customer service is a very important consideration for those who are seeking a life insurance policy.

This means, you will have to take into consideration your current financial status to ensure that you can afford a life insurance policy.

Below are some of the more important considerations when purchasing a term life insurance policy.

After taking all of this into consideration, many senior citizens are now looking at purchasing final expense life insurance policies to ensure that when they die, all of their final bills are settled, they have the type of funeral they want and ultimately their loved ones left behind have less to worry about.

One final consideration: Can you buy a life insurance policy for your spouse without involving them, or vice versa?

Because not all life insurance carriers offer the same policies, services, support or tools, finding the right life insurance provider requires careful consideration of its policies to make sure the carrier fits your needs.

Depending on your needs there may be some additional considerations for choosing a permanent life insurance policy over term life.

Seniors shopping for life insurance have special considerations to make, like how to keep coverage affordable and which type of policy works for them.

Knowing this, it is important that policyholders should take into careful consideration their existing beneficiaries and contingent beneficiaries on their personal life insurance policies (and again, other similar policies).

Getting life insurance coverage involves a few more considerations for military personnel than it does for the average citizen, but getting a policy is well within reach.

There are some important considerations to make when deciding what type of life insurance policy is right for you and your spouse.

Since the growth of your policy's cash value is tax - deferred, variable life insurance might be a good consideration if you've maxed out your retirement account contributions, have a sizable portfolio of more liquid assets (such as in your brokerage and savings accounts), and are looking for an additional investment vehicle that also offers coverage to your dependents should anything happen to you.

The life insurance company can not decline you or take your diagnosis into consideration when determining your permanent policy's premiums.

In addition to selecting a knowledgeable agent to assist with purchasing a life insurance policy, there are several other things you need to take into consideration when determining the type of policy you need.

Life insurance takes into consideration the age at the time of purchasing the policy, so the younger you are when you buy term life, the less expensive it willLife insurance takes into consideration the age at the time of purchasing the policy, so the younger you are when you buy term life, the less expensive it willlife, the less expensive it will be.

While doing away with your policy may help to free up more funds over the short term, you may want to give it more consideration before you actually cancel your life insurance plan, as the overall consequences could end up having devastating effects overall.

This alone makes the coverage offered by Kemper Life worth consideration from anyone with a serious disease or illness, where a fully underwritten policy is not recommended or available based on health.

It seems that those whose job it is to write the tax code understand the importance of life insurance just as well as ordinary consumers, and those legislators have written a number of special considerations into the tax code for life insurance policies and life insurance proceeds.

While it is important to consider both the tax implication and death benefit considerations when borrowing funds from a life insurance policy, there are many viable reasons why a policy holder would want to do so.

By taking these things into consideration, you will be better able to determine whether you only need a life insurance policy to be in place for a few years or for the long - term.

Life insurance policies and annuities are two options that you can take into consideration in your financial planning.

In any case, an important consideration that any potential owner of a variable policy should have is that he or she will have much more control over how their funds are invested in this type of life insurance plan.

Unlike a traditional term life insurance policy — which includes medical underwriting (health questions and a medical exam)-- guaranteed - issue policies don't take your health history into consideration.