Sentences with phrase «loan banks as»

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It could be especially painful for banks, such as Synovus Financial Corp., with large exposure to real estate and commercial loans, Morgan Stanley said.

The 81 - year - old government - run financial institution, known as the Ex-Im Bank, provides much - needed to support to exporters through guaranteed loans and credit insurance, and by its own reckoning, it has returned $ 7 billion to the U.S. Treasury over the last 20 years.

Rather than making fixed interest payments each month, as with a traditional bank loan, the business» repayment amounts fluctuate each month, with ebbs and flows in revenue.

Meanwhile, Open Bank is receiving the accolade as the small bank that approved the most loans and dollBank is receiving the accolade as the small bank that approved the most loans and dollbank that approved the most loans and dollars.

I've written about crowdfunding extensively, mostly from the point of view of entrepreneurs, who view crowdfunding as a cheaper way to finance their business over traditional bank loans.

Central banks such as the Fed do not set the interest rates that most consumers see in savings accounts, mortgages, and car loans.

To launch Playboy, Hefner managed to gather $ 8,000 from friends, relatives and a bank loan (the classic yarn is that he used his furniture as collateral).

Banks had $ 287.64 billion in outstanding loans to small businesses as of Dec. 31, up 1.4 percent from a year earlier, according to the Federal Deposit Insurance Corp..

Factoring is among the oldest forms of banking (during the Renaissance it helped make the Medici family very rich), but it doesn't work the same way as an ordinary loan.

Nonetheless, Arrington acknowledges the crypto market still lacks the full range of financial instruments — specifically derivatives and banks willing to provide loans — that hedge funds typically rely upon as part of their money - making strategies.

Two Italian banks have proposed a deal to settle shareholder lawsuits as they try to raise billions of dollars to cover bad loans.

These types of loans also carry other risks, such as demand provisions under which a bank can arbitrarily demand repayment, as well as high default rates, putting borrowers in a difficult spot.

But often, non-tech businesses aren't nearly as expensive and can be funded by getting single loans from banks.

If you're a less - established entrepreneur, factoring can be especially useful as a stopgap to receive relatively quick financing that may work as a bridge to more traditional bank loans in the future.

Directed toward black borrowers who had been rejected by at least two banks and the SBA's 7 (a), the Economic Opportunity Loan program had, as a GAO official gingerly told Congress in 1981, «a difficult mission.»

Those involved with the loan at Goldman came from the securities division, as well as the financing group, which sits within the investment banking division.

(Banks count the loans on their books as assets.)

As a result, a bank or landlord may require the business owner or LLC member to «personally guarantee» a loan or lease.

Banks retreated on home loans, issuing few purchase mortgages, and relying on the booming refi market for fresh business as rates plummeted.

That means helping clients automate important processes — such as a bank's loan approval system.

And as for Cara, it ended up with a nine - digit bank loan.

If you miss payments, you will need to work with your bank to adjust your payment schedule so you can maintain both daily operations and loan obligations as much as possible.

The state government has sold $ 1.35 billion of Keystart housing loans to Bendigo and Adelaide Bank, but the divestment wasn't as big as it had hoped.

Bank of America reported a 44 % rise in quarterly profit as higher interest rates bulked up earnings from loans and an increase in trading boosted revenue.

On the other hand, if your loan is viewed as a stretch, the bank has you where it wants you and will probably tally up as much as you can stomach.

The bank had few bad loans, as it managed to maintain comparatively strong lending standards that kept it out of the worst of the crisis and allowed it to acquire the troubled Wachovia.

The Federal Deposit Insurance Corp. counted $ 331 billion in commercial and industrial bank loans under $ 1 million as of Dec. 31, the largest amount since the end of 2008, when the government agency reported a record $ 336 billion in such loans that are generally taken out by small companies.

«We are lending against collateral - your receivables - and while a bank may take assets as collateral they are really looking at historic cash flows and your ability to repay the loan.»

«If it's properly planned,» says Palank, «we should be able to close the deal in about the same time as it takes to close a bank loan.»

The biggest demand for commercial loans, as far as U.S. Bank is concerned, is primarily for middle market firms looking for loans of up to $ 1 million or more, and on the lower end for $ 250,000 or less, says John Elmore, vice chairman of consumer banking for U.S. Bank.

Over the last two decades, such loans as a percentage of total bank commercial loans, have dropped to 30 percent of bank portfolios from 50 percent in 1995, according to recent research compiled by former Small Business Administration head Karen Mills and Harvard University.

«In soliciting investments in the Fake Funds, CASPERSEN made the following false representations to investors, among others: in recognition for his prior work with Park Hill Group, CASPERSEN had been offered a «friends and family» investment allocation in a security that was allegedly offered by a private equity firm; CASPERSEN was personally investing in the security, and offering it to his family and a limited number of friends; the investment was a credit facility secured by a portfolio of assets owned by one of the Legitimate Funds; the investor would receive quarterly interest payments, ranging from 15 to 20 percent; the investment was practically risk - free, as the loaned funds would remain in a bank account; the investor could withdraw the principal at any time with 90 days» notice; and investor funds should be wired to one of the Fake Fund Accounts.

The number of small - business loans fell dramatically during the recession, as big banks cut off credit to customers they considered risky and many smaller and regional banks that once lent to local business owners shut their doors.

Typically, these businesses describe their loans as faster and more readily available to customers than bank loans, because they leverage technology to evaluate risk on a number of factors, as opposed to relying solely on credit scores.

The San Francisco based startup is one of the largest companies known as peer - to - peer lenders and runs a website where consumers can apply for loans that are either funded by individual investors or by institutions such as banks.

All companies approved for a loan through Bond Street are guaranteed to receive their capital within less than one week, as opposed to the weeks or months they'd typically have to wait by going to a traditional bank.

The complaints were filed by such transparently named financial institutions as HSBC Bank USA, and EMC Mortgage Corporation, and BAC Home Loans Servicing, L.P., and LSF6 Mercury REO Investments Trust Series 2008 - 1, and Citibank, N.A., as Trustee for the Holders of Bear Stearns Alt - A Trust 2006 - 6 Mortgage Passthrough Certificates Series 2006 - 6, and Deutsche Bank Trust Company Americas f / k / a Banker's Trust Company, as Trustee and Custodian for IXIS 2006 - HE3 by: Saxon Mortgage Services, Inc. f / k / a Meritech Mortgage Services...

As it stands, Wanda will secure a three - year bank loan of 29.6 billion yuan ($ 4.36 billion) and lend that money to Sunac.

Liquidity: The mere prospect of default is having an impact on the $ 5 trillion repo market, where big banks and investors get short - term loans using their holdings of Treasury securities, mostly T - bills, as collateral.

As the saying goes, when you owe a little on a loan, the bank owns you.

Awtani added provisioning requirements of public sector undertaking banks have increased with the surge in non-performing assets (NPA) and that there still exists stressed loans in the system which will probably be recognized as NPAs over the coming few quarters.

India's central bank governor, Raghuram Rajan in February warned banks to brace for «deep surgery» ahead, such as «restructuring or writing down loans.»

A report by the National Small Business Association puts credit cards as third most popular financing choice, after retained earnings and bank loans.

But as the recession tightened credit offerings, the popularity of microlending has extended to the U.S. — especially as aspiring entrepreneurs are starting ventures with far less than the $ 50,000 business loan threshold common at many banks.

Tasked with avoiding a new financial crisis, the ECB is putting pressure on banks to clean up their balance sheets from unpaid loans inherited from the last recession, a problem for most countries in the south of Europe, as well as Slovenia and Ireland.

The ECB's annual report on its work as the euro zone's top banking watchdog shows some banks were found to be deficient in the way they identify problem customers and loans, set aside provisions and choose when to grant credit, among other areas.

Typically, an ESOP borrows money from a bank to buy the owner's shares, then allocates the shares to individual employees» retirement accounts as the loan is paid off.

China's banks extended a record 2.9 trillion yuan ($ 458.3 billion) in new yuan loans in January, blowing past expectations and nearly five times the previous month as policymakers aim to sustain solid economic growth while reining in debt risks.

Today, as global markets nervously watch to see how much it will cost to save European banks from their willingness to make risky loans, critics around the world are calling for Hammurabi - style reforms to make sure financial institutions, not taxpayers, pay for future bad bets.

Shadow banking is a broad category of banking - like services from non-traditional players; it can include loans from non-financial companies as well as investment products.