Sentences with phrase «loans financial reserves»

Medical School Loans Financial reserves the right to modify, expand or discontinue this offer at any time without notice.

Graduate School Loans Financial reserves the right to modify, expand or discontinue this offer at any time without notice.

Law School Loans Financial reserves the right to modify, expand or discontinue this offer at any time without notice.

Not exact matches

In this case, the SEC accused Capital One of using loan loss reserve estimates from October 2006 through the third quarter of 2007 to understate the financial firm's auto loan losses.

Specifically, a sudden expansion of financial liquidity in the world's leading banking centers — whether an increase in British gold reserves in the 1820s or the massive transformation in the 1980s of illiquid mortgage loans into very liquid mortgage securities, or some other structural change in the financial markets — has been the catalyst behind every period of globalization.

Venture lenders (individuals or groups with a pool of money, or specialized banking organizations)-- they may provide term and short - term loans to technology businesses earlier than these loans would become available from traditional financial institutions; however, these loan facilities are usually reserved for businesses that have received venture capital investment and / or can demonstrate their ability to make loan payments from cash flow.

The Federal Reserve is pumping liquidity and reserves into the financial system to reduce interest rates, ostensibly to enable banks to «earn their way» out of negative equity resulting from the bad loans made during the real estate bubble.

In late - 2012, the agency's reserves went negative, the result of a higher - than - expected number of claims for FHA - insured loans from between 2007 - 2009, and the agency's own misread of its financial position.

It popped when mortgagors defaulted on their loans, Credit default swaps with no reserves, issued in large part by AIG caused the financial industry collapse.

There are laws regulating credit reporting agencies, laws regulating bond rating agencies, laws regulating banks, regulating savings and loans, regulating credit unions, regulating financial institutions that lend to credit unions, establishing and regulating the federal reserve, regulating mortgage financing, regulating automobile financing, regulating export - import financing, and so on and so on.

For example, NCB Development Corporation used its $ 6.4 million grant to create the Charter School Capital Access Program; the grant dollars comprise a «first loss reserve» - money that serves as a buffer for lenders in case payments fall through - on a $ 45 million loan pool that NCB and the Reinvestment Fund raised from large financial institutions.

While some students luck out and receive financial assistance by way of grants and scholarships, others are not so lucky and, if they don't have a sizable reserve of personal or familial funds, must rely on student loans to foot the bill.

Shrinking FHA capital reserves were recently addressed by the House Financial Services Committee; Representatives were faced with balancing the FHA's significant role in providing mortgage loans for first time and moderate income homebuyers with the need to increase the agency's reserves to legally mandated levels.

This is where assets and reserve funds can play a key role in showing mortgage lenders you're ready for the financial responsibility of a home loan.

When banks want to make more loans than their reserve requirement allows, they can sell those loans to other banks, financial institutions, or investors to free up capital.

Financial goals may include things such as saving for a home, preparing for a family, building a cash reserve, saving for retirement or paying off student loans.

My main thing is that I want to offer them one more time the option of keeping their loan out to me and the roughly 5 % interest I pay them on it, as it would increase my financial flexibility to do so and allow me to keep more cash in reserve.

Subsidized loans are reserved for students with more financial need.

These loans are reserved for students who have demonstrated a financial need which is determined by their FAFSA application.

Subsidized loans are reserved for students who can demonstrate a financial hardship.

Because of their favorable terms, Perkins Loans were reserved for students who show exceptional financial need.

In addition, an alternative student loan is a key resource for those students and their families who do not typically qualify for many financial aid programs, but who are without adequate cash reserves to pay for a college education.

Self - amortizing the Bridge Loan debt (or reserving cash each year to fund the loan payment) beginning in FY19 will give us the financial freedom in 2034 (when the $ 39 million payment is due) to choose whether to refinance or pay off the debt, depending on which option is in Cooper Union's best financial interLoan debt (or reserving cash each year to fund the loan payment) beginning in FY19 will give us the financial freedom in 2034 (when the $ 39 million payment is due) to choose whether to refinance or pay off the debt, depending on which option is in Cooper Union's best financial interloan payment) beginning in FY19 will give us the financial freedom in 2034 (when the $ 39 million payment is due) to choose whether to refinance or pay off the debt, depending on which option is in Cooper Union's best financial interest.

Requires CEDA's Administrator to: (1) establish an expected loan loss reserve; and (2) use a portfolio investment approach to mitigate risk and diversify investments across technologies and limit to 30 % the amount of financial assistance provided to any one technology.

SNL Financial, a company that analyzes and reports data on lenders, found that bank reserves as a percentage of nonperforming loans doubled between 2008 and 2009.

It's therefore advisable to have an accountant check the financials and the annual report for things like the level of unrecovered debt, whether any loans have been taken out and the level of reserves.

Jeff Jones, executive vice president of Kansas City, Mo. - based Midland Loan Services, says virtually all lenders now require either reserves or proof of sufficient available financial assets to cover unexpected costs.

Consideration of certain loan characteristics in the underwriting process, such as high debt - to - income ratios and a lack of financial reserves that can result in high rates of default and foreclosure.

The state of the market immediately preceding the financial crisis means that most of the loans made during this time period had increasingly higher LTV ratios and drastically reduced reserves coupled with interest - only payments and inflated property values.