Sentences with phrase «loosened loan standards»

Loosened loan standards as a result.

Not exact matches

Wall Street worried that it was a sign credit card companies were loosening standards and making loans to borrowers that couldn't afford it.

The OCC's findings are consistent with more recent surveys: The Fed's October survey of senior U.S. loan officers found a growing number loosening standards for commercial and industrial loans, often by narrowing the spread between the interest rate on the loan and the cost of funds to the bank.

It measures the tightening or loosening of loan standards to both consumers and businesses and is conducted among senior loan officers at lending institutions.

The narrower spread makes sense in light of the July Senior Loan Officer Opinion Survey on Bank Lending that reported loosening lending standards for commercial real estate loans (including apartments) even as loan demand picked up: Continue reading 10 yr fixed apartment loan rate remains below 5.1 % as 10 yr Treasury ranges in 2.6 - 2.7 % Loan Officer Opinion Survey on Bank Lending that reported loosening lending standards for commercial real estate loans (including apartments) even as loan demand picked up: Continue reading 10 yr fixed apartment loan rate remains below 5.1 % as 10 yr Treasury ranges in 2.6 - 2.7 % loan demand picked up: Continue reading 10 yr fixed apartment loan rate remains below 5.1 % as 10 yr Treasury ranges in 2.6 - 2.7 % loan rate remains below 5.1 % as 10 yr Treasury ranges in 2.6 - 2.7 % area

In turn, lenders were motivated to create more of these products, so they loosened their standards and granted more loans to people with poor credit and insufficient income.

Many consumers are good borrowers that do not fit into a perfect box so non-prime mortgage loans become very appealing when subprime mortgage lenders get the flexibility they need from the banks to loosen lending standards.

What's important to know, though, is that when the credit index increases it means that mortgage lenders are loosening their credit standards, meaning that it's easier to qualify for a mortgage loan.

Tight competition between mortgage companies for a smaller pool of applicants could mean that lenders will loosen their standards a little and make it easier for some borrowers to qualify for a loan.

What's more, standards for making option ARMs were loosened starting in late 2004, when Wall Street firms began buying such loans in bulk to be converted into securities backed by the loan payments, Cecala said.

Fewer banks increased their home equity underwriting standards and some loosened their home equity loan requirements.

In comparison to other available loans, the underwriting standards are greatly loosened.

The data shows an increase in defaults among post-recession loans due to loosened lending standards.

«Loan originators continue to loosen underwriting standards, contributing to one of the largest quarter - over-quarter increases in leverage in conduit loans» ever, said Tad Philipp, Moody's director of commercial real estate research.

««Meanwhile, we are beginning to see early signs that some post-recession loan vintages are defaulting at a slightly elevated rate, a sign that some loosening of lending standards has occurred in recent years.