Sentences with phrase «major negative items»

Major negative items can seriously destroy your credit rating.

It means no major negative items like a repo or bankruptcy in the past few years.

Not exact matches

We fix an unlimited amount of negative items in your credit file with all 3 of the major credit agencies, for one flat fee.

Major credit bureaus Equifax, Experian and TransUnion say that your negative item should have already been removed.

credit report repair [top] Credit report repair refers to a method of credit improvement whereby questionable negative items on a credit report are disputed with the three major credit bureaus in an attempt to remove these items from a consumer's credit report.

For credit report repair, our credit consultants will work with the 3 major credit bureaus on monthly basis in order to eradicate negative errors and inaccurate items.

We assist in the correspondence needed to interact with the major credit bureaus and your creditors to remove or correct these questionable negative items from your credit report.

As an example, we are aware of one firm that, when you plug their name into Google, some of top references in the search results include news about a major malpractice lawsuit against the firm, associate layoffs, and other negative items.

5) The Stress Reactive Rumination Scale (SRRS; Robinson & Alloy, 2003) assesses three cognitive tendencies in response to major life stressors: the tendency to focus on the negative attributions and inferences that characterises the negative inferential style (9 items; α = 0.90); the tendency to focus on hopeless cognitions (5 items; α = 0.94); and the tendency to focus on active coping strategies and problem - solving solutions (7 items; α = 0.83).

Many of the scales demonstrated weak psychometrics in at least one of the following ways: (a) lack of psychometric data [i.e., reliability and / or validity; e.g., HFQ, MASC, PBS, Social Adjustment Scale - Self - Report (SAS - SR) and all perceived self - esteem and self - concept scales], (b) items that fall on more than one subscale (e.g., CBCL - 1991 version), (c) low alpha coefficients (e.g., below.60) for some subscales, which calls into question the utility of using these subscales in research and clinical work (e.g., HFQ, MMPI - A, CBCL - 1991 version, BASC, PSPCSAYC), (d) high correlations between subscales (e.g., PANAS - C), (e) lack of clarity regarding clinically - relevant cut - off scores, yielding high false positive and false negative rates (e.g., CES - D, CDI) and an inability to distinguish between minor (i.e., subclinical) and major (i.e., clinical) «cases» of a disorder (e.g., depression; CDI, BDI), (f) lack of correspondence between items and DSM criteria (e.g., CBCL - 1991 version, CDI, BDI, CES - D, (g) a factor structure that lacks clarity across studies (e.g., PSPCSAYC, CASI; although the factor structure is often difficult to assess in studies of pediatric populations, given the small sample sizes), (h) low inter-rater reliability for interview and observational methods (e.g., CGAS), (i) low correlations between respondents such as child, parent, teacher [e.g., BASC, PSPCSAYC, CSI, FSSC - R, SCARED, Connors Ratings Scales - Revised (CRS - R)-RSB-, (j) the inclusion of somatic or physical symptom items on mental health subscales (e.g., CBCL), which is a problem when conducting studies of children with pediatric physical conditions because physical symptoms may be a feature of the condition rather than an indicator of a mental health problem, (k) high correlations with measures of social desirability, which is particularly problematic for the self - related rating scales and for child - report scales more generally, and (l) content validity problems (e.g., the RCMAS is a measure of anxiety, but contains items that tap mood, attention, peer interactions, and impulsivity).