Sentences with phrase «market value settlement»

Market value settlement — In the event of a total loss or theft, we pay the market value (actual cash value), which includes a deduction for depreciation.

Market value settlement — In the event of a total loss or theft, we pay the market value (actual cash value), which includes a deduction for depreciation.

Not exact matches

The committee may deem that a holder of options or stock appreciation rights has exercised such options or rights on the expiration date using a net share settlement method of exercise if, on that expiration date, the options or rights are vested and the exercise price is less than the then fair market value of the Shares.

However, if the ordinary shares or ADSs are treated as traded on an «established securities market» and you are either a cash basis taxpayer or an accrual basis taxpayer that has made a special election (which must be applied consistently from year to year and can not be changed without the consent of the IRS), you will determine the U.S. dollar value of the amount realized in a non U.S. dollar currency by translating the amount received at the spot rate of exchange on the settlement date of the sale.

The company's product portfolio consists of charge and credit card products; expense management products and services; consumer and business travel services; stored value products, including travelers checks and other prepaid products; network services; merchant acquisition and processing, and servicing and settlement, as well as point - of - sale, marketing, and information products and services for merchants; and fee services comprising market and trend analyses and related consulting services, fraud prevention services, and the design of customer loyalty and rewards programs.

Barnes & Noble Inc. bore the brunt of Wednesday's antitrust settlement between the U.S. government and three major book publishers, losing 6.4 % of its market value on Thursday alone and tumbling 17 % this month.

The announcement of the settlement sent Barnes and Noble's stock down 6.4 % of its market value on Thursday.

An RC settlement will buy new items to replace the damaged ones regardless of current market value, but an ACV settlement will depreciate the value of the damaged items based on age and condition at the time of loss.

When it is declared a total loss, however, your insurance settlement will generally pay the market value less the insurance deductible.

However, an option now exists which enable policyholders to receive amounts more than cash surrender value by selling the policy on the life settlement market.

The replacement cost will cover to repair broken items, replace them with similar items, or offer a cash settlement for an item at it's current market value.

It also suggests that when the redemption price of life insurance nears the life settlement value of a policy, careful consideration needs to be given to determine whether the additional tax burden of selling on the life settlement market justifies the transaction.

If a client or a broker fails to deliver securities sold to another broker within a specified number of days after the value (settlement) date, the receiving broker may buy - in the securities in the open market and charge the client or the delivering broker the cost of such purchases.

Cash and net other assets, if any, represent the market value weights of cash and derivatives and may show a negative market value as a result of the timing of trade versus settlement date transactions.

The market value of the securities underlying a when - issued purchase, forward commitment to purchase securities, or a delayed settlement and any subsequent fluctuations in their market value is taken into account when determining the market value of a Fund starting on the day a Fund agrees to purchase the securities.

See the Investor Handbook for more information on Franklin Templeton 529 College Savings Plan, including sales charges, expenses, general risks of the Plan, general investment risks and specific risks of investing in Plan portfolios, which can include risks of convertible securities; country, sector, region or industry focus; credit; derivative securities; foreign securities, including currency exchange rates, political and economic developments, trading practices, availability of information, limited markets and heightened risk in emerging markets; growth or value style investing; income; interest rate; lower - rated and unrated securities; mortgage securities and asset - backed securities; restructuring and distressed companies; securities lending; smaller and midsize companies; credit linked securities, life settlement investments, and stocks.

Facebook fought fiercely to keep the details of its market value and the ConnectU settlement under wraps.

It is not a risk - free strategy; this is especially so for patent settlement agreements that incorporate clauses which both limit generic market entry and provide value transfers.

Marital property is typically valued at its fair market value on the date when a settlement is reached or the case comes to trial.

With over 10 years of experience as counsel in a large number of major projects unfolded on the Romanian market, Alina Popescu has gained solid expertise in M&A and FDI matters, commercial & contract law, international arbitration and amicable settlement of high value disputes.

TEACH is well known to calculate settlement offers well below fair market value.

A settlement is only possible when the policy's market value exceeds the cash surrender value.

Basis of Claim Settlement - For damage of insured equipment necessary expenses will be repaid which is required to restore the product in previous form or will pay the market value of the same if repair cost exceeds replacement cost.

Purchase Modified Replacement Cost coverage and receive a settlement that's equivalent to Repair Cost, Actual Cash Value or Market Value.

Life settlements are not liquid, and their current market value may not be known.

For more than two decades, LISA — the oldest and largest trade organization in the life settlement market — has brought consumers around the world education and access to market participants who can facilitate the sale of a life insurance policy, translating to billions of dollars in additional value.

In the «life settlement» market, first, term life policies of any amount are almost never purchased, and, second, most other cash value policies are unlikely to be considered unless the face amount is well in excess of $ 1 million, each.

There are two coverage plans available: Replacement Cost Settlement, which pays to repair or replace your home without depreciation, and Actual Cash Settlement, which pays to repair or replace your home for what it's worth at current market value.

«We'll see things that are really meant for settlement or for utility value that may be somewhat less volatile from a markets perspective.

Developed external contacts and resources to provide remarkable customer service and fair market value claim settlements for commercial vehicles and specialty vehicles.

Promoted from Teller position to Member Service Representative April 2003 Established credit union memberships Opened savings, checking, individual retirement, and certificate of deposit accounts and explained options of each to member Prepared all paperwork and assisted members in signing of documentation Cross sold and created Visa check cards in branch Responded to members» questions and concerns via phone queue and online communucation center Opened safety deposit box accounts Performed daily maintenance of the loan applicant database Entered and submitted applications to the loan officers for review and status decision Educated members on the variety of loan products and payment protection options Maintained up - to - date knowledge of credit union products and policies Exceeded cross sell percentage goals with consultative, value - focused customer serviceapproach Exceeded marketing goals by cross selling various credit union products and services Provided back - up for other member service representatives and tellers when needed Maintained dormant account log Executed check orders Back - up for Managers with vault combinations Prepared and executed settlement documents for the following loan products: Home equities (fixed rate and HELOC's), ordered appraisals and flood certificates Auto loans Unsecured lines of credits VISA credit card lines.

The marketing - services - kickback scheme violated Section 8 of RESPA, which prohibits giving a «fee, kickback, or thing of value» in exchange for a referral of business related to a real - estate - settlement service.

A recent RESPA enforcement action by the Consumer Financial Protection Bureau has caused concerns about the Bureau's interpretation of RESPA, including the section 8 (c)(2) exemption that allows fair market value payments to settlement service providers for services provided.

«The National Association of REALTORS ® is pleased with the court's reinstatement of its previous decision affirming that payments to settlement service providers are permitted by RESPA so long as those payments are for goods and services actually furnished or performed and are made at fair market value,» said NAR President Elizabeth Mendenhall.

The Court of Appeals for the D.C. Circuit, sitting en banc, upheld an earlier determination that the Consumer Financial Protection Bureau had incorrectly rejected a long - standing RESPA interpretation that payments made to settlement service providers are permissible so long as those payments are for goods or services actually provided and are for fair market value.

HUD recently accepted settlements totaling $ 80,000 from four real estate companies that charged title companies using their conference rooms for closings at what HUD considered rates substantially higher than the rooms» fair market value.

Despite plenty of regulatory scrutiny by the Consumer Financial Protection Bureau (CFPB) and others, Marketing Services Agreements can still be structured and managed to be compliant with the Real Estate Settlement Procedures Act (RESPA), which prohibits the giving or receiving of a thing of value in exchange for the referral of a settlemenSettlement Procedures Act (RESPA), which prohibits the giving or receiving of a thing of value in exchange for the referral of a settlementsettlement service.

Comments Off on Florida Deficiency Judgment Overturned by Florida Court: Bank Loses Deficiency Because it Fails to Provide Valid Evidence of Fair Market Value Tags: Deficiency Judgments, Foreclosure defense attorney, Foreclosure Settlement, House foreclosure, Mortgage foreclosure, Property foreclosure, Short Sale Counseling, Short Sales

The settlement agent pays fair market value to rent the conference room for each closing.

RESPA permits the marketing of other settlement services by another settlement service provider so long as the payments made for these services represents the fair value for the services provided.

In addition to needing a retrospective or date of death appraisal during the settlement process, often times the ordering party will also request a «current value» appraisal in order to determine current market value for purposes of sale or settlement between heirs.