People who have a big portion of their assets in stocks and mutualfundsstand to lose the most if the market tanks as they are preparing to or starting to withdraw money from their accounts.
As of Jun 30, 2017, the fund's allocation stands as 66.80 percent in equities, 28.71 % in debt, 2.46 % in MutualFunds, 1.10 % in Cash / Call, and 0.63 % in moneymarket securities.