Not exact matches
Every individual applying for life
insurance has a different
health situation and, obviously, different family history so what might be the best
carrier for one case, may not be the
most affordable for another.
There was no open enrollment period in the individual market before 2014, because
health plans were not guaranteed issue at any time of the year in
most states - so there was no need for special enrollment periods; people simply applied, and were either accepted or declined by the
insurance carriers.
If you're currently pregnant and looking to purchase life
insurance, this typically isn't an issue with
most life
insurance carriers, but what if you have a
health issue like preeclampsia?
While there are hundreds of
insurance companies that offer
health coverage, generally it is best to select among the largest,
most prominent
carriers available.
Although
health insurance carriers can limit
most coverage to in - network providers, that's not true for emergency services.
Establish what
insurance carrier would be the
most applicable choice which may involve pre-screening
health conditions, hazardous occupations, dangerous sports and other specific information.
On
most health insurance policies pre-existing conditions are only a concern if the policy holder did not have prior coverage with another
health insurance carrier.
If so,
most insurance carriers allow for a one - time application for a «
health re-classification», in which they essentially reclassify you based on your current
health which leads to an immediate reduction in your premium.
Most insurance carriers require you to take a paramedical exam that they pay for and send the paramedical examiner to your home or office to perform the exam and ask some
health questions.
Regardless of whether you're looking for life
insurance for diabetics or life
insurance for smokers, or any other
health condition in between, we know which life
insurance carriers look
most favorably upon various
health conditions and lifestyles.
AARP's underwriting process — 3
health questions — is simpler than
most no exam life
insurance carriers» process.
The
most affordable no exam life
insurance carrier will depend on your age,
health and amount of life
insurance requested.
Group therapy is reimbursable by
most health insurance plans with an out - of - network benefit (Check with your
insurance carrier for specific details).