Sentences with phrase «most of the financial planners»

Not exact matches

Most people in this stage of life could at least benefit from a one - time consultation with a financial planner who specializes in retirement planning.

When it comes to updating benefit packages every October, «most people run for the hills,» said Mark Germain, certified financial planner and founder and CEO of Beacon Wealth Management.

Most couples have some financial objectives with bigger costs and a more long - term outlook than a wedding, said Kevin Meehan, a certified financial planner and the regional president of Wealth Enhancement Group in Itasca, Illinois.

'' [T] he [mistake] that's the most painful, that shaped me as a person, it's getting in credit card debt in college,» Bach explained on the debut episode of «Better Off,» a podcast hosted by financial planner and business analyst Jill Schlesinger.

Most people go to financial planners for advice on how to manage investments and save for retirement, but a new trend in money management is challenging investors to take a more holistic view of their money.

These days, most of the mailers related to financial matters that I get at home come from «financial planners» who sometimes call themselves «wealth managers».

The beautiful interface will focus on connecting those who value professional advice to a team of the most qualified financial advisers, estate planners, tax attorneys, and career coaches.

One of most gratifying parts of my job as a Certified Financial Planner is helping people of all ages get...

There was no way most financial planners would have time to research single equity crowdfunding deals on behalf of clients, said Will Hamilton of Hamilton Wealth.

A certified financial planner (or consultant) went to college and then completed additional training to become professionally certified in creating financial strategies to help their clients get the most out of every dollar they earn, spend, or invest.

The rigidity of budgeting is actually one reason they don't work over the long run for most people, says Certified Financial Planner Brad Klontz, author of «Mind Over Money» and co-founder of the Financial Psychology Institute.

Most of the time, both Certified Financial Planners are available to address your financial planning and investmeFinancial Planners are available to address your financial planning and investmefinancial planning and investment needs.

But «not having insurance is as risky as not wearing your seat belt,» warns Atlanta financial planner Mary Claire Allvine, co-author of The 7 Most Important Money Decisions Youll Ever Make.

Just learn how to get the most out of your financial planner and get tips on how to work with a financial specialist so you can improve your debt and money management skills to start building your wealth.

«Most financial planners and investment advisers focus on investment decisions, picking the next best fund,» said David Blanchett, co-author of the study and head of retirement research for Morningstar Investment Management.

«I've run the calculations for tons of different clients, and in virtually every one, it makes the most sense to use an RRSP,» says Karin Mizgala, a fee - based financial planner in British Columbia.

Yet, to plan for retirement, most financial planners suggest saving a nest egg large enough to provide you 70 % of your pre-retirement income during your retirement years.

The thing is, most insurance agents scammers financial planners will probably try to push the more expensive, frills - laden product on you, simply because of the way their incentives are structured.

Most financial planners are most familiar with mutual funds, which qualify as one of the IRA investment optiMost financial planners are most familiar with mutual funds, which qualify as one of the IRA investment optimost familiar with mutual funds, which qualify as one of the IRA investment options.

«Find the one which gives you the most credits for the type of items you most often buy,» says Jon Ten Haagen, a certified financial planner in Huntington, New York.

Whether it's to provide income replacement, pay off final expenses, or help loved ones in need of extra financial support, most financial planners recommend life insurance as part of a solid financial plan.

In other words, everything Easy Money can do, you can do the same thing, and most of the time much better using the Integrated Financial Planner (IFP).

Most financial planners recommend that home buyers make a down payment amounting to 20 % of the price of the home.

MAKING IT HAPPEN: «Costa Rica has a high standard of living and is one of the more expensive places to live in Latin America, but it's still a bargain for most Canadians,» says financial planner Jason Heath, estimating that a luxury lifestyle would run couples $ 25,000 annually.

One of the most interesting things about this tool is that, unlike your financial planner, it doesn't ask you what kind of income you want in retirement.

In fact, most financial planners recommend that housing costs comprise no more than a third of a household budget.

Whether you're a recent graduate or a seasoned professional, a single person living in the big city or a family living in the suburbs, you could most likely use the advice of a financial planner.

One final finding from the survey that is consistent across all demographic segments is the belief that financial planners are the most reliable sources of financial information — more so than newspapers, websites, or other professionals.

To avoid neglecting the most important aspects of your financial life, it might be wise to sit down with a financial planner to make sure you're on track with retirement before you start saving money for a vacation or other treat - yourself goals.

Along these lines, financial planners often recommend clients develop their portfolio allocations using a «pyramid» approach, where the bottom layer of the pyramid is filled with the safest assets to meet the client's most important objectives.

The most recognized designation in Canada is the CFP or certified financial planner, but there are lots of people who call themselves financial planners who have no designation at all.

The most comprehensive listing of Canadian fee - only financial planners on the web, from MoneySense magazine.

Most Americans repay their debts in the wrong way, said Greg Knight, a certified financial planner and founder of Engage Advising in Oakland, Calif. «For example, if you have three credit cards with minimum balance payments, many people round up each minimum payment,» he said.

For the most part, that probably means dealing with a financial planner who holds a Certified Financial Planner (CFP) or Chartered Financial Consultant (ChFc) designation, both of which require an adviser to meet rigorous professional sfinancial planner who holds a Certified Financial Planner (CFP) or Chartered Financial Consultant (ChFc) designation, both of which require an adviser to meet rigorous professional staplanner who holds a Certified Financial Planner (CFP) or Chartered Financial Consultant (ChFc) designation, both of which require an adviser to meet rigorous professional sFinancial Planner (CFP) or Chartered Financial Consultant (ChFc) designation, both of which require an adviser to meet rigorous professional staPlanner (CFP) or Chartered Financial Consultant (ChFc) designation, both of which require an adviser to meet rigorous professional sFinancial Consultant (ChFc) designation, both of which require an adviser to meet rigorous professional standards.

But it's one that most of today's financial planners refuse to address in a clear and numbers - oriented way.

The Garrett Financial Network has a stable of financial planners who, unlike most advisers, are willing to work for an hourly fee (typically $ 175 to $ 250 Financial Network has a stable of financial planners who, unlike most advisers, are willing to work for an hourly fee (typically $ 175 to $ 250 financial planners who, unlike most advisers, are willing to work for an hourly fee (typically $ 175 to $ 250 an hour).

Once hundreds of millions have been spent promoting the idea that long - term timing always works, I don't think that financial planners will ever again feel the pressures they have felt in recent years to avoid informing their clients about the most important research in the field and the most important realities for those seeking to become successful long - term investors.

There are even some loans that can exceed 100 % of the LTV ratio, but most financial planners caution borrowers against this form of loan, as they come with a high possibility of foreclosure, and any interest on a balance that exceeds the home's value can not be tax - deductible.

Most Millennials probably think they don't need to work with a financial planner yet because they are still paying back student loans and aren't making much money, but in reality many of them would be much better off financial if they did.

Most financial planners suggest that an emergency fund contain enough money to cover between three and six months of living expenses.

Most financial planners only use seven or less of those.

97 % said the most important standard for financial planners was adherence to a professional code of ethics.

It's not hard to understand why financial planners would want to encourage their clients to invest heavily in stocks — most of the money made in this field is made through the selling...

«Housing is the biggest expense most people have,» points out Mary Erl, a certified financial planner and owner of Nest Builder Financial Advisors in Gufinancial planner and owner of Nest Builder Financial Advisors in GuFinancial Advisors in Gurnee, IL.

«Outside of a lifetime annuity (which eliminates flexibility), most retirement income plans are unpredictable,» says Hank Brock, a certified financial planner at Brock and Associates, in St. George, Utah.

The conference is open to anyone with an interest in the legal and other issues affecting Canada's elder population, but will be of most interest to lawyers, financial planners and...

Most of these policies are owned by irrevocable trusts — a common way to handle estate planning, and one that should involve a financial planner and attorney.

Financial planners consider term plans as the most suitable way to protect oneself against the risk of early death.

«Most of Gen Y thinks that they're invincible,» said Chad Chubb, a certified financial planner and founder of WealthKeel.

«It is one of those things that people put off,» said Emilie R. Goldman, a financial planner in San Mateo, Calif. «Most people I talk to are pretty surprised about the amounts they need and often think because they have coverage at work, it's enough.»