Sentences with phrase «most standard insurance»

Although these transactions have historically had minimal provisions available at best, most standard insurance carriers now provide limited coverage for agent - owned property transactions if certain requirements are met.

But if you are ever unfortunate enough to experience a total loss due to accident or theft, most standard insurance policies pay the actual cash value of the car at the time of the incident.

The more passengers you have in your car, the more damages you can be liable for in the event of an accident — not only are non-family members not covered by most standard insurance, they are also more likely to file lawsuits.

The more passengers you have in your car, the more damages you can be liable for in the event of an accident — not only are non-family members not covered by most standard insurance, they are also more likely to file law suits.

Not exact matches

Each member of the Audit Committee shall meet the independence standards and expertise requirements of the New York Stock Exchange corporate governance listing standards, the Securities Exchange Act of 1934 and rules promulgated thereunder, the Federal Deposit Insurance Corporation Improvement Act of 1991 (FDICIA), and other applicable laws and regulations, in each case, as of the Firm's most recent annual meeting.

But while the total number of U.S. life insurance policies — bought by both private citizens and employers — is shrinking, standard life plans are still among the most popular form of coverage purchased.

For this reason, the standard amount of liability protection in most insurance policies might not be adequate.

An Indexed Universal Life (IUL) insurance policy functions similarly to a standard universal life policy, except that it accumulates value through investments in a stock market index rather than the typical low - risk investments that most dividend - paying policies use to grow.

While about 33 % of beneficiaries are part of this system where insurance can negotiate, known as «Medicare Advantage», most Medicare beneficiaries receive benefits directly from the government agency involved which pays 106 % of the «standard price» for prescription drugs without negotiation.

Increased Retiree Health Insurance Premium - Sharing: While most employers — public and private — do not reimburse retirees for the cost of Medicare Part B premiums, New York State pays for the standard premium and the Income - Related Monthly Adjustment Amounts (IRMAA) levied on high - income retirees (couples with incomes in excess of $ 170,000 per year).13 Under the Governor's proposal, the State would cap the amount retirees are reimbursed at current levels and discontinue IRMAA reimbursements for those most able to afford the costs of health iInsurance Premium - Sharing: While most employers — public and private — do not reimburse retirees for the cost of Medicare Part B premiums, New York State pays for the standard premium and the Income - Related Monthly Adjustment Amounts (IRMAA) levied on high - income retirees (couples with incomes in excess of $ 170,000 per year).13 Under the Governor's proposal, the State would cap the amount retirees are reimbursed at current levels and discontinue IRMAA reimbursements for those most able to afford the costs of health insuranceinsurance.

But since most individuals aren't up to the task of analyzing the finances and claims - paying ability of insurance companies, a more practical way to home in on strong insurers is to look for those that get high financial strength ratings — say, A + or better — from firms like A.M. Best and Standard & Poor's.

Most Plano renters insurance policies come with replacement cost coverage standard, but it pays to ask and make sure.

Depending on your situation, you may want to purchase flood or earthquake insurance, as most standard homeowners policies don't cover these disasters.

Even though California doesn't use insurance credit scores to determine pricing or underwriting eligibility for renters insurance, most carriers use the standard HO - 4 policy form to write these policies on.

In fact, according to the Insurance Information Institute, under most standard auto policies, gap insurance with collision and comprehensive coverage adds about $ 20 to a yearlyInsurance Information Institute, under most standard auto policies, gap insurance with collision and comprehensive coverage adds about $ 20 to a yearlyinsurance with collision and comprehensive coverage adds about $ 20 to a yearly premium.

Standard motorcycle insurance policies include bodily injury and property damage liability insurance, which riders are required to have in most states.

Most renters insurance policies have an overall claim limit for jewelry and furs of $ 2,500 so the standard policy would cover a valid claim for one of the rings, but only part of the cost of other.

That $ 50,000 doesn't cut into the $ 100,000 or $ 300,000 limit for liability claim that's standard on most renters insurance in Modesto.

The policy covers most consequential losses resulting from covered perils, but Ebola is not a covered peril under a standard renters insurance policy.

While the HO - 4 policy form used for most tenant insurance is derived directly from the HO - 3 homeowners policy that's an industry standard, there's one major difference that impacts the price.

Although you should read your policy for full details, replacement cost is pretty standard for most new renters insurance policies.

Amica's most unique feature is that it offers customers coverage for a stolen credit card under its standard home insurance policy.

Long - Term Care Insurance Premiums: probably one of the most overlooked advantages (policy needs to be qualified per IRS standards)

Birmingham renters insurance is written on a standard policy form called the HO - 4, used by most carriers in most states.

While rates, endorsements and discounts vary widely by insurance company, most insurers provide a standard set of coverages outlined below.

Amica's endorsement options are fairly standard, meaning you are able to find them offered through most other insurance companies.

Most homeowners insurance policies exclude coverage for earthquakes as part of their standard package.

Most standard renters insurance policies include at least $ 100,000 in liability protection (in addition to personal property and loss of use coverage), which is good value for the cost of most renters policMost standard renters insurance policies include at least $ 100,000 in liability protection (in addition to personal property and loss of use coverage), which is good value for the cost of most renters policmost renters policies.

However, The General also offers its policyholders all of the standard coverage options that most national insurance companies have available.

Most standard renters» insurance policies include at least $ 100,000 in liability protection (in addition to personal property and loss of use coverage), which provides adequate coverage for most tenaMost standard renters» insurance policies include at least $ 100,000 in liability protection (in addition to personal property and loss of use coverage), which provides adequate coverage for most tenamost tenants.

While most insurance companies use some combination of the same or similar factors to calculate your insurance rate, there's no standard calculation.

I am not advocating that children need life insurance for the standard reasons that most people believe.

According to Louis Chiafullo, a partner in the insurance practice at law firm McCarter & English LLP, one of the most common misconceptions about flood insurance is that it's included in standard homeowner's policy.

In most standard home insurance policies, if there is any damage to your other structure, the value for the damage under Coverage B is normally calculated based on replacement value.

South Carolina renters insurance is a standard policy form used in most states, the South Carolina HO - 4, with an endorsement called the HO - 300 to modify minor provisions to be compliant with South Carolina renters insurance requirements.

A standard home insurance policy covers your personal property and most valuables up to the selected limit of insurance.

An Indexed Universal Life (IUL) insurance policy functions similarly to a standard universal life policy, except that it accumulates value through investments in a stock market index rather than the typical low - risk investments that most dividend - paying policies use to grow.

«Standard polices, which are the policies most average Canadians carry, all cover the rebuilding of the same - size home that was destroyed,» says Adam Mitchell of Mitchell and Whale Insurance Brokers in Whitby, Ont.

For example, most standard home insurance policies will only pay $ 1,500 for jewelry lost in theft.

As a result, private placement life insurance products generally have no surrender charges and the commissions range from 1 — 3 % which is much lower compared to the standard commission rates of most conventional public life insurance products.

As part of the life insurance application process, after a thorough physical examination and a determination of which factors are impacting a person's health, they are placed into a formal classification most of the time, ranging from Preferred Select to Standard Smoker.

Throughout most of the country, standard home insurance policies are available from most providers.

In addition to the risks of being underinsured, homeowners in the Golden State need to understand that California's unique geography and ecology make California home insurance a lightning rod for the «exclusions» (i.e. exceptions) that are standard in most home insurance policies.

Renters insurance in Lexington, KY covers the standard perils such as fire, theft, vandalism, and most water damage.

In most cases, standard insurance provides more than enough coverage.

Most car insurance policies don't cover attaching a trailer as standard so double - check — some may charge you a slightly higher premium.

Most renters insurance policies do not cover earthquake damage, so it isn't considered when pricing the standard premium.

That's standard on insurance policies of most types, and it's called «duty to defend.»

Most El Paso homeowners insurance policies share some standard types of coverage options.

While the HO - 4 renters insurance form is fairly standard in most places and published by the Insurance Services Office, different carriers amend the language in differinsurance form is fairly standard in most places and published by the Insurance Services Office, different carriers amend the language in differInsurance Services Office, different carriers amend the language in different ways.