Sentences with phrase «most standard insurance policies»

But if you are ever unfortunate enough to experience a total loss due to accident or theft, most standard insurance policies pay the actual cash value of the car at the time of the incident.

Not exact matches

But while the total number of U.S. life insurance policies — bought by both private citizens and employers — is shrinking, standard life plans are still among the most popular form of coverage purchased.

For this reason, the standard amount of liability protection in most insurance policies might not be adequate.

An Indexed Universal Life (IUL) insurance policy functions similarly to a standard universal life policy, except that it accumulates value through investments in a stock market index rather than the typical low - risk investments that most dividend - paying policies use to grow.

Most Plano renters insurance policies come with replacement cost coverage standard, but it pays to ask and make sure.

Depending on your situation, you may want to purchase flood or earthquake insurance, as most standard homeowners policies don't cover these disasters.

Even though California doesn't use insurance credit scores to determine pricing or underwriting eligibility for renters insurance, most carriers use the standard HO - 4 policy form to write these policies on.

In fact, according to the Insurance Information Institute, under most standard auto policies, gap insurance with collision and comprehensive coverage adds about $ 20 to a yearlyInsurance Information Institute, under most standard auto policies, gap insurance with collision and comprehensive coverage adds about $ 20 to a yearlyinsurance with collision and comprehensive coverage adds about $ 20 to a yearly premium.

Standard motorcycle insurance policies include bodily injury and property damage liability insurance, which riders are required to have in most states.

Most renters insurance policies have an overall claim limit for jewelry and furs of $ 2,500 so the standard policy would cover a valid claim for one of the rings, but only part of the cost of other.

The policy covers most consequential losses resulting from covered perils, but Ebola is not a covered peril under a standard renters insurance policy.

While the HO - 4 policy form used for most tenant insurance is derived directly from the HO - 3 homeowners policy that's an industry standard, there's one major difference that impacts the price.

Although you should read your policy for full details, replacement cost is pretty standard for most new renters insurance policies.

Amica's most unique feature is that it offers customers coverage for a stolen credit card under its standard home insurance policy.

Long - Term Care Insurance Premiums: probably one of the most overlooked advantages (policy needs to be qualified per IRS standards)

Birmingham renters insurance is written on a standard policy form called the HO - 4, used by most carriers in most states.

Most homeowners insurance policies exclude coverage for earthquakes as part of their standard package.

Most standard renters insurance policies include at least $ 100,000 in liability protection (in addition to personal property and loss of use coverage), which is good value for the cost of most renters policMost standard renters insurance policies include at least $ 100,000 in liability protection (in addition to personal property and loss of use coverage), which is good value for the cost of most renters policmost renters policies.

Most standard renters» insurance policies include at least $ 100,000 in liability protection (in addition to personal property and loss of use coverage), which provides adequate coverage for most tenaMost standard renters» insurance policies include at least $ 100,000 in liability protection (in addition to personal property and loss of use coverage), which provides adequate coverage for most tenamost tenants.

According to Louis Chiafullo, a partner in the insurance practice at law firm McCarter & English LLP, one of the most common misconceptions about flood insurance is that it's included in standard homeowner's policy.

In most standard home insurance policies, if there is any damage to your other structure, the value for the damage under Coverage B is normally calculated based on replacement value.

South Carolina renters insurance is a standard policy form used in most states, the South Carolina HO - 4, with an endorsement called the HO - 300 to modify minor provisions to be compliant with South Carolina renters insurance requirements.

A standard home insurance policy covers your personal property and most valuables up to the selected limit of insurance.

An Indexed Universal Life (IUL) insurance policy functions similarly to a standard universal life policy, except that it accumulates value through investments in a stock market index rather than the typical low - risk investments that most dividend - paying policies use to grow.

«Standard polices, which are the policies most average Canadians carry, all cover the rebuilding of the same - size home that was destroyed,» says Adam Mitchell of Mitchell and Whale Insurance Brokers in Whitby, Ont.

For example, most standard home insurance policies will only pay $ 1,500 for jewelry lost in theft.

Throughout most of the country, standard home insurance policies are available from most providers.

In addition to the risks of being underinsured, homeowners in the Golden State need to understand that California's unique geography and ecology make California home insurance a lightning rod for the «exclusions» (i.e. exceptions) that are standard in most home insurance policies.

Most car insurance policies don't cover attaching a trailer as standard so double - check — some may charge you a slightly higher premium.

Most renters insurance policies do not cover earthquake damage, so it isn't considered when pricing the standard premium.

That's standard on insurance policies of most types, and it's called «duty to defend.»

Most El Paso homeowners insurance policies share some standard types of coverage options.

While that may indicate that they have some deeper issues and you're better off without them anyway, that vandalism can be covered under your renters insurance in Arlington — and anywhere else, since it's a standard peril named on most renters insurance policies.

Most standard home insurance policies will provide Loss of Use protection up to 20 % of your dwelling coverage limit.

Most major employers will have travel medical insurance as a standard policy, but it's rare that they'll offer trip cancellation / interruption or baggage insurance.

What's more, most standard homeowners and renters insurance policies only provide jewelry coverage in response to certain «covered perils,» or causes of loss.

Most owners of these types of dwellings are able to secure standard homeowners insurance policies.

Good news is - under most standard home insurance policys - sheds, garages and other detached structures on your property are covered against damage caused by wind / hail / fire.

Most standard car insurance policies don't cover you when driving abroad.

Most standard homeowners insurance policies have exclusions, and earthquake insurance is no different.

As is the case with freshwater flood protection, most providers offer some sort of OPTIONAL sewer backup protection, but it is not usually included on default standard insurance policies.

FACT: A standard home insurance policy covers your personal property and most valuables up to the selected limit of insurance.

Most Allstate home insurance policies include standard coverage, like:

To write an umbrella or excess policy, most companies will require a minimum of $ 300,000 underlying liability insurance on your standard homeowners policy.

I'm here to talk about liability coverage, which is a standard part of most homeowners, renters and condo insurance policies.

Most renters insurance policies come with a few standard types of coverage to help protect you and your belongings.

It is true that most standard pet insurance policies will not cover your pets for pre-existing conditions, so it's perhaps understandable that many people don't see the value in insurance when their pet is old and already suffering from costly ailments.

Unfortunately, most standard homeowners» insurance policies will not protect against all of the damages caused by a hurricane.

However, the most likely scenario when shopping for a malpractice insurance policy for a virtual law firm is that the software and / or hardware that you depend on may not be covered in the standard policies provided by malpractice insurance carriers.

As professionals held to a higher standard, most commercial vehicle drivers carry insurance policies with higher limits that can translate into higher awards.