Sentences with phrase «most variable rate»

Most variable rate cards are expected to rise by the same amount.

Most lenders have also reduced the discounts on Variable Rate Mortgages which at one time was available as low as Prime minus 1 %, most Variable Rate Mortgages today are priced around Prime minus 0.30 to 0.50 % today.

Consumers who carry a credit card balance should be particularly wary going forward, as most variable rate cards are pegged to the prime rate and many charge rates of 18 percent or more.

This rate is less applicable in the United States as we use the prime rate for most variable rate credit cards.

Most variable rate consumer loans are tied to one of two benchmark rates, the London Interbank Offered Rate, known as LIBOR, or the Prime Rate.

Most variable rate consumer loans are tied to one of two benchmark rates, the London Interbank Offered Rate, known as LIBOR, or the Prime Rate.

Due to the risk of benchmark rates rising to extremely high levels, most variable rates have ceilings which can help protect borrowers.

Due to the risk of benchmark rates rising to extremely high levels, most variable rates have ceilings which can help protect borrowers.

Not exact matches

Because most credit cards have a variable rate directly tied to the Fed's benchmark rate, that quarter - point increase will show up as soon as the next billing cycle, McBride said.

Although most borrowers (54 percent) said all of their loans carried fixed interest rates, about one in five (22 percent) said they had variable - rate loans, or a mix of fixed - and variable - rate loans.

Most borrowers (60 percent) are operating under the mistaken assumption that the government offers both fixed - rate and variable - rate student loans.

This is because most private student loan lenders offer extended repayment plans and variable interest rates that seem lower at the onset of a loan refinance, saving borrowers money on their monthly payment as well as on the total cost of borrowing over time.

Most credit cards have variable interest rates, so when the Fed raises rates, your credit card issuer quickly follows suit.

As most of you know, the 84 - 24 and BIC exemptions apply separately and disparately to fixed rate annuities, fixed indexed annuities and variable annuities.

But of the inputs, one variable is by far the most important: the discount rate, which is tied to the market interest rates Buffett has been talking about.

However, most users choose fixed interest rates a survey shows that variable interest rates can cost you less.

We'll start by singling out two of the most important variables associated with a convertible note — the valuation cap and discount rate — and then will see how these two interact.

Fixed vs. Variable Regular APR — Fixed is preferred for most people carrying a balance on a credit card since this means your interest rate won't change, but variable rates can be beneficial too as long as you understand the range on which your interest rate cVariable Regular APR — Fixed is preferred for most people carrying a balance on a credit card since this means your interest rate won't change, but variable rates can be beneficial too as long as you understand the range on which your interest rate cvariable rates can be beneficial too as long as you understand the range on which your interest rate can vary.

Most personal loans come with fixed interest rates, but in certain cases, a variable rate can be a better choice.

The Fund's income may decline when interest rates fall because most of the debt instruments held by the Fund will have floating or variable rates.

Mael said most HELOCs come with variable rates, and the minimum payment on the loan typically covers interest charges.

As the chart below demonstrates, the two most commonly used reference rates for variable - rate student loans — LIBOR and the prime rate — can swing dramatically in a relatively short period of time.

In response to this and other changes, most issuers decided to ditch fixed - rate cards and make their credit card interest rates variable.

Private variable - rate loans constitute a small portion of overall student loan debt, while most student loans are part of federal programs that guarantee a permanent fixed rate.

Banks raised interest rates on most categories of variable - rate loans by a similar amount to the rises in the cash rate between November 1999 and May 2000 (Table 9).

The biggest disadvantage is that most loans have a variable interest rate.

Although interest rates have hovered near historic lows recently, the LIBOR benchmark rate, on which most variable interest rate loans are based, more than doubled in the year through July 2017, dragging payments for variable interest rate student loans up with them.

Currently, most lenders offer loans with variable interest rates as low as 2.57 % APR and fixed interest rates at 3.15 % APR..

Most caps on variable interest rate student loans are roughly 8 - 9 %, which can help decrease the risk of a rising interest rate.

The target cash rate has been unchanged at 4.75 per cent since June 2002, and similarly, most variable lending rates have remained unchanged over this period.

Savings Rate — The Most Important Variable to Wealth Building [and the math to prove it]-- When it comes to wealth building there are many variables to consider, but as I have stated in my monthly financial reports many times, it's the savings rate that doesn't get the attention it deserRate — The Most Important Variable to Wealth Building [and the math to prove it]-- When it comes to wealth building there are many variables to consider, but as I have stated in my monthly financial reports many times, it's the savings rate that doesn't get the attention it deserrate that doesn't get the attention it deserves.

Following the increase in the cash rate, a number of smaller lenders announced increases in their variable lending rates, though, at the time of writing, most large lenders had not adjusted rates.

Lenders on the Credible platform offer rates starting from 3.35 % fixed APR and 2.78 % variable APR, but keep in mind that these rates are generally reserved for the most qualified borrowers.

Barbour and colleagues» models of injection indicate, however, that it may have been the variable - rate wells that were most important for the Pawnee event.

There was no significant correlation for most of the variables examined (chromatin accessibility, histone modifications, and recombination rate).

The take - away message from this article is to try to train your body at highly variable intensity rates for the majority of your workouts to get the most beneficial response in terms of heart health, fat loss, and muscle maintenance.

to consider should be the following: 1) the achievement of full employment or reduction in the unemployment rate; 2) increase the income distribution measured by the Gini index; 3) reduction of the levels of crime in society; 4) increase in service levels of education, health, housing and transport to the population; 5) increase of the investment in infrastructure, education, health, housing and sanitation; 6) increase in the HDI - Human Development Index, used by the United Nations, which takes into account GDP per capita, the longevity of people and their education (measured by illiteracy rate and the enrollment rates at various levels of education); and 7) increase of GNH (Gross National Happiness) indicator, which analyzes 73 variables that contribute most to the goal of achieving the well - being and satisfaction with life (See GNH posted in website

The most recent state - level college - going rates come from 2009 - 10, so both variables use that year as the reference point.

We used three levels of the teacher accomplishment rating (most, moderately, and least accomplished) as the independent variable and eight scores from the teacher factor set derived from our empirical data (time spent in small - group instruction, time spent in whole - group instruction, time spent in independent reading, student engagement rating, home communication rating, preferred style of telling, preferred style of recitation, and preferred style of coaching) as the set of dependent measures.

Instead, we used the ratings assigned to teachers on a joint (effective teaching and culturally responsive pedagogy) teacher accomplishment scale to classify teachers into three levels of accomplishment (most, moderately, and least); these levels were used as predictor variables to explain variations in the instructional practices used by teachers (Table 15).

With updates like an independent front suspension, variable - rate electronically managed shocks, more interior volume and a bevy of Benz - style safety systems, Mercedes has at least tacitly acknowledge that most G550 and G63 customers don't do what the G - Wagen was originally intended to do — and that would be carving its own path where no path exists.

Under the hood is a high - output, double - overhead - cam, 2.0 - liter engine with variable valve timing, rated at 160 horsepower and 132 foot - pounds of torque — the most ever for a Civic.

Combining this new platform with a more powerful and efficient direct - injected 3.5 - liter i - VTEC ™ V - 6 engine, a 6 - speed automatic transmission with wider ratio spread, and available new Intelligent Variable Torque Management ™ (iVTM - 4 ™) torque - vectoring all - wheel drive — the most advanced AWD technology in the midsize truck class — results in class - leading EPA fuel economy ratings along with superior all - weather traction and handling capability and robust medium - duty off - road performance.

Unlike some competitors, the 2018 Rogue isn't available with a manual transmission or a turbocharged engine.Under the hood of most Rogues sits a 2.5 - liter inline - 4 rated at 170 horsepower and and 175 pound - feet of torque that shuttles power to either the front wheels or, for $ 1,350 more, to all four via a continuously variable transmission (CVT).

Most credit cards nowadays have variable interest rates which fluctuate with market rates so the interest rate you're paying today may wind up being lower tomorrow.

But with the high end of that variable near equal to the low side of most other rates, BB&T has got them beat.

The main risk with a personal credit line is that most lenders have a variable interest rate which means that you'll accrue interest at different rates depending on the market.

This term allows you to convert into a fixed rate mortgage at a later date without penalty; however it also comes with a higher interest rate than is available on most of RMG's fixed and variable rate terms.

Most of the time, the APR that credit card advertise, and the rate that is figured as variable or fixed, is the purchase APR..

Note that most fixed payment variable mortgages have «trigger rates.»