As long as they are all within a 45 - day window, the credit bureaus will count
multiple credit checks from multiple mortgage lenders as a single inquiry.
When they do, you'll be happy to know that
multiple credit checks from property rentals within any 45 - day (FICO) or 14 - day (VantageScore) period are treated as a single inquiry by the credit score.
Not exact matches
Just like for student loan refinancing, you can fill out a simple form and compare offers
from multiple private student loan lenders all at once (without a hard
credit check).
You also authorize Discover Home Equity Loans to request
from one or
multiple credit bureaus / reporting agencies, your
credit bureau report including any ancillary
credit scores or ratings and to
check your
credit and employment history.
Having been denied by
multiple lenders, they are more likely to respond favorably to a solicitation
from any lender willing to give them a loan even without a
credit check.
Student Loan Marketplace, Overture's loan comparison tool, allows students to compare actual pricing on student loan products
from multiple lenders with a single
credit check.
This can be caused by applying for
credit cards too often,
checking your
credit score frequently, or even
from checking mortgage rates
from multiple lenders in an attempt to get the best deal on your new home.
Before addressing your questions concerning score impacts
from multiple credit checks and declined rental applications, let's first sort out some of the differences between the two main types of inquiries — hard and soft — and how each can influence your
credit score.
From various research I have done, Chase Canada seems to be the strictest and
check multiple credit reporting agencies.