Sentences with phrase «muni bond income»

Not exact matches

I'm 100 % focused on building truly passive income now through muni bonds, REITs, and real estate crowdfunded.

Fidelity's Julian Potenza seconded Darda's emphasis of muni bonds, saying «investors should consider keeping the portion of their fixed - income portfolio that is currently earmarked for liquidity relatively short, in terms of duration.»

Fixed income fund sample includes the Morningstar historical categories: Corporate Bond, Inflation - Protected Bond, Intermediate Government, Intermediate - Term Bond, Muni California Intermediate, Muni National Intermediate, Muni National Short, Muni New York Intermediate, Muni Single State Short, Short Government, Short - Term Bond, Ultrashort Bond, and World Bond.

Blackrock Muni Yield Investment Quality (MFT) is a closed end fund that seeks current income exempt from regular Federal income tax through investment in insured investment grade municipal bonds.

Blackrock Muni Holdings Quality (MUS) is a closed end fund that seeks current income exempt from regular Federal income tax through investment in investment grade municipal bonds.

I buy a combination of specific municipal bonds in California because that's where I reside in where I can not pay state income taxes on the dividends, I also have a California municipal Bond fund, and a nationwide muni bond fBond fund, and a nationwide muni bond fbond fund.

I would personally recommend you reduce equity exposure to 60 % total if and when there is a correction in the bond market, specifically muni bonds for tax purposes based on your income.

There's a clear uptrend in the amount of money that's flowing into muni bond funds on a weekly basis, fueled by not just the appetite for tax - free income but also a need to preserve capital.

Below, find our best articles on fixed income ETFs, covering everything from junk bonds to munis to TIPS.

This extends muni bonds» multi-month-long streak in net inflows — already one of the longest in U.S. history — proving that in a world of low government bond yields and macroeconomic uncertainty, munis continue to be sought as a «safe haven» for their relatively low volatility, modest gains and, of course, tax - free income.

In 2015, munis, as represented by the Barclays Municipal Bond Index, were actually the top fixed - income asset class, beating both Treasuries and corporate debt.

Many investors, sensing additional risk in stocks, are likewise seeking shelter and tax - free income in muni bonds.

In fact, a confluence of positive developments is highlighting why muni bonds may be worthy of consideration by many fixed - income investors, regardless of their tax bracket.

Therefore, paying zero state income and federal income tax on muni bond interest income is very enticing.

For my mom in her retirement years her tax exempt muni bond funds provide an income stream of 3 % that is tax free.

The stars aligned in spectacular fashion for the municipal bond market in 2014: Low supply amid solid demand, improving fiscal conditions among state and local issuers, and a broad drop in interest rates (and rise in bond prices) helped make munis one of the top - performing fixed income asset classes of the year.

The Tax - Advantaged Income Fund pursues one strategy: it invests in closed - end muni bond funds.

Oh, and that USA friend of mine — she has a municipal bond portfolio where she a) is earning over 4 % on average, and b) pays NO TAXES on the interest income whatsoever (munis are exempt).

The table below displays the amount and weight percentage of net assets for all Muni National Bond Funds allocated to other asset classes besides equity and fixed income.

In fact, a confluence of positive developments is highlighting why muni bonds may be worthy of consideration by many fixed - income investors, regardless of their tax bracket.

Interest paid on municipal bonds (also called «munis») is generally free from federal — and sometimes state and local — income taxes.

Income from bonds issued by state, city, and local governments (municipal bonds, or munis) is generally free from federal taxes.

However, since muni bonds remain a high - quality fixed - income investment, they're still popular with individual investors, maintaining a good demand and supply balance.

The asset class will likely be subject to its share of market volatility this year, but for taxable, income seeking investors, don't snub muni bonds.

Example of a federal income taxable, state income non-taxable muni bond: The town of Hamden, Connecticut, issued a $ 125 million pension bond to reduce the deficit in its underfunded pension plan in Feb 2015.

Notably, interest received from munis is generally exempt from federal and, in many cases, may be exempt from state, and local income taxes, assuming the investor purchases bonds issued by his or her home state.

Take the yield on a muni bond, and adjust it to make it equivalent to a bond that is subject to income tax.

For example, if an investor buys a muni bond with a 3 % yield and is subject to a 40 % federal income tax rate, the tax - equivalent yield would be 3 % / (1 — 0.4) = 5 %.

Interest income from these bonds is not subject to federal income taxes, and if you live in the muni's issuing state, the bond's interest income is also exempt from state and local taxes.

The income muni bonds generate is not subject to federal income taxes and may not be subject to state and local taxes, depending on who issues the bond and where the investor lives.

He predicts that unless a client's average tax bill represents more than 35 % of adjusted income, muni funds are probably unnecessary in today's bond investing landscape.

If you are in the 25 % marginal tax bracket or higher, you can purchase muni bonds and not pay taxes on the income.

Maybe my wife and I are lucky to have pensions, 401Ks, muni bond interest that provides passive income 3x our expenses at age 52.

Finally, muni bonds are often for those in the highest tax brackets (and / or a state which has a high income tax).

Two years ago, I bought 200 shares of Dreyfus Municipal Income, Inc. (DMF) which had a yield of 7.5 % at the time, which was an unusually good yield for a leveraged muni bond fund.

Although, we only invest in individual NY Muni bonds to generate tax free income to cover 1.35 times our expenses, I enjoy reading your analysis to learn why you pick certain stocks.

High - yield municipal bonds have generally provided less interest - rate sensitivity and higher income relative to higher - quality muni bonds.

I've broken out interest income (which is fully taxable at our marginal tax rate) from our tax - free interest (from CA muni bond mutual funds).

What's more, the income generated by muni bonds is federally tax - exempt.

Fixed income sectors shown above are provided by Barclays and are represented by — Broad Market: U.S. Aggregate Bond Index; MBS: U.S. Aggregate Securitized - MBS Index; Corporate: U.S. Corporates; Municipals: Muni Bond 10 - year Index; High Yield: US Corporate High Yield Bond Index; TIPS: Treasury Inflation Protected Securities (TIPS).

If you're investing in municipal bonds or a municipal bond fund for income, consider a «closed - end» muni fund instead.

Speaking to investment income, a NJ taxpayer in the top tax bracket in all categories pays 39.6 % in Federal tax, 8.97 % in direct NJ State Tax and Obamacare 3.8 % tax on investment income (muni bonds are exempt).

For example, I invest in California muni bonds fund which gives me ~ 3 - 4 % annual dividend income - completely tax free.

Fixed income fund sample includes the Morningstar historical categories: Corporate Bond, High Yield Bond, Inflation - Protected Bond, Intermediate Government, Intermediate - Term Bond, Muni California Intermediate, Muni California Long, Muni Massachusetts, Muni Minnesota, Muni National Intermediate, Muni National Long, Muni National Short, Muni New Jersey, Muni New York Intermediate, Muni New York Long, Muni Ohio, Muni Pennsylvania, Muni Single State Intermediate, Muni Single State Long, Muni Single State Short, Short Government, Short - Term Bond, Ultrashort Bond, and World Bond.

But despite fiscal problems in some cities and states, tax - advantaged muni bonds are a key portfolio component for many high - income investors with a relatively low risk tolerance, as well as retirees who depend on the stable income.

Frank Knight presents Muni Bond Financial Software, posted at Best Financial Planning Software, saying, «Municipal bond investments and your state and federal marginal income tax rates: Some investors hold municipal bonds in an attempt to reduce their tax burBond Financial Software, posted at Best Financial Planning Software, saying, «Municipal bond investments and your state and federal marginal income tax rates: Some investors hold municipal bonds in an attempt to reduce their tax burbond investments and your state and federal marginal income tax rates: Some investors hold municipal bonds in an attempt to reduce their tax burden.