Sentences with phrase «often purchasing a policy»

One of the unfortunate realities surrounding life insurance is that people often purchase policies, then file them away for safekeeping.

At higher ages, savings - focused investors often purchase the policy with a younger family member as the life assured to reduce the mortality charges further.

That is why parents often purchase a policy to insure the life of a college student or graduate, where the mother or father is the policy owner and beneficiary.

Not exact matches

As discussed in previous blogs, customers with frequent product return rates often offset the costs of returns with profitable ongoing purchase behavior, justifying generous returns policies.

The death benefit of a whole life insurance policy stays the same for the life of the policy, unless you purchase additional coverage, and often ranges from $ 50,000 to several million dollars (similar to level term).

Advanced and developing economies have done a good job managing the implications of unconventional monetary policies, she said, using a phrase that often describes asset purchases by a central bank to support growth.

Tech E&O, as it is often called, is arguably the most important policy that a tech company can purchase as it is the first line of defense when the service or digital product that they sell fails.

Although it has not released any changes to its current policies, it will often balance out the market by purchasing Australian dollars on the spot market.

Short term life insurance policies, such as those with 1 - year or 5 - year terms, often have the option of being renewable, meaning that at the end of the term you can purchase the same coverage again without a new application process.

Often aid was channeled by the donor into the infrastructure for foreign investment and conditioned on the purchase of goods produced by the metropolis so that a rational development policy based on local needs became impossible.»

A policyholder could find itself in the position of recalling on its own initiative or being asked by FDA to recall based on this «reasonable probability» standard, but not being able to satisfy the definition of «accidental contamination» under its specialty policy because it can not prove its product was W With the frequency of costly product recalls on the rise, many companies have considered purchasing specialty recall coverage to secure coverage for certain recall - related losses that are often excluded from general liability and property policies.

I'm often hesitant to make a purchase because of the return policy or shipping costs (maybe I just don't want to spend $ 50 to get free shipping lol!).

While it is a worthwhile goal to train preservice teachers as «savvy consumers of technology,» teachers are rarely in positions of authority to make purchasing decisions and are often limited by acceptable use policies set at the district level, including filters and insufficient technology support and maintenance or access to computer labs.

It often makes sense to purchase a policy with the longest elimination period you can reasonably take on.

If you have more than one motorcycle, you can purchase a multibike policy and often receive a discount from your insurer.

Effective Coverage handles other lines of insurance for renters as well, and often significant discounts are available when purchasing multiple policies from the same insurance company.

You can also add any protection that you really need such as e.g. sewer backup that is often not included into home insurance policies and needs to be purchased separately.

While key employee life insurance is usually purchased for high - earners, you should note that the face value of the policy is often limited to a multiple of the insured's income, such as 10X.

The death benefit of a whole life insurance policy stays the same for the life of the policy, unless you purchase additional coverage, and often ranges from $ 50,000 to several million dollars (similar to level term).

There are many other perils covered by the policy as well, and you get replacement cost coverage that allows you to purchase a replacement item at retail rather than having to make up the often significant difference between retail price and the actual cash value that some policies provide.

Not only does Federal law place a limit of $ 50 on any fraudulent purchases but often any outstanding debts would be adequately paid by a Life Insurance policy which would be less expensive and more appropriate if you have a family.

Short term life insurance policies, such as those with 1 - year or 5 - year terms, often have the option of being renewable, meaning that at the end of the term you can purchase the same coverage again without a new application process.

You can often save money by purchasing a joint life insurance policy for yourself and your spouse, but this is often only available as permanent coverage.

When designing a whole life policy the cost of loans vs ongoing dividend rates is a key focus because the goal is often to keep a desirable «arbitrage» on your loan rate and the asset you use your loan to purchase.

This means that between a UL policy and a whole life policy purchased at the same time, the whole life policy will often grow faster and offer a greater death benefit.

This kind of insurance can be purchased as a rider on a life insurance policy, often to increase the death benefit, or as a standalone policy.

An endorsement is often a cheaper alternative to purchasing an entirely separate home insurance policy.

Vacation Homes are often purchased on coastal areas, which may add flood insurance or increase your typical insurance policy or association dues.

Parents and grandparents quite often would purchase small policies to help with funeral expenses if the child were to die.

Policies of this type were often purchased to provide for a mortgage repayment in the event of the insured's death.

The ability to purchase paid - up additions is often included as a rider on the original policy.

Due to its special focus on works by living artists, the museum has a policy of purchasing top - class works within the year they were created, often well before the artists have achieved widespread recognition.

Chronic Fatigue Litigation Chronic Fatigue insurance claims disputes are often related to the entitlements listed in a long - term disability insurance policy that has been purchased by an employer or the individual.

An endorsement is often a cheaper alternative to purchasing an entirely separate home insurance policy.

You can often purchase accidental death life insurance within a mortgage protection or life insurance policy.

It's usually the first policy small - business owners purchase because they often need it to sign commercial leases and client contracts.

This is a life insurance policy that works for every age, but is often purchased by younger policy buyers.

For many consumers, the question about whether to purchase life insurance will often come down to what they know which is often not enough when it comes to determining the cost of these policies.

For these reasons, people over age 50 will often purchase a final expense policy or a burial insurance policy.

For business loans that will move quickly through the application process, a no medical life insurance policy is often a great policy to purchase.

In cases like these where the price of a 20 or 30 year term life insurance policy is compared to the price of whole life, it often makes sense to purchase a cash value life insurance for children, which the parent can one day give to their child to take over payments.

For example, with a pre-paid funeral plan — also often referred to as pre-paid funeral insurance — an individual will purchase a life insurance policy to cover their funeral costs.

Experts recommend evaluating auto insurance coverage options at least once every 6 months or any time there is a major change in coverage need like when a new car is purchased, a new teenage driver is added to the policy, there is a move to a new state (or even a new zip code as auto insurance rates are often very granular and can change quite a bit even from zip codes that are right next to each other), etc..

No medical exam policies often have lower face values, but can be purchased for larger amounts, such as $ 250,000 to $ 500,000.

Many consumers purchase Guaranteed Issue Life Insurance to pay their final expenses and often times they can qualify for less expensive life insurance policy..

Single trip insurance policies are probably the best - known type of travel insurance medical coverage; however, if you travel often purchasing an annual multi-trip insurance policy could provide you with significant savings.

We'll often get calls from folks asking us about being able to purchase a life insurance policy without having to take a medical exam or answer any medical questions.

Now that we've listed several reasons why someone may be interested in purchasing a whole life insurance policy, it only makes sense that we now talk about the # 1 reason we'll often recommend a cash value whole life insurance policy... which is, it's all the client can qualify for.

Likewise, those who want to ensure that their funeral and burial expenses are paid off will often purchase a final expense policy.

The banks will often require you to purchase a business loan collateral life insurance policy.