Sentences with phrase «often times our loan»

Often times these loans start off with a low fixed - rate for a period of time — about 5 years or so.

Often times loan officers will throw tax returns at an underwriter and hold their breath in hope.

Often times our loan amounts are greater than the actual purchase price of the home.

Not exact matches

Traditional bank loans, which often have the lowest interest rates, take time to process.

Many enter into balloon car loans thinking that they'll see an increase in their income by the time the payment is due, often leaving themselves unable to pay down the lump sum.

First - time homebuyer loans are offered by mortgage lenders — such as banks or credit unions — and are often backed by the government.

Fueled by web - based tools that speed up the application process, a new paradigm for evaluating credit worthiness, and the ability to leverage technology to help them determine eligibility (often in under an hour), these lenders may approve business loans that might be overlooked by traditional banks, and can typically do it in much less time than their traditional counterparts.

Together, these requirements create a triple whammy for some first - time homebuyers who often have smaller down payments, higher debt obligations — such as student loans — and traditionally lower credit scores than more seasoned buyers.

Unlike primary mortgages that tend to be paid off over a 30 - year period, home equity loans and HELOCs are often used for a shorter amount of time.

While these «stealth» modifications often reduced the monthly payment for struggling borrowers, they did so by extending the term of the loans — which also increased the total lifetime interest by as much as three times the original cost.

The market for risky loans often used in buyouts has ballooned on investor demand

Demand for risky loans that fund private - equity buyouts and other highly indebted companies has pushed the size of the market beyond $ 1 trillion for the first time.

You either need to pay the ridiculously high loan fees that hard money lenders often charge or have the time needed to qualify and get a loan from a bank; clearly it's inefficient.

Often times these properties can be picked up for significant discount, as a bank is often very willing to get the loan off their bOften times these properties can be picked up for significant discount, as a bank is often very willing to get the loan off their boften very willing to get the loan off their books.

A small business owner often has far more complicated needs and has a much more challenging time convincing a bank for a business or personal loan.

Most loans on commercial real estate may have amortization terms of 20 to 30 years, yet the term for the rate (the period of time the rate is fixed) often is for a far shorter period, 5 years being the most common.

In such markets, buyers often have a hard time finding a house that falls within FHA loan limits.

So by the time a loan needs a modification, the paper trail has often vanished.

First - time homebuyers are often surprised that qualifying for a mortgage is much more difficult than qualifying for other types of loans.

With business loans, defaulting can often times have a negative impact on the business owner's credit score if the loan was backed by a personal guarantee.

Compared to many other kinds of loans, the VA Cash - Out is often preferable to veteran borrowers because it's often offered at a lower rate when compared to aconventional cash out loan, and you have the option of repaying the loan over a longer period of time.

This makes sense, since often times, high net worth individuals seek the safety and yield of munis, and the market infers a slight spread above Treasuries since a municipality is more likely to default on a loan than the US government, which can always just print more money under the US Fiat currency model.

California first - time home buyers often feel overwhelmed and intimidated at the prospect of choosing a mortgage loan.

Speaking on the issue, thee Bishop of Birmingham, Rt Revd David Urquhart, told the House of Lords: «More than half of children aged 10 to 17 are seeing payday loan advertisements «often» or «all the time».

I'd like to send Welbeck out on loan as well, he could use the time to boost his confidence as a lone striker — something we wouldnt see him do for us this or next season that often.

In Niang he has clearly found a way to motivate a winger who so often frustrated many at Milan, as well as at times when he has been loaned out.

By contrast, charter school leaders often spend significant time trying to secure loans or donations to cover facilities costs as well as managing any construction or renovation.

Game of Loans includes a clear and concise analysis of college prices and student borrowing patterns over time, filling in holes in a debate often bereft of relevant and reliable data.

Agents during this time would support writers with money, often making loans to writers who were in need and waiting for checks from publishers.

I have some problems with the technical side of it, from some problems that Amazon refuses to address, and I dislike that Amazon had to look in on readers to see how far they read to determine that payment (I often delete a book after I finish it, since I have loads on my Kindle at any one time and I rarely sync the device; does someone doing that with a loan mean we don't get paid?).

Many enter into balloon car loans thinking that they'll see an increase in their income by the time the payment is due, often leaving themselves unable to pay down the lump sum.

Often times, loan servicers will work with debtors to create a payment plan that works for both parties.

State regulations often mandate policies surrounding late payments; each lender will have its own policy, so be sure to read the loan documentation ahead of time to know the policies regarding late payments.

If a borrower needs more time to repay the loan, lenders often provide extensions for an additional fee.

With business loans, defaulting can often times have a negative impact on the business owner's credit score if the loan was backed by a personal guarantee.

A lender may allow you to «lock - in» your interest rate for a specific time period, often 30 or 60 days, to protect you from rate increases before your loan closes.

Even if a student was able to understand their loans because of that counseling, by the time a student starts repaying those loans several years later they have often forgotten that crucial information.

A penalty applied to a loan when it is paid off much earlier than anticipated often within a certain designated time period.

Often times, registration loan lenders will even grant the borrower more loan money when they provide their account information.

Major banks in Canada have to follow strict procedures when approving loans and this is often too time - consuming.

Further, online lenders often run special promotions to draw in first time borrowers and repeat customers to take out unsecured loans with them.

FHA loans are often considered the ideal loans for first - time homeowners, and most people choose to take this route when mortgaging their first home.

While federal loans will not require you to pay any of your loan off while you are in school, private loans often require that you make payments while in school, which can be difficult for students to manage while also making time for school.

Debt consolidation loans often have lower monthly payments because the debt is spread over a longer period of time.

While these «stealth» modifications often reduced the monthly payment for struggling borrowers, they did so by extending the term of the loans — which also increased the total lifetime interest by as much as three times the original cost.

«If you pay bills in cash or rely on a line of credit or loan, like a small business owner often does, then you'll have a terrible credit score even if you always pay your bills on time,» explains Michael Brattman, vice-president of personal insurance at Erb Insurance Brokers.

Private loans are tough — this process that they are talking about doesn't really work very often, and there are typically other extenuating circumstances behind the times it does work.

More often than not, if the borrower is servicing his first loan with the second, there is a lower possibility that he / she will be able to repay the second mortgage repayments on time.

Some states fail to realize that these loans are often the only recourse folks with little or poor credit have to get funds to help them through financially tough times.

When it comes to securing a home loan, first time buyers are often at a loss.

A: A lender may allow you to «lock in» your interest rate for a specific time period (often 30 or 45 days) to protect you from rate increases before your loan closes.