Optional policy riders at a small cost include; Accidental Death Benefit, Accelerated Living Benefit Rider, Children's Insurance Agreement Rider, Total Disability Benefit Rider, Waiver of Premium Rider, and Waiver of Premium for Unemployment Rider.
Not exact matches
You may add an
optional disability of premium
rider at the time you apply for your
policy, though it may not be available in all states.
Each company that offers a return of premium has their own rules regarding it and is typically looked
at as a «
rider» (an
optional benefit add on to an insurance
policy) in many cases.
The LifeScape Whole Life Insurance
policy consists of a pair of
riders at no extra premium, as well as an
optional 10
riders that includes a Critical Illness Benefit.
Available only
at issue, policyholders often add the
rider as an
optional or supplemental benefit to a life insurance
policy.
An option to surrender the
policy for paid - up insurance, extended term insurance, or in some cases an annuity, with premiums guaranteed
at the time the original contract is issued available with the purchase of
optional policy riders.
Farmers EssentialLife ® Simple Whole Life is a modernized whole life insurance
policy combining the traditional guarantees of whole life with
optional riders (available
at additional charge), potential to earn excess credits, and a discount7 for customers with other Farmers insurance
policies.
The plan returns all premiums, minus any fees, extra charges or premiums for
optional riders paid by the
policy owner
at the end of the 20 - year term if no claim has been made.
The Farmers Essential Life Simple Whole Life insurance
policy essentially combines the traditional guarantees of whole life insurance, with various
optional riders that can be added (
at an additional premium charge).
Guaranteed Insurability
Rider DEFINITION: an
optional rider attached to permanent life insurance
policies that allows the owner to elect to purchase additional life insurance death benefit coverage periodically
at certain attained ages, or alternatively, upon certain special occasions such as marriage and the birth of a child.
During the first year, all of your premium payments will go to pay the life insurance premium and
optional benefit
riders of your
policy and is payable
at age 100.
Farmers EssentialLife ® Simple Whole Life is a whole life insurance
policy combining the traditional guarantees of whole life with
optional riders (available
at additional charge), potential to earn excess credits, and a discount8 for customers with other Farmers insurance
policies.
Exide Life Critical Illness Rider UIN: 114B009V02, Exide Life Accidental Death Disability and Dismemberment Rider UIN: 114B002V02 are
optional riders which can be added
at inception and
policy anniversary by paying a nominal additional premium.