Sentences with phrase «other counseling agencies»

hosting partners, service providers, vendors, affiliates, referral partners, other counseling agencies, financial service providers (such as companies providing home mortgages), lenders, Federal, State, and non-profit agencies or other business partners.

Other counseling agencies should be required to reveal these kinds of numbers.

Not exact matches

One unanswered question in Special Counsel Robert Muellers investigation into whether there was any collusion between Trump's campaign and Russia is whether Russias Internet Research Agency or Russian intelligence used data Cambridge Analytica obtained from Facebook or other sources to help target and time messages during the campaign that were anti-Hillary Clinton, pro-Trump and politically and racially divisive.

The three top executives have yet to appear before regulatory agencies in Washington, sending instead general counsels and other company leaders.

It is a counseling, moreover, that calls into service the aid of many other men and agencies able to help a person in need, and, very frequently, it is a counseling of counselors.

Vice chair, Sue Monckton - Rickett told Premier: «It is a fact; I think that lots of counselling agencies across the country in January do start to see people coming in - perhaps more than at any other time in the year - with relationship issues.»

«The President's order makes clear that all federal agencies and lawyers must obey the law and respect religious liberty,» said Mark Rienzi, senior counsel at Becket, the firm that represents the Little Sisters and others challenging the HHS Mandate.

JCOPE spokesman Walter McClure said it was «routine for JCOPE staff and the executive director to speak with executive and legislative officials, ethics officers and counsels and others from state agencies, and lobbyists and their clients as part of the commission's mandate to provide ethics guidance.»

You don't have to look far for other examples, such as when Collins replaced legal counsel at the Erie County Industrial Development Agency with a Republican friendly firm.

Last week Cuomo's counsel, Alphonso David, ordered the administration to cut off all contact with CPV, including «regulatory approvals for CPV or CPV Valley, any ongoing regulatory proceedings related to CPV or CPV Valley, or any other discussions of projects, proposals, lobbying, transactions, or other matters concerning New York State, its Executive Agencies or Authorities that pertain to CPV or CPV Valley.»

Records on the state ethics commission website show that Whiteman Osterman & Hanna signed a contract in March 2016 to provide «legislative and regulatory counsel» while lobbying the governor's office, state agencies and the Legislature on issues of real estate development, construction, property management and other matters.

The people required to submit their departure letters include agency heads, acting agency heads, deputy and assistant agency heads, counsels and deputy counsels, public information officers and others in senior exempt positions.

As Congress develops public policy, I will continue to engage and seek counsel from our world class scientists and technicians working at the National Institutes of Health, the Food and Drug Administration, the Department of Energy, the National Science Foundation, the National Aeronautics and Space Administration, the National Oceanic and Atmospheric Administration, the National Institute on Standards and Technology, and other federal agencies.

Most credit counseling agencies will use the deposit you make on a monthly basis to repay medical bills, student loans, credit cards, and other balances, based on a payment schedule which has been approved by your financial institution.

About Blog I am a Canadian competition and advertising lawyer with significant experience counseling companies, associations, agencies, governments and other organizations on the application of Canadian competition and advertising laws.

About Blog I am a Canadian competition and advertising lawyer with significant experience counseling companies, associations, agencies, governments and other organizations on the application of Canadian competition and advertising laws.

In her current position as Director of Clinical Services, Christine over sees the Clinical Counseling Program, Psychological Testing Services, contracted clinical services to outside agencies and all other clinical services within PUC as well as provides direct counseling services and individual and group supervision to the clinical counseling trainees Counseling Program, Psychological Testing Services, contracted clinical services to outside agencies and all other clinical services within PUC as well as provides direct counseling services and individual and group supervision to the clinical counseling trainees counseling services and individual and group supervision to the clinical counseling trainees counseling trainees / interns.

Get your community in contact with the proper agencies and aftercare resources (e.g. police investigators, weather websites, counseling / relief organizations, and other resources).

The General Counsel is responsible for the Office of Aviation Consumer Protection and Enforcement, and also coordinates the Department's legislative efforts, regulatory program, and involvement in legal proceedings before other agencies, as well as various operational and international legal matters.

(2) counseling, guidance, referral, and placement services for handicapped individuals, including followup, follow - along, and other postemployment services necessary to assist such individuals to maintain their employment and services designed to help handicapped individuals secure needed services from * other agencies, where such services are not available under this ACT;

During that time, Jon represented clients before federal agencies on a variety of matters, and provided strategic counseling on a wide range of economic, safety, security and other legal and policy issues.

«There are other legitimate credit counseling agencies out there, but the AICCA and the NFCC are two good places to start.»

If the fees aren't modest, you may have mistakenly contacted a for - profit credit counseling agency, debt - settlement firm or some other company hoping to profit from your misfortune.

The credit counseling agency might be able to convince the lender to reduce their interest rates, get late fees and other penalties reduced, and thus make it possible for you to solve the problem in a 3 - to - 5 year time frame.

Visit also our page Credit Counseling, where you will find other agencies that assist families and individuals with financial problems.

Some consumer debt counseling agencies offer free debt consolidation services but others charge certain fees.

There are two types of credit counseling agencies, one is a profit - making company and the other is a not for profit organization.

Get help from a reputable credit counseling agency if you find yourself filling out credit card applications because you've maxed out all your other cards and you need money.

Among the qualified professionals who benefit from the DCCS training are employed by a wide range of organizations including consumer credit and debt counseling organizations, credit unions and other financial institutions, student loan lenders, cooperative extension system, all branches of the military, mortgage, real estate, and financial services firms; law enforcement, and other government agencies.

While I suspect the numbers Cambridge Credit Counseling has disclosed are be similar to those of other reputable national counseling agencies, it is critical that regulators, policymakers and consumers have access to this typCounseling has disclosed are be similar to those of other reputable national counseling agencies, it is critical that regulators, policymakers and consumers have access to this typcounseling agencies, it is critical that regulators, policymakers and consumers have access to this type of data.

«Offering consumer credit counseling along with other programs like homebuyer education, small business development, or our housing rehab allows us to become more of a full service agency.»

(1) Before executing a contract or agreement with or receiving money or other valuable consideration from a buyer, a credit services organization shall provide the buyer with a written statement containing: (a) A complete and detailed description of the services to be performed by the credit services organization for the buyer and the total cost of the services; (b) A statement explaining the buyer's right to proceed against the surety bond or surety account required by section 45 - 805; (c) The name and address of the surety company that issued the bond or the name and address of the depository and the trustee and the account number of the surety account; (d) A complete and accurate statement of the buyer's right to review any file on the buyer maintained by a consumer reporting agency as provided by the Fair Credit Reporting Act, 15 U.S.C. 1681 et seq.; (e) A statement that the buyer's file is available for review at no charge on request made to the consumer reporting agency within thirty days after the date of receipt of notice that credit has been denied and that the buyer's file is available for a minimal charge at any other time; (f) A complete and accurate statement of the buyer's right to dispute directly with the consumer reporting agency the completeness or accuracy of any item contained in a file on the buyer maintained by the consumer reporting agency; (g) A statement that accurate information can not be permanently removed from the files of a consumer reporting agency; (h) A complete and accurate statement of when consumer information becomes obsolete and of when consumer reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement of the availability of nonprofit credit counseling services.

Keep in mind: Even if a credit card company turns you down for a hardship program, the same company will very likely go along with a reduced APR and other accommodations if you work through a nonprofit credit counseling agency to set up a Debt Management Plan.

The role of the counseling agency is to review your unique financial situations during this private session and explore any alternatives that may be available, such as downsizing, city or state grants, or other alternatives that may be available to you.

Many agencies also serve their communities by providing housing counseling (under HUD) and / or a variety of other services.

Non-profit agencies often provide credit counseling and other debt services, but you can't assume a company is truly a nonprofit just because they say so.

If you're in need of pre-bankruptcy credit counseling or other types of credit counseling, here are some things to check for when you're choosing a credit counseling agency:

High - level staff from government agencies, private corporations and other counseling networks are also in attendance.

(1) A credit services organization, its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit services organization may not do any of the following: (a) conduct any business regulated by this chapter without first: (i) securing a certificate of registration from the division; and (ii) unless exempted under Section 13 -21-4, posting a bond, letter of credit, or certificate of deposit with the division in the amount of $ 100,000; (b) make a false statement, or fail to state a material fact, in connection with an application for registration with the division; (c) charge or receive any money or other valuable consideration prior to full and complete performance of the services the credit services organization has agreed to perform for the buyer; (d) dispute or challenge, or assist a person in disputing or challenging an entry in a credit report prepared by a consumer reporting agency without a factual basis for believing and obtaining a written statement for each entry from the person stating that that person believes that the entry contains a material error or omission, outdated information, inaccurate information, or unverifiable information; (e) charge or receive any money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer, if the credit that is or will be extended to the buyer is upon substantially the same terms as those available to the general public; (f) make, or counsel or advise any buyer to make, any statement that is untrue or misleading and that is known, or that by the exercise of reasonable care should be known, to be untrue or misleading, to a credit reporting agency or to any person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit, with respect to a buyer's creditworthiness, credit standing, or credit capacity; (g) make or use any untrue or misleading representations in the offer or sale of the services of a credit services organization or engage, directly or indirectly, in any act, practice, or course of business that operates or would operate as fraud or deception upon any person in connection with the offer or sale of the services of a credit services organization; and (h) transact any business as a credit services organization, as defined in Section 13 -21-2, without first having registered with the division by paying an annual fee set pursuant to Section 63J -1-504 and filing proof that it has obtained a bond or letter of credit as required by Subsection (2).

[FN43] Other legitimate credit counseling agencies have also attained this status as providers of consumer educational services.

To find out if it impacts other federal or state assistance or medical programs, contact your reverse mortgage lender, tax attorney, or counseling agency.

A credit repair business and its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit repair business, shall not do any of the following: (1) Charge or receive any money or other valuable consideration prior to full and complete performance of the services that the credit repair business has agreed to perform for or on behalf of the consumer; (2) Charge or receive any money or other valuable consideration solely for referral of the consumer to a retail seller or to any other credit grantor who will or may extend credit to the consumer, if the credit that is or will be extended to the consumer is upon substantially the same terms as those available to the general public; (3) Represent that it can directly or indirectly arrange for the removal of derogatory credit information from the consumer's credit report or otherwise improve the consumer's credit report or credit standing, provided, this shall not prevent truthful, unexaggerated statements about the consumer's rights under existing law regarding his credit history or regarding access to his credit file; (4) Make, or counsel or advise any consumer to make, any statement that is untrue or misleading and which is known or which by the exercise of reasonable care should be known, to be untrue or misleading, to a consumer reporting agency or to any person who has extended credit to a consumer or to whom a consumer is applying for an extension of credit, with respect to a consumer's creditworthiness, credit standing, or credit capacity; or (5) Make or use any untrue or misleading representations in the offer or sale of the services of a credit repair business or engage, directly or indirectly, in any act, practice, or course of business which operates or would operate as a fraud or deception upon any person in connection with the offer or sale of the services of a credit repair business.

What follows focuses mostly on the aspersions nonprofit credit counseling agencies (CCA's) lob at the other side while they actively, yet quietly, attempt to carve out a niche for themselves that would enable them to offer «Less Than Full Balance Plans» or «Credit Solution Plans» — which is just word play for their offering debt settlement (can't use a term they have vilified for years).

The very first nonprofit consumer counseling agencies were founded in the mid-1960s and since then numerous other agencies have formed to help combat excessive consumer debt.

Billy will review your personal situation to see if a consumer proposal compares in terms of cost of other factors to options like a debt consolidation loan or a debt management plan through a credit counselling agency.

Additionally there are other consumer credit counseling agencies which charge fees for the same services.

Some people don't care, others will make interesting financial choices just to keep from bankruptcy If you are close to either, you may want to look into a local credit counseling agency.

(1) Subject to paragraphs (2) and (3), and notwithstanding any other provision of this section, an individual may not be a debtor under this title unless such individual has, during the 180 - day period preceding the date of filing of the petition by such individual, received from an approved nonprofit budget and credit counseling agency described in section 111 (a) an individual or group briefing (including a briefing conducted by telephone or on the Internet) that outlined the opportunities for available credit counseling and assisted such individual in performing a related budget analysis.

Further, by registering at RMCN Credit Services the Registrant is consenting to receive phone calls from RMCN Credit Services, its affiliated sites, and its business partners for contact via telephone, including but not limited to lenders that may contact the Registrant regarding credit counseling and thereby Registrants waive their right to file a claim with the FTC or any other agency in reference to these calls or contacts.

In other words, some creditors, like the banks, give money back to the credit counselling agency each month in the form of a tax deductible donation to help support the agency.