Not exact matches
Some jobs are more
dangerous than
others, but employees in even the most
dangerous occupations are entitled to a certain level of safety in the workplace.
Construction has long held the title of most
dangerous occupation, but certain aspects of construction work are riskier than
others.
Keep in mind our instant quote form on the right will give you an idea of insurance premiums, but in order to obtain accurate term life insurance quotes, you'll need to speak to an agent, to discuss
other factors that may affect your health rating, such as your family's health history, and whether or not you participate in any hazardous activities, travels, or work in a
dangerous occupation.
When
other variables enter the picture such as health conditions, a history of Cancer or Heart Disease in your family tree, obesity,
dangerous occupations and sports, the rates can definitely go up.
Even though these
occupations can be more
dangerous than
other jobs, getting life insurance for police officers, life insurance for firefighters, and life insurance for EMTs does not differ from regular citizens.
The North Dakota Workforce Safety and Insurance Fund (WSI) sets class codes and premium rates, which are set to reflect how
dangerous a particular
occupation is when compared to
other careers.
Hazardous
occupations or hobbies that are considered
dangerous, such as structural metal workers, miners, heavy - equipment operators, stuntmen, race car drivers and
other «hazardous»
occupations or hobbies are usually excluded from applying for coverage, though employers of these
occupations often provide special protection for their employees.
Establish what insurance carrier would be the most applicable choice which may involve pre-screening health conditions, hazardous
occupations,
dangerous sports and
other specific information.
Your agent or broker will ask you some basic questions pertaining to your health conditions and some
others such as are you involved with
dangerous sports activities or do you have a hazardous
occupation which are going to end up being very important questions when trying to secure the lowest rates from virtually any of the life insurance companies on the market.
There are some
occupations that are considered by insurers as high risk than
others for e.g. soldiers, pilots, fishermen, miners, off - shore oil or gas industry workers, etc. are considered more
dangerous occupations that people working in offices with a desk job, shop workers, teachers, etc..
With the amount of business rolling in for people working in AFghanistan and Iraq as civilian contractors it seemed an appropriate time to take a look at some of the
other worldwide
dangerous occupations where people are not going to find off the shelf accidental death and disability insurance.
Other potential candidates can include those who take part in more risky or
dangerous occupations and / or hobbies, as well as those who just simply can not or do not wish to take part in a medical examination as a part of the underwriting process.
These are adults who may have applied for coverage and were either substantially rated up or declined a life insurance policy based on health issues or
other reasons such as alcohol and drug abuse or a
dangerous occupation.
There must be
other groups of people who could benefit from affordable
dangerous occupation accidental death insurance but are having a -LSB-...]
San Francisco - based Quality Planning Corp. — which helps auto insurance companies minimize rating errors by running their books of policyholders through a battery of more than 150 tests to find patterns — took a look at driving habits of people in different
occupations and found some jobs are more
dangerous than
others.