Sentences with phrase «other factors the insurer»

Snyder also claimed the CFA analysis ignores many other factors insurers take into consideration, such as traffic congestion, which he said «are more important in predicting loss.»

Not exact matches

Here are some other factors to consider: • Is the insurer a specialist in this area of insurance coverage?

Level term policies are usually more affordable since premiums can vary based upon factors other than age, and the insurer can better price your risk profile.

The score is combined with many other factors, like driving record and type of car, to help insurers come up with a premium that matches your risk profile.

He also intends to work with others involved in dealing with epidemics, such as insurers and government officials, to find out what they regard as the most important issues and factor them into his models.

This is because it depends on a variety of other factors, including the individual risk, and the different insurers we use have different views on this.»

And while the monthly payments the group received in the scenarios above could vary from month to month based on investment earnings and whether or not someone died, an insurer's immediate annuity states in advance how much you'll receive each month (although some immediate annuities may increase their payments based on the inflation rate or other factors).

Other factors: Insurers also consider other factors to determine your car insurance preOther factors: Insurers also consider other factors to determine your car insurance preother factors to determine your car insurance premium.

Well, basically they're little supplements, so to speak, that insurers factor into an immediate annuity's monthly payout to reflect the fact that some annuity owners will die sooner than others.

The quotes you'll get from insurers will be different based on your individual driving record, preferred liability limits, vehicle type, and other factors.

Most insurers factor in credit score, the highest level of education attained, home ownership, and other factors to determine the risk of a driver getting into accidents.

Once they've taken a look at all of this and combined it with the other factors listed above, the insurer will classify you and your rates will be set!

An insurer will take into account your assets, your risk factors, and several other items when presenting you with a quote.

The amount of coverage for which you may be approved by your insurer's underwriters will depend on your life insurance company, your age, gender, health and medical history, among other factors.

Using your financial history, as well as these other factors, insurers will determine your insurance score.

Make sure to ask the insurer you're applying with how they rate your country of origin, and whether there are other factors like your length of residency in the U.S. that could be affecting your rate.

Home and car insurers often consult «credit - based insurance scores,» which include the applicant or policyholder's credit score as well as other factors like their past claims and location.

The FSB is chaired by the Governor of the Bank of England Mark Carney, who in September created waves in the global financial sector with a speech to insurers warning of serious risks to investors from climate change due to, among other factors, a sudden asset write down with «jump - to - distress prices».

Other factors that may determine the time involved to resolve your claim are whether fault for your injuries is an issue with the insurer, how many parties are involved, such as in the case where more than one person might be at fault for your injuries, and whether you might have had previous injuries or accidents that the insurer might argue are contributing to your symptoms or length of recovery.

Another key factor when pricing burial insurance policies is the insurer that is underwriting the policy — even with all other criteria being equal.

Generally speaking, guaranteed issue life insurance will cost a bit more than some other traditional types of life insurance because of the increased risk factor taken on by the insurer.

Additional factors that may be used by potential insurers include your credit rating, your driving history, how you use your car, and many others.

Life insurance deals with such insured events as death and accidental death, excluding suicide, war and some other factors from the insurer's liability.

Some of the other factors that influence auto insurance quotes may be less important, depending on the insurer.

Your Insurance score is based on a statistical model developed by the insurer that allows them to objectively measure the relative likelihood of future insurance losses based on your credit history and other factors.

CURE is the voice for responsible drivers who have been discriminated against by other auto insurers based on factors that shouldn't impact auto insurance rates, such as education, occupation, and home ownership.

A. Pay - as - you - drive insurance will consider the amount of miles you drive as well as the other normal factors that an insurers use to figure your rates.

CURE cares mostly about how well you drive, so we refuse to adopt discriminatory income rating factors, like education, home ownership, and occupation, that most other insurers use.

But there are many other factors that go into the auto insurer decision - making process, including perceived level of customer service, the company's other insurance and financial products, as well as — let's be honest — which auto insurance company has the most entertaining commercials.

Different insurers weigh some factors more heavily than others, and the key is to find the company that is best for you.

We may also receive additional compensation from insurers and intermediaries contingent on the volume, growth, retention and / or profitability of the policies that we place, or other factors.

Insurers will also consider other factors, including your driving record, the particular coverages you choose, and whether you can bundle policies for a discount.

In particular the premiums may rise based on the filings of previous claims against the policy, injury or any other factor that might increases the insurer's risk of being obligated to pay out under the insurance policy provided.

Once they've taken a look at all of this and combined it with the other factors listed above, the insurer will classify you and your rates will be set!

Life Insurance Applicants and Basic Classifications Upon completing a medical exam, your insurer will look at your test results as well as other factors such as family health history and lifestyle choices and fit you into a classification or category.

Make sure to ask the insurer you're applying with how they rate your country of origin, and whether there are other factors like your length of residency in the U.S. that could be affecting your rate.

Unlike other insurers, Health IQ accounts for your physical fitness, muscle tone, diet, and other factors that prove you're healthier than any BMI chart indicates.

Of course, life insurers will look at many other factors besides health (such as your occupation and age) but factors common in pricing other insurance products, like state of residence, are often not contributing factors.

IRDA revises the TP premium rates every year for all classes of vehicles based on an actuarial formula, which takes into account the loss ratios for insurers, inflation, higher awards by judiciary, and other factors.

Auto insurers have extensively studied the connection between poor credit scores and high rates of auto insurance claims and other risk factors, and have consistently seen the same pattern: a strong positive correlation between poor credit and high rates of claims (and a corollary connection between good credit and low claims rates).

While some high risk factors are unavoidable such as the contracting of certain diseases, others can be either avoided or managed, thus reducing your risk to the insurer and making your application for coverage more acceptable.

The heart of PPACA consists of three provisions: guaranteed issue (insurers must offer coverage regardless of the applicant's health status or pre-existing conditions), community rating (insurers must offer policies within a given territory at the same price regardless of health status, age, gender, or other factors), and an individual mandate.

Each insurer bases rates on its own claim history and data set, among other factors, and uses its own formula when setting pricing.

However, there are plenty of other insurance providers with nice websites, so the layout should hardly be a deciding factor when it comes to choosing an insurer.

Failing to consider other factors when you buy cheap car insurance, such as the dependability and service of your carrier, may lead to sky - high expenses down the road if the insurer proves unreliable.

Irda revises the TP premium rates every year for all classes of vehicles based on an actuarial formula, which takes into account the loss ratios for insurers, inflation, higher awards by judiciary, and other factors.

Like most other life insurance products, the cost of whole life insurance is determined by age, health, lifestyle, and other factors that contribute to your placement into what life insurers call a «rate class».

An insurer will take into account your assets, your risk factors, and several other items when presenting you with a quote.

Even if you're applying for a smoker - specific policy, other factors will be taken into the consideration by the insurer.

The insurer will examine the medical history, lifestyle, and other factors that relate to the individual's medical needs, and, through actuarial analysis, make an estimate of the risk associated with providing coverage.