Researchers said the results will come as a big boost to parents of SLI children as they indicated that
over time they benefit from hearing the same stories over and over again.
The Pay
Over Time benefit — which is only available to select charge card users — does offer an appealing amount of flexibility for bigger purchases.
Over time the benefit decreases, but the premium stays level.
The initial benefit will probably be higher than Level Term for the same premium, but
over time the benefit gradually reduces.
Not exact matches
Over time, your decision to get better every single day will reap tremendous
benefits in your life and drastically increase your success rate.
«If you can diversify the tax treatment of your assets
over time it can
benefit you so you have more tax flexibility when you hit retirement.»
With
over 20 years industry experience, Bimalis responsible for making sure the world learns about the
benefits of Celayix's solutions that include: advanced employee scheduling,
time and attendance, employee communication as well as integration modules for payroll and billing.
Bob Sewell, president and CEO of Oakville's Bellwether Investment Management, does think that some companies, and their shareholders, could
benefit from the infrastructure spending
over time.
With
over 20 years industry experience, Bimal is responsible for making sure the world learns about the
benefits of Celayix's solutions that include: advanced employee scheduling,
time and attendance, employee communication as well as integration modules for payroll and billing.
With a commitment to continuous improvement they will be able to realise more
benefits over time.
Low literacy and essential skills is a compounding problem because low - skilled adults
benefit less from other training that sits atop basic skills — and their skills remain weak or deteriorate
over time.
Over time,
benefits for the highest earners would outstrip others».
This integration is getting tighter and more expansive
over time, so this is a
benefit that will actually get better the longer you have your Mac.
Although the one -
time costs of being connected are higher on an annual basis,
benefits accumulate
over time, as they tend to be made as long - term investments in productivity.
The
benefits of making smart money moves now will compound
over time and have the potential to make a big impact on your financial picture.
To get ahead of that, he said, consider accelerating your charitable donations to capture the current tax
benefit or use a donor - advised fund, which lets you make a charitable contribution and receive an immediate tax break but then distribute the funds
over time.
Over time, users will come to trust the subdomain, which is an added
benefit.
Even if you don't develop an app, even if you just spend
time in a beautiful place, the
benefit of that year will continue long after it's
over.»
Benefits offered: Every employee at Deloitte is offered up to 30 days of paid
time off per year, with unused leave carried
over into the next year.
As tax revenues have shrunk, the city's financial obligations have grown — mainly to an ever - expanding pool of 30,000 retirees, promised life -
time pensions and health
benefits by short - sighted government officials
over decades who consistently failed to fund those future obligations.
Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead
times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated
benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products
over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.
Something that
benefits over a large period of
time.
And,
over time, those
benefits could really add up: One animal study found that regular exercise actually reorganizes parts of the brain, making it less reactive to stress.
The other
benefit of allowing employees to telecommute or work - from - home is that they are using their own utilities and equipment, which reduces company utility expenses
over time.
These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the
benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products
over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from
time to
time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).
Ongoing
benefits resonate with employees
over time, make them more secure in life and have a greater impact on business.
Whole life products have an added investment component along with their pure insurance or death
benefit function; these policies build cash value
over time.
It's scalable, focuses on both acquisition and retention, and provides accumulated
benefits over time — making it ideal as a SaaS - focused strategy.
Automobile companies, meanwhile, are not unlike CPG companies: they operate a «house of brands» to serve different demographics while
benefitting from scale in production and distribution; the primary difference is that they make money through one large purchase instead of
over many smaller purchases
over time.
Basic whole life policies provide a fixed death
benefit and a cash value that builds
over time.
Not everyone will
benefit: now that Republicans have swept the US government for the first
time since 1928, it means Obamacare is
over - just a matter of
time - and Affordable Care Act - vulnerable stocks such as Universal Health Services, AmSurg and Mednax will likely plunge; on the other hand pure pharma stocks like MCK and ABC will
benefit as rhetoric on drug pricing will diminish significantly, leading to more stable earnings if / when changes in drug pricing become more stable.
Of course, the policy's cash value changes
over time and is lower than the total sum of the death
benefit it provides.
Over time, there may be a
benefit in exploring other arrangements that are more conducive to investments in illiquid assets.
The solution, it is widely argued, is to cut
benefits — either directly by means - testing or indirectly by raising the retirement age or allowing inflation to erode their real value
over time.
A Schwab Charitable donor - advised fund account allows investors to contribute cash or appreciated assets to a charitable account to realize the greatest possible tax
benefits — and then support their favorite charities
over time.
We're aggressively leveraging our scale and diversity, and we're driving breakthrough innovation like Flyknit that
over time will deliver both economic and sustainability
benefits.
The first is that active management is important for delivering above - market returns in this environment; the ability and agility to alter a portfolio's asset allocation mix
over time can deliver significant
benefits.
Over time this means that households will retain a growing share of China's total production of goods and services (at the expense of the elite, of course, who
benefitted from subsidized borrowing costs) and so not only will they not be hurt by a sharp fall in GDP growth, but their consumption will increasingly drive growth and innovation in China.
Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected
benefits of such transactions, including with respect to the Merger; the substantial level of government regulation
over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated
benefits of the Merger as a condition to obtaining regulatory approvals; a longer
time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
Some other added
benefits from taking out a loan with OneMain are that you'll have the option of paying off your loan
over a longer period of
time, and that you might qualify participate in a rewards program and earn points to redeem for gift cards at national stores and restaurants.
'' [The BDC] really had from the beginning an idea that there would be economic
benefits to doing something like this,» Tillett says, citing an early economic impact projection the BDC made at the
time of the ETC's founding that estimated 120 jobs would be created by ETC startups
over five years.
The graphic below shows how one employer's disability insurance offering starts and stops
benefits over time — subjecting a disabled employee to massive losses in income.
But his bet does underscore a powerful investing lesson we can all
benefit from: You might get lucky every once in a while trying to
time the market, but
over time, it often doesn't even work for the pros.
Rich Uncles has their shares revalued by an independent third party appraisal firm on an annual basis, which allows their investors the chance to
benefit from increases in property value
over time.
There are significant
benefits to saving money early due to the impact of compounding interest
over time.
Let me briefly mention a few steps that could be taken to increase the economy's potential
over time — immigration policies that attract workers with scarce skills to the United States; education policies and job retraining programs that build and replenish human capital; spending on infrastructure to remove bottlenecks; tax simplification and the elimination of tax policies that distort investment and saving decisions; regulatory policies that are attentive to costs and
benefits and that emphasize getting the incentives right.
Of course, with labor markets tight, some employers will attempt to attract new employees by offering higher wages and
benefits, raising the average compensation paid to many employees
over time.
With no clear return
benefit over time, the key aim for many long - term investors is to reduce volatility.
Because the survey has been conducted
over several years, researchers from the Employee
Benefit Research Institute (EBRI) and Greenwald & Associates are able to trend results to gain an understanding of employees» changing perspective about their
benefits over time.
In addition to potential tax
benefits, there is an opportunity for your savings to compound
over time.