Sentences with phrase «overall mean ratings»

Overall mean ratings of the three antecedents are not reported because z - scores had to be calculated to accommodate the use of different response scales.

Not exact matches

A weighted average means that the loans with a higher balance influence the interest rate more than loans with a smaller balance — the overall impact of each old loan on the new interest rate is proportional to the comparative balance of that loan.

You can also extend the term of your loan, at the same interest rate, which could lower your monthly payments but could mean you end up paying more in interest overall.

This means that as long as the PBoC intervenes in the currency, it can not provide debt relief to struggling borrowers, and to the economy overall, by lowering interest rates without setting off potentially destabilizing capital outflows as the interest rate differential narrows.

Spending on commissions by its $ 21 billion Equity Dividend Fund increased by 39 percent from the 2014 to 2016 fiscal years, but the fund's transaction activity more than doubled, meaning that its commission rate overall decreased considerably.

This has enabled Box to achieve negative churn: in all of its cohorts the company is increasing its revenue - per - user by a faster rate than it is losing users overall, which means revenue - per - cohort increases over time.

While there is a strong correlation between growth in gross domestic investment and growth in real GDP, the slope of that relationship is only about 0.2, meaning that even if the growth rate of real gross domestic investment was driven from the recent growth trend of zero all the way back to the previous post-war growth rate of 3.5 %, the overall impact on real GDP growth would only be about 0.7 % annually, placing the level of U.S. real GDP about 2.8 % higher 4 years from today than it would otherwise be.

Since risk spreads for most borrowers have also declined this means that overall borrowing costs for rated borrowers, corporate and most governments, are low by the standards of the past few decades.

That's a big deal because a lower interest rate means paying less overall.

Getting a lower interest rate can mean that you won't have to pay quite as much in monthly loan payments and can save you money overall.

The Federal Reserve is likely to hike rates at their upcoming meeting and we look into what that may mean for stocks and markets overall.

Going from a fixed to a variable rate also could mean you pay more overall if interest rates suddenly go up

Because the loan is divided among a large number of investors (meaning the overall risk is reduced), P2P loans have lower interest rates than online loans and fewer eligibility requirements than bank loans.

«If you assume these drugs might improve survival rates by just 3 percent overall or by 5 percent in witnessed cardiac arrest events, this means they could save 1,800 additional patients every year in the United States alone from out - of - hospital cardiac arrest.

The overall response rate was 20 %, meaning that 11 out of 56 patients showed either a complete or partial response to the drug.

The overall five - year survival rate for ovarian cancer is 31 percent, which means that 69 percent of patients diagnosed this year will not be alive in 2016, highlighting the urgent need for a better understanding of the disease.

There seems to be a workout intensity threshold over which glutamine can be used for retaining muscle and increase recovery rates, meaning you would need to work very hard in the gym, in order for it to bring any results, otherwise it might not add much to your overall progress.

They might be the same degree of insulin resistance but one just has a higher basal metabolic rate, or they have higher muscle mass (meaning that they burn more calories overall).

The overall services that the pay sites may offer could be more numerous then the free sites but that does not necessarily mean that they have a better success rate.

Participants rated their satisfaction with offline means of meeting people by indicating their response to the question «Overall, how satisfied are you with the traditional means of meeting people (i.e., through friends, bars or clubs, church, etc.?)»

Students whose teachers receive an overall rating one standard deviation above the mean are predicted to score roughly 0.06 standard deviations higher in reading than students whose teacher received an average rating.

That means that tuition increases will outstrip the overall rate of inflation — which is running about 4 percent these days — for the eighth straight year.

A fall in the birth rate in the late 1990s will mean a «steady decline» in the population of 21 - year - olds until 2022, it adds, meaning the overall pool of graduates is likely to fall, resulting in fewer trainee teachers.

Teachers who score «ineffective» on either student performance or principal observations can still be rated «developing» overall if they score highly on the other metric, meaning some teachers that would have previously been pushed out of the system will be allowed to stay in the classroom at least a while longer.

So, if approval rates are steady, but overall growth is down, does that mean authorizers are shutting down so many schools that they're crimping overall growth?

In the 21 states that currently have mandatory agency fee laws, unions determine how much they spend on political activities in their overall budget and then deduct that percentage from their standard dues rate, which generally means that agency - fee payers end up contributing around 20 % less than full union members.

But an «ineffective» rating on either the value - added side or the classroom observations will automatically lead to an overall rating of ineffective as well, meaning that in some cases either test results or observations will determine the entire outcome.

Means and percentages as well as technologies rated most favorably by the candidates overall and according to their areas of licensure appear in Table 5.

The decision to base ratings on overall averages means that schools, even if they are low - performing, will receive high marks, «despite low outcomes and little to no progress for historically underserved students.»

From the concrete to the representational, and finally, to the abstract phase, Algeblocks contributed to an overall mean performance success rate of 97 %, significantly higher than the state mean of 46 %.

And lowering California's overall cost of living also requires California to step back from having the highest tax rates of any state in the U.S. And to propel these reforms through California's state and local governments will mean taking on powerful monopolies who benefit from high prices and minimal competition.

In terms of impacts, the Accord earned the highest possible overall rating in each crash test, meaning that no matter what direction an impact comes from, you are getting some of the best possible protection available.

This means you will pay $ 211.40 in taxes on your $ 1000 in dividend income in the highest tax bracket, which is way better than your overall marginal tax rate.

Overall this means that the cards will have near 2 % rewards rate, which isn't bad all things considered.

From a historical perspective, the variable mortgage rate is often lower, meaning homeowners pay less in interest overall.

However, the debt with the highest interest rate may also be the largest loan or debt you have, meaning it will take longer to pay it off and make a dent in your overall debt load.

Though they're «A» rated, that doesn't necessarily mean you'll have a good overall experience, or that they'll stand behind you when you need it.

Refinancing means taking out a new loan at a lower interest rate and using it to pay off your original loan (s), effectively lowering your overall interest rate.

When your overall credit rating is low, it doesn't mean you are stuck with one solution.

This means that a mortgage advertised with a low interest rate but high closing costs can end up having a higher APR — and a higher overall cost — than a mortgage for the same amount with a higher advertised interest rate.

The fact that you get a lower interest rate — and that you have less interest to pay overall — means that when it comes to the monthly payment, there is often a smaller cost difference than you might think between a 15 - year loan and 30 - year loan.

That means your out - of - pocket costs will be higher, but you'll have a lower overall rate and vice versa.

Depending on your interest rate, an extra 10 years could mean a lot more money spent overall.

A low rate means you'll pay less each month and overall.

It could mean a lower interest rate, better terms and just an overall better loan.FHA's requirements are; a down payment of 3 - 5 %, the home must be under the FHA's set loan limit for the county that the borrower lives in and a few other small requirements.The main advantage to an FHA loan, is if you can fall within their requirements, your credit history or income level, will not hold you back from getting a home loan.

If one's 2 % monthly minimum payment for all of their cards is let say 500 dollars a month, they would have been MUCH BETTER OFF owing 500 dollars a month on 5 % monthly minimum payment cards instead because it would mean overall less debt and a superior re-spend versus actual take away in the form of interest rate charges.

If the overall cost of servicing debt is lowered through rate games, and the debts are increased because families / corporations / nations are taking the worm on the fish hook, it does not mean that the hook itself won't cause severe damage or death.

Overall, this means that rates could stay in a tight range over the next few days.

By consolidating student loan debt you can reduce the interest rates, which means reducing your monthly payments and overall debt.

Deflation is when the rate of inflation goes negative, meaning overall prices are lower than a year ago.