The lawmakers in Florida will have to find ways and means to cut down on the excessive attorney's fees as well as the scams that are associated with
the PIP auto insurance cover.
Not exact matches
This coverage adds to your
PIP coverage by
covering medical expenses that are not
covered by other
auto insurance or your health
insurance.
No - fault
insurance states require all drivers to carry personal injury protection (
PIP) coverage on their
auto insurance policies so that their own insurer will
cover a portion of their medical expenses, lost wages, and vehicle repairs.
Not only did I have quality
auto insurance coverage in case I caused an accident, but I also had underinsured and uninsured motorist coverage with a high limit and personal
insurance protection (
PIP) to
cover medical expenses.
First, if your health
insurance plan doesn't
cover injuries sustained in an
auto accident, you'll need to carry
PIP or MedPay to help pay for
auto accident injuries.
You can be on hook for your remaining medical expenses after MedPay or
PIP benefits end if the accident was your fault and either you have no health
insurance or your plan doesn't
cover injuries from an
auto accident.
After
PIP and bodily injury liability coverages, you can also use your personal health
insurance coverage for remaining bills if it
covers injuries from
auto accidents.
And even more helpful is that, depending on the terms of your
PIP or primary health
insurance, MedPay may be able to help
cover the costs of deductible or copays associated with
PIP or your health plan if you're injured in an
auto accident.
Personal Injury Protection (
PIP) $ 8,000: also known as the no - fault
insurance,
PIP is what
covers you for your own medical expenses in the event you and / or your family members are injured in an
auto accident.
Furthermore, if your health
insurance plan
covers auto accident injuries, you can choose to coordinate your car
insurance with your health
insurance coverage for a lower
PIP premium.
In a sense, this makes
PIP more attractive that health
insurance, even though health
insurance is many times more comprehensive than
PIP;
PIP only
covers medical bills arising from
auto accidents.
It is interesting to note that if your hospitalization was due to an
auto accident; your
PIP will kick in first, even though your health
insurance policy and
PIP covers essentially the same thing.
PIP insurance covers medical expenses for the person carrying the
auto insurance.
If these passengers do own their own car and they are found to be without their own
PIP coverage, your policy will not
cover them, as this constitutes a violation of Florida state
auto insurance regulations.
For example, in Utah, a
PIP auto insurance state, drivers have to carry personal injury protection, but they also must buy bodily injury liability coverage to
cover others» injuries in at fault accident situations [2].
This option al area of an
auto insurance policy protects the
covered driver and passengers in cases where personal health
insurance and
PIP insurance are not enough to handle all the expenses that come out of the medical and rehabilitation needs related to accident injuries.