Sentences with phrase «pension policy fund»

Upon surrendering the policy with - in the lock - in period of 5 years, the Fund Value (including top - up fund value) less applicable discontinuance charges is credited to the «Discontinued Pension Policy Fund» and it is refunded upon completion of the lock - in period.Upon surrendering the policy after the lock - in period of 5 years, Your fund value will be paid out.

Fund Management Charges: Fund management charge is 1.25 % p.a for Pension Builder Fund and 0.50 % p.a for Discontinued Pension Policy Fund.

Your Fund Value less the discontinuance / surrender charge, if any, plus the top up premium Fund Value, if any, as on the date of surrender, will be transferred to the discontinued pension policy fund.

If surrendered before 5 years, the fund value net of discontinuation charge will be credited to the Discontinued Pension Policy Fund where it will earn a minimum of 4 % p.a. growth.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

During the call, Peladeau said Quebecor would review of its dividend policy after the repurchase of the minority share of Quebecor Media Inc. that's currently owned by the Caisse de depot pension fund, but he didn't provide timing.

«As a result, the brokers produce worse outcomes for their institutional investor clients — and therefore, for individual pension beneficiaries, mutual fund investors and insurance policy holders — and ill - gotten gains for the brokers,» Macey and Swensen concluded.

«First, purchase an investment - oriented life - insurance policy with funds from your qualified pension or profit - sharing plan,» says Cohen.

Interest from North American pension funds could help drive continued strength in the gold sector, although tax competitiveness and policy stability will be important, according to industry leaders.

(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.

Some 70 % of shares in U.S. - listed companies today are held by mutual funds, pension funds, insurance companies, sovereign funds, and other institutional investors, which manage them on behalf of beneficiaries such as households, pensioners, policy holders, and governments.

The Federal Reserve is targeting stock prices with it's monetary policy because, if it did not, the financial system would collapse led by collapsing pension funds and the housing market.

As a result, the brokers produce worse outcomes for their institutional investor clients — and therefore, for individual pension beneficiaries, mutual fund investors and insurance policy holders — and ill - gotten gains for the brokers.

Wall Street has developed a new way, clouded in obscurity, to fleece the hundreds of millions of Americans who have money invested in company pension plans, mutual funds and insurance policies.

(VFINX)-RRB- I believe the trust's long - term results from this policy will be superior to those attained by most investors — whether pension funds, institutions, or individuals — who employ high - fee managers.

Here's what's going on: zero interest rate policy around the world has made it really hard for savers (retirees, pension funds, etc.) to earn any income at all.

Meanwhile, Bloomberg reports that pension funds, squeezed for sources of safe return, have been abandoning their investment grade policies to invest in higher yielding junk bonds.

I believe the trust's long - term results from this policy will be superior to those attained by most investors — whether pension funds, institutions or individuals — who employ high - fee managers.

These actions, along with the board's assertion of «substantial liquidity» just months before the collapse and a progressive dividend policy (apparently at the expense of employees» pension fund contributions), have prompted questions on whether oversight failures relate to coziness with management, or simply competence.

Life insurance policies can also be used to fund pension, profit - sharing or deferred compensation plans.

The bank thinks negative rates have made borrowing cheaper and spurred lending, though Kuroda now acknowledges that the policy hurts bank profitability and plays havoc with insurers and pension funds.

In addition to policies aimed at increasing the age at which workerscan retire and encouraging private pensions (central planks of pension reforms in many other countries), the Nordic countries have for several years been focusing on adjustments to the way their pension systems are funded.

That policy motion criticised the current scheme funding arrangements for needlessly damaging employers» finances and destroying DB pension schemes, and also crticised over-regulation.

People for New York is loosely designed on the concept behind the now - defunct Committee to Save New York, which was funded by deep - pocketed business and real estate interests in support of Gov. Andrew Cuomo's top policy proposals (pension and tax reform, the property tax cap etc.) in the early years of his governship.

«I have thoroughly and methodically evaluated and reformed the operations and investment policies of the Pension Fund.»

«If you read my statement to go beyond that principle, then let me be clear: I unconditionally support Comptroller DiNapoli's policy, one of the nation's most assertive pension policies in cutting off funds to Iran and Sudan.»

Mr. DiNapoli also announced the pension fund had withdrawn shareholder proposals at three energy companies due to their climate - change disclosure policies.

A Queens assemblyman wants the New York pension fund to cut ties with companies that stand to benefit from the Trump administration's immigration enforcement policies.

Labour's first policy commitment, after 3 years of waiting, is more spending on housing benefit, funded by a tax on pensions and more borrowing.

* John Redwood on pensions: «How many complaints does the Minister know about concerning the very large sums of money taken out of funds each year under the tax policy of the previous Chancellor of the Exchequer, and the ineffectiveness of the regulator to resist those demands?»

We have also seen the success of the pension fund industry as a text book example of where government policy set clear parameters for participation, led by example and enforced legal obligations.

Editorial: No Separate Pension Fund for Police, Firefighters n these first weeks of a new administration in Trenton, it's easy to criticize many of the policy decisions of the Christie administration, in particular Governor Christie's use of the veto and the Legislature's inability to override a single veto over eight years.

Beth Newcomer The Legislative Analyst for NYC Council Member Helen Rosenthal (District 6, Upper West Side) encouraged attendees to reach out to their local Council Members and urge them to support the following legislative initiatives: • Possible legislation regarding divestment of the city's pension funds from fossil fuel companies • A bill to require the city to do a carbon footprint analysis of all the products the city procures, and to use that analysis to inform a policy of low - carbon operations • A number of bills to reduce the carbon emissions of city - owned vehicles and improve the sustainability of city buildings • A bill to enhance the city's already - strong idling laws so as to make them easier to enforce Find your Council Member here.

Fabienne Gautier, head of the European Research Area policy and reform unit in the European Commission (EC), discussed the long - awaited, pan-European pension fund for researchers.

Space limits an extended discussion here, but we note two conclusions from a 2012 article by Economic Policy Institute researcher Monique Morrissey, who explains that «the logical implication of Richwine and Biggs's [pension] position is that public employers and taxpayers would be indifferent between current pension funding practices and investing in Treasury securities, even though this would triple the cost of pension benefits» and that R & B «selectively alternate between the cost of benefits to employers and the value to workers, and inappropriately equate the latter with the often much higher cost to individuals of obtaining equivalent benefits.»

His current research topics include teacher pension policy, fiscal impact of school choice, longitudinal analysis of student achievement, and methodologies for school funding estimation.

Promised support for families on pension cards with additional funds for school camps is another well - targeted Labor policy.

Although the coalition's stated policy was to protect education funding, the reality has been that funds reaching classrooms have been significantly reduced by unfunded pay rises for both teachers and support staff, a rise in contributions to teachers» pensions and general inflation.

Nearly 90 per cent of respondents said the government's policy of rising contributions to pensions was a key reason for lack of funds.

For example, Governor Malloy's irresponsible borrowing policies mean that the state MUST increase its debt service payments by at least $ 672 million dollars over the next three years and mandatory payments to the state employee and teacher pension and healthcare funds will account for an additional $ 620 million.

It's not too late, but Louisiana must reform its teacher pension plan as well as its funding policy to prevent further cuts and preserve the financial health and security of its communities.

Sources on which prospective homebuyers may draw for the down payment and the closing costs include savings, stocks / bonds, Individual Retirement Accounts (IRAs), pension funds, real state holdings, life insurance policies, mutual funds or employee savings plans.

But I prefer to invest in equity mutual funds instead of pension policies.

He concludes, «I believe the trust's long - term results from this policy will be superior to those attained by most investors — whether pension funds, institutions or individuals — who employ high - fee managers.»

Until he's finished with school, his needs should be considered as well; either in a separate trust with a separate life insurance policy, or perhaps using funds from your pension or savings.

(NASDAQMUTFUND: VFINX)-RRB- I believe the trust's long - term results from this policy will be superior to those attained by most investors — whether pension funds, institutions, or individuals — who employ high - fee managers.

Other notable exceptions include pensions such as the RRSP, RRIF, RDSP, TFSA and DPSP plans and interests in life insurance policies in Canada, other than segregated fund policies.

I believe the trust's long - term results from this policy will be superior to those attained by most investors — whether pension funds, institutions or individuals — who employ high - fee managers.

A longevity risk is any potential risk attached to the increasing life expectancy of pensioners and policy holders, which can eventually result in higher pay - out ratios than expected for many pension funds and insurance companies.

«The capital we need sits in our pension funds and money markets, the policy tools to unlock it are well understood and emerging innovations are fully capable of powering our civilization.»