Sentences with phrase «peoples life insurance needs»

Peoples life insurance needs change with their different life stages, making it important to review your policy each year.

Not exact matches

«When I sit down with new retirees, we look at whether they need life insurance at all and how much their policy costs,» he said, explaining that many people don't understand that their premiums may rise.
However, if you're not independently wealthy and you have people who depend on you and your income, you probably need life insurance.
Often people use the old formula of four times their yearly income to determine how much life insurance they need, and this is a poor substitute for actual analysis of your situations and options.
Alternatively, if you co-signed someone's private student loans, you'll need life insurance to help the person whose loan you co-signed avoid a default.
No medical exam life insurance is also handy if you need instant life insurance in order to secure a person or business loan, a common requirement from institutional lenders.
Many people do not need life insurance in their older years when their children are grown.
I don't think it's so much about the levites being paid for their service it's about us doing what's right toward Pastors that must feed and tend to the flock of GOD if GOD has called them.JESUS even said in luke 10:7 that the laborers are worthy of their wages.In luke 8 1 - 4 it's says even JESUS HIMSELF recieved financial support from the women who ministered to him with their possessions.Now most people today would say he should have been ashamed of taking money from those poor women but JESUS accepted their support and they was blessed for sowing onto the LORD»S work.1 Corinthains 9:1 - 15 says dint muzzle the ox while it tread out the grain was GOD talking about oxes no he was talking about those who labor in the ministry.Who goes to war at their own expense.Or who goes to war but pay for their clothes, guns, etc.No one because the goverment if that country provide these things because of the soilders service.Who plants a vineyard and don't eat from it.Who tends a flock and don't drink the milk of it.I think it's just spiritual sense to support a pastor that's teaching you the word, casting out devils, laying hands and healing is manifesting in people lived, going to hospitails, prisons, and house calls to pray for the sick and shut in, going to graduations and funnerals, praying and fasting for himself and the flock.I think a person who think a pastor shouldn't be paid for their service either don't know they need to be paid and need to be taught or they are demonic in their thinking and either hate GOD, PASTORS, AND GOD»S PEOPLE.Why do nt you hear people saying anything against the dope dealers, strip clubs, dope houses, liquor stores, etc.It's only when people give into the LORD»S work that evil minded or misinformed people have a problem with it.No sir we don't have to use the old testament to show that we should support out pastors.You don't use the law, love tells me to support the pastor.Under the new testament LOVE is the greatest of all.Love for GOD and man.If GOD asked for 10 percent under the law to support the levites who didn't have all the responsibilities of Pastor today.Church rent, gas for vans of thd church, insurance fir the church and church vehicles, feeding and clothing the poor, light, gas, and water bill, mantience on the church or vehicles, not to mention the Pastor own house, cars, children, insurance, etc.If would be foolish for one to think that a pastor should take care if his house and GODS HOUSE without people supporting the work of the KINGDOM OF GOD.If we love GOD we are going to support HIS KINGDOM and HIS PASTOR.If under the law GOD asked for 10 percent how much should we give under the LOVE COVENANT?Example I love my wife and if I had 300 dollars I would surley give her more that 10 percent which would be 30 dollars because I love her.The law says you must give LOVE says I chose to give because I love GOD and man.Again we don't have to use the law just love and spiritual sense because hate and a carnal senses will not understand.Now I have given you scriptures please do the same when you respond not your opinion.Please respond right away I await your answer.GOD BLESS.
These benefits include but are not limited to the power of the human touch and presence, of being surrounded by supportive people of a family's own choosing, security in birthing in a familiar and comfortable environment of home, feeling less inhibited in expressing unique responses to labor (such as making sounds, moving freely, adopting positions of comfort, being intimate with her partner, nursing a toddler, eating and drinking as needed and desired, expressing or practicing individual cultural, value and faith based rituals that enhance coping)-- all of which can lead to easier labors and births, not having to make a decision about when to go to the hospital during labor (going too early can slow progress and increase use of the cascade of risky interventions, while going too late can be intensely uncomfortable or even lead to a risky unplanned birth en route), being able to choose how and when to include children (who are making their own adjustments and are less challenged by a lengthy absence of their parents and excessive interruptions of family routines), enabling uninterrupted family boding and breastfeeding, huge cost savings for insurance companies and those without insurance, and increasing the likelihood of having a deeply empowering and profoundly positive, life changing pregnancy and birth experience.
To those who say efforts are needed to ensure more American have health insurance; Walker recently explained that denying health coverage to additional low - income Americans helps more people «live the American Dream» because they won't be «dependent on the American government.»
Some people buy term life insurance as a supplement to a whole life insurance policy, to cover specific financial needs, such as a mortgage or college tuition.
Term life insurance is best suited for people who need insurance coverage for a specific duration.
For example, term life insurance is a good choice for people that have started a family and need to consider paying for college, have amortized loans, or have a specific financial burden that will decrease over time.
Many people assume that only the primary breadwinner in a family needs life insurance.
No medical exam life insurance is also handy if you need instant life insurance in order to secure a person or business loan, a common requirement from institutional lenders.
People who need permanent life insurance protection but wish to take advantage of possible cash accumulation via an equity index might use IULs as key person insurance for business owners, premium financing plans or estate - planning vehicles.
As a single person you might determine that you don't have a great need for life insurance.
The person living in the apartment still needs renters insurance for them as an individual, even if the company leasing the unit has a commercial policy.
Some people wonder why they even need renters insurance when they live in an upscale community of equals.
Economically disadvantaged people living in older apartments with fewer safety features most need the protection of renters insurance in Chattanooga, but often think they can't afford it.
People with dependents generally need life insurance much more than people without depenPeople with dependents generally need life insurance much more than people without depenpeople without dependents.
For example, if a person's health declines, he or she may no longer qualify for renewable term and a permanent life insurance may be needed.
Many people think that south - central PA is a quiet, safe place to live where they don't really need Pennsylvania Renters Insurance because nothing bad ever happens here.
To purchase a life insurance policy on someone else you need two things: insurable interest and the person's consent.
I think many people wander around ignorant of the necessity of owning a life insurance policy, but once they are educated and see the need, there is usually a tremendous sense of urgency that is only relieved by their own policy going in force, which provides peace of mind knowing that your family will be financially provided for should you face an untimely demise.
I am not advocating that children need life insurance for the standard reasons that most people believe.
While it's true life insurance rates go up as a person ages, the odds of your child getting priced out of or denied a policy when they actually need one are slim.
It is sad that many stockbrokers and pundits in the financial community criticize whole life insurance for young people based upon various suggestions such as «high fees» OR the time needed to realize value.
National Life VT is one of a handful of mutual insurance companies that offers a wide array of different products, sure to meet the need of most people looking to get insured.
Guaranteed issue whole life insurance meets the needs of people with health conditions that would preclude the issuance of a more traditional term or whole life policy.
These policies are great for people who need life insurance immediately, or do not have the time to go through a medical exam.
Everyone's life insurance needs are different, and the right policy for one person may not be the right policy for someone else.
Many people assume their life insurance needs decrease as they become more successful financially.
Most people need to own life insurance at different times for survivor income or estate planning purposes.
The fastest growing life insurance segment continues to be Indexed Universal Life (IUL), as more and more people and businesses are finding that it is the best life insurance available to meet their needs and golife insurance segment continues to be Indexed Universal Life (IUL), as more and more people and businesses are finding that it is the best life insurance available to meet their needs and goLife (IUL), as more and more people and businesses are finding that it is the best life insurance available to meet their needs and golife insurance available to meet their needs and goals.
Business owners who are looking at the long game may also benefit from both when considering needs such as key person (key man) life insurance.
Knowing whether your insurance covers your family and all of the people living with you that you consider to be your family tells you whether you might need an additional endorsement for someone or if there are limitations on the coverage.
Remember, for most people, life insurance was needed while raising a family.
While many people may believe that life insurance is only necessary for those who are young and have dependents, the reality is that people of all ages may need to carry life insurance coverage.
People that opt for permanent life insurance at an early age often find that because premiums are higher than with term life insurance, they skimp and buy less insurance than they really need to replace lost wages, pay off a mortgage or pay for their children's college education if they die.
Most people who want to settle their life insurance are in the senior citizen category, and are 60 + years of age or are suffering some kind of illness and need the finances to fund their medical / hospital bills.
Many people mistakenly believe that they don't need to think about life insurance until they have children.
Most single people don't need life insurance because no one depends on them financially.
What about the person who can't afford a whole life insurance policy and finds the fixed period of term insurance insufficient for their needs?
Many people have less need for life insurance as their investments grow — in effect, they become self - insured.
Many times, these people have been turned down but still want and need life insurance protection to secure the financial needs of their family members.
One of the most important life decisions that every person with dependents or a family needs to make is to select the best term insurance...
What you need is to be able to ask questions of people who focus on renters insurance day in and day out, who live and breathe tenant policies, and who understand what renters need.
Some people want a policy to cover their family's anticipated cost of living, including mortgage payments and college tuition, while others might have less of a need for life insurance down the road.
If you have people in your life who rely on you for financial support, such as a partner or dependent child, having life insurance is one way to make sure their financial needs are taken care of if something were to happen to you.
a b c d e f g h i j k l m n o p q r s t u v w x y z