Bajaj Allianz's
personal guard policy doesn't look that good.
Is Bajaj Allianz still selling the Premium
Personal Guard policy?
I was checking Bajaj Allianz
Personal guard policy documents and found that in case of PTD (Permanent Total Disability) & PPD (Permanent Partial Disability) it is mandatory to submit Disability Certificate from Civil Surgeon of Government Hospital.
Global
Personal Guard Policy from Bajaj Allianz provides cover against accidental death, permanent total disability & permanent partial disability.
Premium
Personal Guard Policy gives you a guard against unforeseen risks.
Under Bajaj Allianz
Personal Guard Policy, occupation of the insured falls under one of the three risk levels.
Not exact matches
Strict and strong non-disclosure
policy is on the non-breach
guard of your ID and anyy
personal data.
But how do you protect your
personal property and
guard against liability risks once you don't need a homeowners
policy?
Many residents have security systems installed or
guard dogs on the ready, but if your physical home is damaged or
personal property is stolen, you need the help of a Trusted Choice agent who can get you an all - inclusive insurance
policy so you can stay emotionally and financially stable.
Bajaj Allianz Global
Personal Guard: This
policy covers the risk of an individual travelling abroad which may lead to an accident causing Permanent Partial or Total Disability IR Death.
The Bajaj Allianz's
Personal Guard is an accident insurance
policy that ensures cover against death or bodily injury arising out of an accident.
Bajaj Allianz
Personal Guard Plan is a
Personal Accident Insurance
Policy which offers compensation in case of death or bodily injury to the insured person, directly and solely as a result of an accident, by external, visible and violent means and covers medical expenses incurred by a person due to any accident.
But how do you protect your
personal property and
guard against liability risks once you don't need a homeowners
policy?
The one that is available is «
Personal Guard»
policy which has a max SI of 5L only (in case you are taking the comprehensive option for Risk Cat I).
Because of rich information I got from this blog, I took 2 Accidental
Policies, one from United India for 20 Lacs and one Premium
Personal Guard from Baja for 20 Lacs covering my family also.
I have already bought a 50 lakh life cover of HDFC Click to Protect Plus and a
personal accident
policy of Bajaj Allianz Health
Guard of 10 lakhs.
Bajaj Premium
Personal Guard and Apollo have variants of the
policy under which one can cover Spouse and Child as well with 50 % and 25 % benefit respectively.