Sentences with phrase «personal injury liability pays»

Personal injury liability pays for injuries that other people suffer while on your property, but it may not be enough, especially if you are sued as a consequence of the injury.

Not exact matches

General Liability: NAYS League Directors also receive Commercial General Liability, which covers NAYS League Directors while acting in their capacity as administrators in youth sports activities if they become legally obligated to pay for claims arising out of bodily injury, property damage and personal injury.
NAYS Coaches are covered for Excess General Liability while acting in their capacity as coaches in youth sports activities if they become legally obligated to pay for claims arising out of bodily injury, property damage and personal injury.
Supreme Court justices serve 14 - year terms, are paid $ 136,700 annually and preside over trial courts handling civil cases, such as negligence, personal injury, medical malpractice and product liability.
With personal property coverage on a replacement cost basis, loss of use insurance to pay for your hotel, and liability coverage should you cause another person bodily injury or property damage, Effective Coverage has got you covered.
Personal liability protection will pay for bodily injuries, property damage or death benefits related to an incident.
Renters insurance personal liability coverage pays for damages related to bodily injury and personal property when a policyholder is at fault or negligent.
If you're found responsible, you could be ordered to pay large sums of money in a personal injury suit, a cost that can be offset by your liability coverage.
Note that motorcycle owners aren't required to have personal injury protection as part of their insurance, as car owners are, just liability coverage which pays for injuries and property damage of other parties.
A personal injury lawyer at ITL will evaluate the insurance coverage available and help victims obtain all the coverage available to them — this could include not only coverage from the «at fault» party (such as med pay, property damage, and bodily injury liability coverage), but also any available coverage from their own insurance (such as med pay, uninsured, or underinsured coverage).
Section 281 (5) provides as follows: «Discharge does not, except to such extent and on such conditions as the court may direct, release the bankrupt from any bankruptcy debt which --(a) consists in a liability to pay damages [of specific types]... in respect of personal injuries to any person; or (b) arises under any order made in family proceedings or under a maintenance calculation made under the Child Support Act 1991.»
However, for slip and fall cases the Negligence Act says that a parties liability to pay court costs in a personal injury lawsuit is in the same proportion as their liability to make good the damage or loss, unless otherwise ordered.
No matter how obvious it may be to you that the other driver was at fault, understand that if you have a personal injury claim as a result of a car crash, the insurance company will do everything in its power to limit their liability and pay you as little as possible — if anything at all.
The findings show that the average value of road traffic accident (RTA) personal injury claims rose by 3.4 per cent, while insurance pay - outs for small employers» and public liability (EL / PL) personal injury claims also increased by an average of 10 and 12 per cent respectively in this period.
It helps pay for the replacement of your personal belongings while offering basic liability to cover bodily injury or property damage.
Guest passenger liability coverage, medical payments coverage and personal injury protection are the three types of motorcycle insurance coverage that help pay for your passenger's medical bills after a wreck.
Full coverage includes collision, comprehensive coverage and personal injury protection on top of the liability coverage and will pay for any on and off road damage to your car as well as any medical related costs regardless of who is found at fault for the accident.
Your personal injury protection (PIP) pays for your own medical bills, but if the other driver was at fault, his liability coverage would pay for damage to your car.
You need bodily injury liability, which pays for medical expenses of other drivers if you cause an accident, along with personal injury protection to cover your own medical bills.
Also, your Lenexa renters insurance will pay for some of the personal liability that you have when it comes to injuries that are caused on your rental property.
Personal liability coverage protects guests to your home in the event of an injury and will pay for any medical or legal expenses that may result.
A third party legal liability cover which includes legal protection from death or injury claims from third parties due to damages causing a permanent injury or death of a person and damage caused to the surrounding property including occupants of the vehicle, cost and expenses incurred without the prior consent of the company and personal accident benefits for the proposer, paid driver and the occupants of the two - wheeler.
No - fault laws generally require drivers to carry both liability insurance and personal injury protection coverage to pay for basic needs of the insured, such as medical expenses, in the event of an accident.
We will pay for eligible court - entered judgments or settlements (settlements must be approved by us) that are related to the personal liability you incur for acts, omissions, and other occurrences for losses or damages caused by your negligent acts or omissions that result in: 1) injury to a third person; 2) damage or loss to a third person's personal property; 3) damage or loss to a related third person's personal property.
Note that motorcycle owners aren't required to have personal injury protection as part of their insurance, as car owners are, just liability coverage which pays for injuries and property damage of other parties.
Personal injury protection is not a substitute for liability coverage, which most states require and which pays for injuries caused to another party, such as a pedestrian or the driver and occupants of another vehicle.
While nearly all states require minimum levels of liability, which pays for others» injuries and damage you cause in an accident, some states also mandate that you have additional types of car insurance, such as uninsured motorist or personal injury protection.
In order to purchase liability insurance for yourself and your passengers, you need to look into personal injury liability that pays out similar to bodily injury.
Personal liability coverage, which pays for repairs of damage and treatment of injuries you cause to others.
Legally required for drivers in almost every state, Liability coverage includes Bodily Injury and Property Damage coverage, which pay for someone's medical expenses, personal injuries, and property damage if you're at - fault.
One important and distinctive feature of personal injury protection is its no - fault nature; that is, the very fact that it pays out without any regard to fault or liability in an auto accident.
For example, a 25 - year - old woman with a clean driving record living in Stirling, N.J., would pay about $ 1,302 a year for «full coverage» (50 / 100/50 liability, uninsured motorist, personal injury protection and comprehensive and collision coverage with a $ 500 deductible) on a 10 - year - old Ford Focus ZX4.
The basic coverages are the same, meaning your RV insurance like auto insurance can pay for damages, injuries, and other losses specifically covered by your policy and those coverages can range from liability (state required coverage), to medical payments, personal injury protection, uninsured / underinsured motorist, collision, comprehensive, towing and labor charges, and rental reimbursement.
However, if any injuries or damage occurs when operating the car in a business capacity, the liability generally falls on the owner of the vehicle personally, not the business, and personal auto coverage will not pay claims that result.
Nationwide renter's insurance coverage options are available for personal liability to cover bodily injury or property damage to others (an additional personal umbrella policy endorsement is also available that will add more liability protection to your policy), water backup, credit card coverage (pays for unauthorized transactions on your credit / debit cards up to a specified limit), firearms coverage, coverage for high - value items (computers, jewelry, electronics, etc.), personal umbrella coverage, credit card payments, as well as theft protections for valuables stored away from home.
With personal property coverage on a replacement cost basis, loss of use insurance to pay for your hotel, and liability coverage should you cause another person bodily injury or property damage, Effective Coverage has got you covered.
Personal liability protection will pay for bodily injuries, property damage or death benefits related to an incident.
This insurance will not only keep you from the awkward situation of crashing your friend's vehicle and not having money to pay for repairs, but it also protects you from financially liability for the injuries of others and damage to personal property of other parties in the accident.
Personal Liability: It pays for compensation towards damages to the third party, such as bodily injury, death or damage to property.
But state regulations vary widely: some are no - fault states (your insurer only pays for repairs to your car), some require only liability coverage (pays for damage caused by you), and some guarantee personal injury protection (PIP).
If, for example, your dog bites the neighbor, physical liability protection will pay for his medical expenses as well as any legal fees if he decides to press for a personal injury lawsuit.
If you get into a car accident and are found at fault, the other driver's personal injury protection coverage will help pay for his injuries first, with your liability possibly covering costs that exceed his PIP limits.
You will pay more for raising your liability limits, adding higher personal injury protection limits, or buying comprehensive insurance.
Personal Liability: Covers bodily injury and property damage bills you are found legally liable to pay, such as a visitor slipping in your home.
Note that liability bodily injury coverage does not pay for your personal injury medical expenses; that's the job of medical payments coverage.
Property damage is the damage you cause to someone else's property when your are found to be at fault in an accident, and personal injury liability is designed to pay for the injuries sustained in the same circumstance.
A standard home policy includes liability insurance, but if you have to pay for serious injuries or damages, the liability coverage could easily be exhausted, and that could put your home and personal finances in jeopardy.
Another area where many homeowners fall short is with personal liability, the coverage that pays for injuries to visitors or strangers on your property.
celebrity of whom you speak, Mike Holmes, can now, thanks to the Competition Bureau, become a UBER taxi service provider without having a taxi license and without having liability insurance to cover off paying passengers» claims for personal injury damages etc..
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