Sentences with phrase «policy illustrations»

Performed outbound calls and designed life insurance policy illustrations for point of sales appointments.

Policy illustrations or ledger statements are typically presented to potential purchasers to describe the financial aspects of the policy being considered under various assumptions regarding credited interest rates, dividend payments, and premium payment plans.

Sales or policy illustrations are used with products such as whole life insurance, universal life insurance, variable universal life insurance and long - term disability insurance.

Intro The application Policy riders Clauses and exclusions Clauses that protect YOU Clauses that protect the insurer Policy illustrations The medical exam

Statements made by the agent and policy illustrations are not part of the contract of insurance.

Also the returns tend to be overly exaggerated on the policy illustrations when in reality you should expect much more conservative returns.

All permanent life insurance policy illustrations are hypothetical and include ledgers that show how the policy could perform under both guaranteed and non-guaranteed assumptions.

The «policy illustrations» shown to potential customers can be complex and optimistic.

Please give us a call today for policy illustrations from many of these excellent cash value life insurance companies and long - term care insurance providers and receive a free strategy session to see which company and policy is right for you — based on your unique needs, goals and objectives.

The insurance industry often shows what is called an «MEC guideline» in policy illustration software that allows the insurance agent to easily avoid creating an endowment contract for his clients.

If you are interested in a long term care insurance policy illustration or have any additional questions, please give us a call or send us a note through our contact page today.

Really, you just want to know how much the product cost out of pocket and what you end up with... the policy illustration will show this in detail with all costs and commissions deducted.

When you look at a policy illustration AND what happens when you take out policy loans and later repay them with interest, the numbers tend to show that the growth of the policy takes off dramatically for a couple of reasons...

Make sure that you are provided with a policy illustration and unlike your instructions for your toaster please do read the fine print.

For instance, in case of unit - linked policies the illustration is very elaborate and can put many financially literate individuals in a spot with details of IRR (internal rate of return) or the asset allocation followed by the fund in which the premium is invested.

Policy illustration: A depiction of how a life insurance policy will work, showing premiums, death benefits, cash values, and information about other factors that may affect policy costs.

Your insurer should be able to provide you with a policy illustration to demonstrate the potential growth of your policy.

Traditionally, whole life policies do provide a guarantee, and this is detailed in a policy illustration provided to you when you purchase the policy.

Your policy illustration will show you how long it may take for your whole life policy to be «paid up.»

For more on cash value and an example of a policy illustration, read about cash value in life insurance: What's it worth to you?.

This is an example of policy illustration for a $ 50,000 whole life policy, highlighting specific details that you should review as you read through your policy.

Make sure you understand the policy illustration provided by the agent; this document explains how your policy works and how the cash value account might perform.

If you are interested in a long term care insurance policy illustration or have any additional questions, please give us a call or send us a note through our contact page today.

When you look at a policy illustration AND what happens when you take out policy loans and later repay them with interest, the numbers tend to show that the growth of the policy takes off dramatically for a couple of reasons...

Assuming the first thought is so, the answer is that it may be stated in your policy or under the «right to know» sections of your policy illustration.

Really, you just want to know how much the product cost out of pocket and what you end up with... the policy illustration will show this in detail with all costs and commissions deducted.

A disability policy illustration will also show the waiting period before benefits become payable and describe the conditions that must be met for the policy to pay out.

Obtain a copy of your most recent life insurance policy statement from your insurance company or request an in - force policy illustration.

Find the current year on your policy illustration and note the total paid - up life insurance amount.

This number is found on your policy illustration.

You must have your life insurance policy illustration.

The policy illustration details the amount of premium you've paid into the policy.

This is the amount of money you will receive in addition to the original death benefit you purchased, which is listed as «base amount» or «guaranteed death benefit» on the policy illustration and current policy statement.

The amount of cash value you will accumulate as of this year is located on your policy illustration as well as your most recent policy statement.

A policy illustration shows how the policy's value is expected to change over time and what assumptions those values are based on.

Look on your statement or policy illustration for the dividend amount.

The National Association of Insurance Commissioners (NAIC) developed a model policy illustration that many insurers use as the basis for their policy or sales illustrations, due to the fact that it is easy to understand and that it contains all the information consumers need to know.

If you do take out a loan, ask to see a policy illustration that can show the impact of your loan on your policy's death benefit.

Ask your agent for an in - force policy illustration, to see the status of your policy.

If the average return on the collared Index over the next 30 years is equal to the worst rolling 30 - year period since 1920 (which, as noted in the chart, was 6.9 percent), the cash surrender value IRR at the end of Year 30 will be 5.56 percent rather than the 6.32 percent that is projected on the Policy illustration assuming a 7.5 percent Index return.

The primary concern cited by Mr. Cautious» investment advisor was that the benefits projected in the Policy illustration were not «guaranteed.»

The ledger statement or policy illustration in the figure below is for a traditional, ordinary level premium whole life policy that is configured to operate like a 20 - pay life policy.

Not exact matches

But the figures are further illustration of how even an ultra-loose monetary policy from the European Central Bank, which has driven the euro to a 12 - year low against the dollar this year, still hasn't created a self - sustaining recovery in the region.

I have recently become aware of an important illustration of the increasing hegemony of the dominant economic theory in the public policy of the United States.

Witness (to provide a different illustration) the draconian moves being made in education policies across the country, right down to the control of pronouns, not to mention powder rooms.

So accustomed are all of us to conceive the church as an assortment of either consciously planned programs or irrational religious feelings that illustrations of symbolic interaction are necessary to warm us to the notion that congregations have cultures as well as activities, policies, and emotions.

Put simply my statement which the academic economist found objectionable was that multiple and wildly divergent foreign exchange rates and unclear economic policy were a deterrent to foreign direct investment in 2016, which he disputed contending that in spite of those conditions, Nigeria could still «attract» significant foreign direct investment in support of which he offered two illustrations - a purported 1994 investment in Nigeria LNG when he claims a dual exchange rate system existed and the recent Eurobond fund raising.

We had people talking about pharma research, sales, technical support, instrument design, research policy, medical illustration, science writing, grants officers, editing, the tenure track, the research track, research administration, and so on.

Alex Medler, a consultant and former NACSA vice president for policy, provided a striking illustration of why Colorado's sector seems to be flourishing.

Task 2: Create a structure for an applied developmental taxonomy that integrates concepts from multiple frameworks, describes in terms of everyday observable behaviors, and emphasizes how it changes across development); plus an illustration of how stakeholders can use the taxonomy to enhance their work in research, policy, or practice with children and youth.