Consumer Education Services, Inc. (CESI) is funded by fees charged for pre-bankruptcy credit counseling briefings and
pre-discharge debtor education courses.
All individual bankrutpcy filers are required to complete pre-bankruptcy credit counseling and
pre-discharge debtor education.
The Pre-Discharge Debtor Education course can be completed online from the convenience of your home.
Like so many things,
the Pre-Discharge Debtor Education course will only be successful if you take it seriously.
This law not only required debtors to pass an income test prior to qualifying for Chapter 7 bankruptcy but also required debtors to complete credit counseling prior to filing bankruptcy and to complete
a Pre-Discharge Debtor Education course prior to the discharge of their debts.
If your circumstances are desperate, some credit counseling firms offer bankruptcy counseling for completing mandatory pre-filing requirements, along with
pre-discharge debtor education.
For those who complete
Pre-Discharge Debtor Education, we are pleased to provide you with our free e-book, «After Bankruptcy: What You Need to Know» and free access to Grab Todd's Cash, a financial literacy game that is fun for the whole family.
InCharge offers both pre-file credit counseling and
pre-discharge debtor education.
Not exact matches
Disclosures
Pre-Discharge Personal Financial Management Instruction Courses (
Debtor Education)
Just as with the pre-filing credit counseling, prior to obtaining a bankruptcy discharge, one must file a
pre-discharge «
debtor education» certificate filings in order to obtain the discharge and complete the bankruptcy filing.