Sentences with phrase «preferred risk policy»

For businesses in low - risk areas, the NFIP offers a preferred risk policy with coverage for both the building and contents for one low premium, or a contents only policy that's substantially less.

If you buy maximum coverage for a home with a basement, for instance, FEMA estimates a preferred risk policy would cost around $ 474 per year.

However, a preferred risk policy — the name for plans sold to customers in low - or moderate - risk zones — will likely be cheaper.

According to FEMA, preferred risk policies start at just $ 129 a year.

Not exact matches

Driving the other camp are the tech companies and industry groups for whom the partisan deadlock on net neutrality risks stalling business plans and distracts from other policy debates they'd prefer to be having.

While Chinese policy has gradually shifted since its late recognition of the National Transitional Council of Libya, China still prefers to support incumbent regimes rather than risk assuming responsibility in the case of chaotic political transitions.

Rather, they argued, macroprudential policies (financial regulation) would be the preferred instrument to combat stability risk — please see addendum below.

Nevertheless, powerful interest groups were able to use the climate of urgency created by the report to get their own preferred policies enacted, even when the policies were not recommended by Risk.

As a preferred provider of renters insurance across the country, Effective Coverage is familiar with the requirements of apartment communities like The Oaks, and is able to create a policy that meets the requirements of your community and the requirements of your unique risk profile.

Your policy contemplates a wide variety of risks, and you can add additional coverage — you can even make your policy cover open perils if you prefer.

Some people prefer to be covered for more than these risks, so they opt for what's called an «all risk» or «open perils» policy on their Allendale, NJ Renters Insurance.

By way of comparison, a 35 - year - old male, preferred plus underwriting risk, can buy a 30 - year term policy with $ 250,000 death benefit at an annual premium of $ 260.

Further, that same 35 - year - old male, preferred plus underwriting risk, can buy a 30 - year term policy with $ 500,000 death benefit at an annual premium of $ 440.

The average flood insurance policy in the U.S. costs $ 700 per year, but renters who live in moderate and low - risk areas get a preferred rate.

Balanced Fund: A mutual fund, which has an investment policy of «balancing» its portfolio generally by including bonds as well as preferred and common stocks to achieve the highest return with lower risk.

An all - risk insurance policy is more robust and is usually the preferred option.

But in this case, given the risk - management challenges we face and the policy alternatives under consideration, it is our judgment that a carbon tax is a preferred course of public policy action versus cap and trade approaches.»

The amount you pay each month, or annually if you prefer, is determined based on your preserved risk as a policy holder.

Minimizing the Risk: Some policies provide primary medical, personal - effects, and other coverages — much preferred to secondary policies.

As a preferred provider of renters insurance across the country, Effective Coverage is familiar with the requirements of apartment communities like The Oaks, and is able to create a policy that meets the requirements of your community and the requirements of your unique risk profile.

Based on age, height, weight, and smoking status, individuals that fit within this classification are considered a low or «preferred» risk, and will often pay less premium than a standard risk policy.

The I.I.I. estimates that, for example, the annual premium for a 40 - year - old male nonsmoker buying a $ 500,000 20 - year level term life insurance policy in 2008 will be about $ 725 if he qualifies as a «standard» risk and $ 350 if he meets the more stringent requirements of a «preferred» risk.

You might choose a convertible term policy if you can only afford a less expensive term policy now, but think you might prefer and be able to afford a more expensive permanent policy later and don't want to take the risk that a change in your health could disqualify you from life insurance coverage.

American General also recognizes different people prefer different styles of policies for their different aversions to risk, so they've offered the Elite Survivor Index II, which boasts multiple options for the policy holder to choose from.

Some people prefer to be covered for more than these risks, so they opt for what's called an «all risk» or «open perils» policy on their Allendale, NJ Renters Insurance.

Your policy contemplates a wide variety of risks, and you can add additional coverage — you can even make your policy cover open perils if you prefer.

The I.I.I. estimates that, for example, the annual premium for a 40 - year - old male nonsmoker buying a $ 500,000 20 - year level term life insurance policy in 2007 will be $ 615 if he qualifies as a «standard» risk and $ 340 if he meets the more stringent requirements of a «preferred» risk.

The reason that a mutual company is preferred verses a stock company is that the policy holder is a «member» in a mutual company who «participates» in the insurance company's investment gains and skill in selecting risk, as opposed to non-participating whole life insurance coverage from a stock company, where there are no dividends.

Although lenders generally prefer permanent types of policies because of the cash values, a term policy is often sufficient if the borrower is a good credit risk and the loan is very likely to be repaid unless he or she dies.

If you are a high - risk driver, that means you will be unable to purchase the same policies at the same rates as drivers who fall into the standard and preferred categories.

Its auto insurance policy is known for accepting high risk drivers and may offer them more affordable rates than they would receive with a standard or preferred auto insurance carrier.

The annual premium for a 40 - year - old male nonsmoker buying a $ 500,000 20 - year level term life insurance policy in 2008 would have been about $ 725 ($ 60.4 monthly) if he qualified as a «standard» risk and $ 350 ($ 29.2 monthly) if he met the more stringent requirements of a «preferred» risk, the I.I.I. estimates.

These include standard flood insurance policies and preferred risk flood insurance policies.

Returns on endowment policies are conservative but guaranteed and these are meant for risk - averse individuals — those who prefer a steady though moderate return rather than take high risks for high returns.

Since their programs and policies are designed primarily for preferred or standard drivers, they can not offer the most competitive rates in most cases for drivers classified as high risk.

According to FEMA, preferred - risk policies start at just $ 129 per year and the average cost of a policy is about $ 600 per year.

Drivers that have been forced out of standard or preferred auto insurance policies because of different circumstances should take a look at their options for high risk insurance in order to find the best prices.

The Assigned Risk or High Risk Auto Insurance Policies often charges higher rates in your state, and is a last resort for licensed drivers that can not obtain car insurance coverage elsewhere in the preferred or voluntary auto insurance marketplace.