If paying off credit card debt or other consumer debt is your biggest financial need, you're better off working with
a qualified credit counselor than a financial planner.
For information on contacting
a qualified credit counselor, ask your lender or call the United States Department of Housing and Urban Development's counseling hotline at for a list of counselors.
Each consumer receives a free consultation with
a qualified credit counselor to review current credit information.
The services of
a qualified credit counselor can help.
It is wise to consider all your relief options and seek the advice of
a qualified credit counselor from a non-profit organization before making a final decision.
Contact lenders to develop a workable repayment plan, or
a qualified credit counselor can also help.
Farmers recommends that if you need assistance with understanding your credit history or advice on using credit responsibly, you should contact
a qualified credit counselor.
Not exact matches
You should consider consulting a
qualified independent
credit counselor or other experienced financial adviser regarding the rate, fees, and provisions of this mortgage loan before you proceed.
Consumers can sign up online, but most go through a phone interview with a
credit counselor to determine if their situation
qualifies for a DMP.
Speak with a
credit counselor to see if you
qualify.
No
credit counselor shall be granted a permit pursuant to this chapter unless
qualified as an exempt organization under section 501 (c)(3) of the Internal Revenue Code [FN1].
Additionally, VA Home Loan Centers has
credit qualifying assistance programs and staff
counselors, who can help you dispute items, rebuild your
credit, settle loan balances and increase your
credit score.
my refi
counselor tells me that the derogatories from Nelnet and the lenders is keeping my
credit score from letting me
qualify for a new mortgage.
Also, some
credit counselors recommend reviewing your
credit report every few months to ensure that the report is accurate and to give yourself time to sort out any inaccuracies, which could affect your ability to
qualify for a loan.
With the help of a
qualified, well - trained
credit counselor, you can gain the financial freedom for which you've been searching.
Qualifying continuing education activities include the following: Courses offered or approved by the American Association for Marriage and Family Therapy (AAMFT) or its affiliates; courses accredited, approved or offered by the Commission on Accreditation for Marital and Family Therapist Education (COAMFTE), National Board of Certified
Counselors (NBCC), the American Counseling Association (ACA), the National Association of Social Workers (NASW), the American Association of Social Workers (AASW), the American Psychological Association (APA), or their affiliates, provided the coursework is clearly related to maintaining skills necessary for the safe and competent practice of marital and family therapy; courses offered or approved by institutions accredited by the Commission on Accreditation for Marital and Family Therapist Education (COAMFTE); graduate coursework in or related to the discipline of marital and family therapy field offered by a regionally accredited academic institution, either audited or by
credit; or programs in or related to the discipline of marital and family therapy sponsored or approved by a regionally accredited academic institution, provided the coursework is clearly related to maintaining skills necessary for the safe and competent practice of marital and family therapy.»
If you're in deeper trouble, consider working with a
qualified nonprofit consumer
credit counselor.
She's been a custodian at county senior centers for four years, and since the summer has been working with a
counselor at Neighborhood Housing Services of Baltimore to raise her
credit score so she can
qualify for a mortgage.