To my knowledge all US companies held outside
an RSP that pay dividend income are 100 % taxable at your marginal rate.
I attempted to dismiss the frequent phrase by investors of stocks or sectors being Recession Proof and explained the closure of my Healthcare Portfolio and
RSP re-organization in A Change in Health.
I am in the same situation as Rusty above (transfer TD
RSP mutual funds to TD waterhouse
RSP).
I'm now contemplating doing a similar set - up within
an RSP (e-series, through a pre-authorized payment program).
He has a lot of time for
his RSP to grow.
For those of you using TD Mutual Funds e-series and TD Waterhouse: how would I move
some RSP e-series funds held within TD Mutual Funds into a Waterhouse RSP ETF?
At the present moment,
RSP appears to be charting lower lows, while the Bullish Percentage Index is down to 56 %.
Find funds that are right for your portfolio using predefined search filters, or create your own filters (find specific fund families, star rating, or
RSP eligibility).
I have a bunch of room left for
RSP contributions from past years, but very little earned income.
The accounts are funded with $ 100,000 in practice money and individuals can use a cash, margin or
RSP configuration to practice with.
I'm in the process of putting
my RSP portfolio together.
I would like to withdraw money from
my rsp to pay bills.
Can I take 15k out of the 50k unused
rsp room as an
rsp deduction to offset the 14k in taxes owed in the same taxation year?
It is a great way to complement your Retirement Savings Plan (
RSP) investment strategy.
At a minimum I might consider something equal weighted rather than Cap weighted (
RSP is an Equal Weight ETF... cheaper as well) I'm not sure what I'd do for some foreign exposure.
Usually RRSP savings rates and regular savings rates are the same at each bank, but not always (e.g. ICICI is currently paying 2.00 % on
RSP savings and 1.60 % on regular savings).
One question I had is whether this portfolio is for
your RSP.
BMO InvestorLine has replaced their $ 250 cash back offer (the Smile Promotion) with a new
RSP - focused promotion with a higher cash back component.
In 2010 I contributed $ 10 to
my RSP.
But I still have 50k of unused
rsp room available for carryforward.
I was convinced by my husband and his IG friend to move my locked - in
RSP to Investors Group from Great West Life, where it had just been sitting losing value.
Designate or change a beneficiary for your Retirement Savings Plan (
RSP) and Retirement Income Fund (RIF) account assets.
I understand your basic premise, if you're paying 3 percent on your mortgage and earning 6 percent on
your RSP or after tax on in the stock market, it's a no brainer.
I would take the Guggenheim S&P 500 Equal Weight ETF ($
RSP).
Request a direct transfer of RPP or DPSP assets to
a RSP, RIF or Locked - in plan with TD Direct Investing.
If you're a first time buyer,
the RSP Home Buyers» Plan lets you withdraw up to $ 25,000 from your RSPs (up to $ 50,000 for a couple), subject to certain conditions
Once your SD
RSP account is set up at CIBC, use their transfer form.
Andreana recommends saving in an RRSP and taking advantage of your employer's
RSP matching program, if they offer one.
Those of us with sufficient resources to retire early will find it reasonable to withdraw
some RSP funds as an income bridge until CPP & OAS start.
The whole trick to this TFSA thing is just the same as
an RSP account.
An RSP is technically a trust so RSP money in a GIC, and non-registered money in a GIC is treated separately for CDIC purposes.
98 % of their total portfolio is invested in the CBC Monthly Income Balanced Fund, which includes non-registered, corporate, and
RSP accounts
Also, clients who have
RSP accounts and less than $ 25,000 in aggregate across all iTrade accounts and who place less than 12 commission generating trades per year are subject to annual fee of $ 100.
For
RSP GICs purchased on the last day for RRSP contributions, the issue date of the GIC will be the same date.
This doesn't apply to
RSP or to TFSA where it doesn't apply.
I'll still have about $ 65000 in
RSP and another $ 55000 in an non-registered investment account.
The 2009
RSP season is just going to be ugly in terms of bad products being launched.
So, it's game on for Canada's online brokerages to do their best to land new assets before
the RSP buzzer hits.
My parents have contributed money to some sort of
RSP account.
I know this is really not the RRSP season, but I had begun to think about my 2010
RSP contribution.
The one drawback is that the Guggenheim ETF (
RSP) has a better recovery time than VTI.
Keep reading for highlights of the offers set to expire at
the RSP contribution deadline.
Personally, if you are «stressing» about where to put all your money between
your RSP and mortgage or new TFSA, then you need to have a kid or two — that will fix up your problems pretty quick!
... put it into
an RSP, put it into a tax free savings account.
however, the 10 year returns favor
RSP (8.74 % vs 9.60 %.)
I haven't tried to get a LRE for the recent market drops but the peak to peak 2008 market drop recovery times are about 5 years for VTI and about 4 years for
RSP.
Could DI and / or SSR reasonably replace
RSP, EQAL, VNQ or VOE at least during the transition?
What are your thoughts about buying XIN vs. EFA especially in the case of
an RSP where the dividend payment method for XIN (capital adjustment) does you no good?
With
the RSP contribution deadline looming, this week's roundup is a blend of news centred around
the RSP deadline and what that means for Canadian discount brokerages and DIY investors.