Sentences with phrase «rates as rules of thumb»

Adding to confusion, many people have started referring to all Safe Withdrawal Rates as Rules of Thumb.

1) Treat the 4 % withdrawal rate as a rule of thumb.

Not exact matches

As a rule of thumb, we often recommend variable rate loans, which tend to have the lowest interest rates, to folks who plan on aggressively paying off their loans (5 years).

One rule of thumb in social networking outreach: move people onto your email list as quickly as possible, because email appeals have a much higher response rate than Facebook posts or MySpace messages.

One rule of thumb in social networking outreach: move people onto your email list as quickly as possible, because email appeals have a much higher response rate than Facebook or MySpace messages.

As a rule of thumb, based on our 2017 currency profile, each 1 U.S. cent move in the average $ / $ exchange rate for the year causes an opposite change of approximately two euro cents in diluted adjusted EPS.

There is no set number, but as a rule of thumb, it's often agreed that up to about 1 quart or 1 litre of oil per 1000 miles (e.g. out of 6L of oil from the oil pan) is considered to be an entirely normal oil consumption rate; on the other hand, more than 1L per 1000 km is probably too much of an oil consumption.

The safe withdrawal rate we are abiding by is ~ 3.5 %, slightly more conservative than the standard 4 % safe withdrawal rate often used as the rule of thumb.

As a rule of thumb, applicants with better credit receive lower APRs on their personal loans, and loans with shorter payment periods generally get higher interest rates.

As a rule of thumb, each point adds about one - eighth to one - quarter of one percent to the interest rate the lender is offering.

As a rule of thumb, shorter term lengths have lower interest rates in comparison to longer term lengths.

Although the relationship between interest rates and the stock market is fairly indirect, the two tend to move in opposite directions: as a general rule of thumb, when the Fed cuts interest rates, it causes the stock market to go up; when the Fed raises interest rates, it causes the stock market as a whole to go down.

As a rule of thumb you want to repay the debt that has the highest interest rate first.

As a rule of thumb, when interest rates rise the amount of money you can afford to borrow declines.

As a rule of thumb, higher FICO scores result in lower interest rates and more favorable terms.

As if that wasn't enough, as a rule of thumb they generally offer very competitive rates on products like mortgages and credit cards, and not only will you make a better interest rate on your savings account, but as a shareholder, you might even receive dividend incomAs if that wasn't enough, as a rule of thumb they generally offer very competitive rates on products like mortgages and credit cards, and not only will you make a better interest rate on your savings account, but as a shareholder, you might even receive dividend incomas a rule of thumb they generally offer very competitive rates on products like mortgages and credit cards, and not only will you make a better interest rate on your savings account, but as a shareholder, you might even receive dividend incomas a shareholder, you might even receive dividend income.

As a rule of thumb, if the rate offered works for your situation, lock it in.

«Effective rates are usually, as a good rule of thumb, about 150 to 200 basis points [1.5 to 2.0 percentage points] above the 10 - year Treasury yield,» said Hurn.

As a rule of thumb, a higher credit means you're a lower credit risk, and can help receive a lower interest rate.

As a rule of thumb, adding that amount to your nest egg would allow you to withdraw a further $ 6,000 a year plus inflation adjustments starting at age 65 (based on a 4 % initial withdrawal rate).

For starters, and as a general rule of thumb, super-fast growth stocks can be considered at fair value if their P / E ratio is equal to, or preferably below, their earnings growth rates.

As a rule of thumb, it may be harder to qualify for fixed - rate loans than for adjustable rate loans.

If you invest this difference, as a rough rule of thumb, you will berak even over the 30 year period if your investment rate of return equals the 30 - year rate PLUS double the rate difference between 15 and 30 - year mortgages.

As a general rule of thumb, credit card interest rates are usually higher than personal loan interest rates.

As a rule of thumb, if your savings rate is higher than your mortgage rate, then save.

As a rule of thumb, the shorter the term length, the lower the rate and the higher the monthly payment.

A general rule of thumb is to choose funds with a Morningstar rating of 4 or 5 - stars as they generally perform better than similar funds long - term.

As a rule of thumb, if you always have a credit card balance at the payment - due date and have a perfect credit history, a lower interest rate is the main benefit you need to aim for from a credit card issuer.

As a rule of thumb, the shorter the term, the lower the interest rate the longer the term, the higher the rate.

As a rule of thumb you should always pay off your credit card debts before investing, the interest rates on credit cards and department store cards are astronomical.

As a rule of thumb, utilization rates above 30 % (give or take) are considered to be less - than - ideal for your credit score.

A general rule of thumb is to invest in products — such as stock - based mutual funds — that generate returns that historically have beaten inflation rates.

As a rule of thumb, many suggest that it's worth going through the process whenever you stand to shave around 1 percentage point or more off your existing rate (take 1 percentage point off a 4.75 percent rate, and you get a 3.75 percent one).

Interest rates on personal loans vary across the market, but as a rough rule of thumb, the more you borrow, the lower the rate.

that covers the flat rate USPS priority shipping of a new GoughNut back to you (As a rule of thumb, if your shipping is more than this flat rate cost, you are paying too much for shipping).

Justice Phelan noted that the United States Court of Appeal for the Federal Circuit had «destroyed this 25 % rule» when it had stated «This court now holds as a matter of Federal Circuit law that the 25 percent rule of thumb is a fundamentally flawed tool for determining a baseline royalty rate in a hypothetical negotiation.»

As a simple rule of thumb, going the full underwriting route will produce the best life insurance rates.

As a general rule of thumb, premiums that are based on both age and increased medical costs typically increase faster and at a steeper rate than other premiums.

As a general rule of thumb, chronic conditions will cause your life insurance rates to rise, but if you show you're taking active steps to treat your condition, you'll be rewarded with more affordable rates.

A lot can happen over the course of a year, and as a rule of thumb, you should shop around anytime anything that could affect your insurance rate happens.

As a general rule of thumb, type 1 diabetics will start at a «table 4» substandard rating.

As a general rule of thumb, you want to choose a company that has at least an «A» (Excellent) financial strength rating with A.M. Best (the benchmark in insurance rating companies).

As far as deductibles are concerned, a good rule of thumb is to keep your deductible rate as low as you caAs far as deductibles are concerned, a good rule of thumb is to keep your deductible rate as low as you caas deductibles are concerned, a good rule of thumb is to keep your deductible rate as low as you caas low as you caas you can.

As a very basic rule of thumb, for a refinance to be cost effective, the rate should be at least 5/8 - 1 % lower than your current rate.

As a rough rule of thumb, interest rates for investment properties are generally 1 percent higher than your primary home loan rates.

According to Mozer, the rule of thumb is 200 basis points between the stable cap rate, which is defined as the stable net operating income divided by project cost, and the exit cap rate.