I still prefer to earn Ultimate
Rewards over another currency but only because I know I have options.
Not exact matches
Currencies are complicated, and we believe that taking FX risk is not
rewarded over the medium to long - term investment horizons of most investors.
The following chart compares monthly
reward / risk for each of the two
currency carry trade products to those of SPY and TLT
over available sample periods of the former.
And because credit - card
rewards aren't seen as
currency in the eyes of the law, they're often glanced
over by judges and lawyers during divorce negotiations.
They're often things that you'll do
over the course of normal gameplay without making any special effort (such as collecting resources and killing monsters of all sizes) and when turned in back at the Center, will
reward you with Armour Orbs, which are the
currency you need to permanently boost the stats of your protective gear.
And because credit - card
rewards aren't seen as
currency in the eyes of the law, they're often glanced
over by judges and lawyers during divorce negotiations.
SPG points are one of the most valuable
currencies in the travel
rewards game, with the ability to transfer to
over 30 airline partners providing a great deal of flexibility.
Avios is the travel
reward currency of
over 1,000 partners including British Airways, Iberia, and Norwegian Cruise Lines.
Here is the «problem» I'm trying to solve: Assume I have
over a million points in various
currencies (AA points, Ultimate
rewards, Flex points, Alaska companion tickets,....
SPG points are one of the most valuable
currencies in the travel
rewards game, with the ability to transfer to
over 30 airline partners providing a great deal of flexibility.
Avios is the travel
reward currency of
over 1,000 partners including British Airways, Iberia, and Norwegian Cruise Lines.
However, SPG points are among the most valuable
reward currencies due to their reasonable hotel redemptions and the ability to transfer them to
over 30 airlines.
Over the past week or so I've taken a look at look the transfer partners of the four major transferable loyalty
currencies - Chase Ultimate
Rewards, Citi ThankYou, American Express Membership
Rewards and Starwood's Starpoints and, as a follow up to those articles, I'm now taking a look at the best ways to earn the...
That
currency can be saved
over time, and exchanged for Rapid
Rewards points.
So your Chase Ultimate
Rewards points, your Citi Thank You points, your American Express Membership
Rewards points and your Starwood Preferred Guest (SPG) points can all be sent
over to Singapore Airlines (transfer times vary by transferable
currency).
Since the other two cards have the same number of points for their current bonuses, we will break the tie by going with the more valuable
currency, which is Amex Membership
Rewards over Citi ThankYou points due to Amex's stronger network of transfer partners.
In the past six months, we have completely changed the travel credit cards we use, moving
over to Chase Ultimate
Rewards Points as our primary travel
currency.
Over at Milenomics, one of my favorite travel hacking blogs, the author strives for EQM - Zero, on the grounds that it's so easy to earn
rewards currencies that spending actual money is a mug's game.
There are no centralized controls
over the «
currency», and they are generated by miners who are
rewarded with new Dash when they «mine» a block of transactions, and not by a government or a bank.