Sentences with phrase «secured loan rate»

You would also benefit from a secured loan if the rate on an unsecured loan you qualify for is substantially higher than the secured loan rate.

For example, if the secured loan rate is 3.5 percent, and the rate on an unsecured loan is 10 percent, you might be better off with the lower cost secured rate even though you are tying up your own money.

Certificate Secured Loan Rate at 2 % APR over your certificate rate.

Share Secured Loan Rate at 2 % APR over your share dividend rate.

secured business loans, secured loan rates, how to secure a business loan, secure small business loan

Not exact matches

Downside: Watch for higher interest rates and shorter terms on peer - to - peer loans, in addition to a more rigorous and intensive itinerary required from both parties to secure the loan.

In order to secure market share, it will need to differentiate its loans from competitors, which is hard to do without either decreasing interest rates substantially or lowering lending standards.

«Beginning in November 2014 and continuing until his arrest in March 2016, CASPERSEN engaged in a Ponzi - like scheme to defraud investors, including his close friends, family members, and college classmates, by falsely claiming that their funds would be used to make secured loans to private equity firms and would thereby earn an annual rate of return of 15 to 20 percent.

You can refinance expensive debt and trim thousands from your monthly budget by securing a long - term, low - rate loan like the one you should've taken in the first place.

A number of payday lenders have embraced auto - title loans, which are secured by the borrower's car and typically carry annual rates around 300 percent.

The interest rate on the outstanding borrowings pursuant to the Senior Secured Term Loan

In addition to extending the maturity of a portion of the existing term loans under the Senior Secured Term Loan Facility, the TLF Amendment changed the «applicable margin» used in calculating the interest rate under the term loans.

Borrower 2 saved almost $ 5,000 by going with a fixed rate on Loan B ($ 30,000 for 20 years) even though the initial interest rate was higher than what Borrower 1 secured with a variable - rate lLoan B ($ 30,000 for 20 years) even though the initial interest rate was higher than what Borrower 1 secured with a variable - rate loanloan.

The amendment provided for (i) an immediate reduction in the interest rate margin applicable to the loans outstanding under the Senior Secured Term Loan Facility from (a) 3.50 % to 3.00 % for LIBOR borrowings and (b) 2.50 % to 2.00 % for base rate borrowings, (ii) an immediate lowering of the LIBOR floor for loans outstanding under the Senior Secured Term Loan Facility from 1.25 % to 1.00 % and (iii) the borrowing of incremental term loans, the proceeds of which were used to repay the outstanding loans of lenders that did not consent to the repricing amendment (the Non-Consenting Lenders) in an aggregate principal amount of approximately $ 99.6 million, which is the amount of loans held by such Non-Consenting Lenders on February 8, 2013.

The interest rate on the outstanding borrowings pursuant to the Senior Secured Term Loan Facility was 4.00 % at April 27, 2013.

In secured loans, you can also get lower interest rates.

Like most lenders, MEFA allows borrowers to apply with a cosigner, which can help the applicant qualify for a loan or even secure a lower interest rate.

Your score is critical in determining not only whether you'll secure a loan for a home, but also what interest rate you will be offered.

This is because NFCU has interest rates capped at 18 % (most personal loans have rates up to 36 %), allows co-signers and offers secured loans.

Another thing we like about NFCU is that the credit union allows you to cosign or secure your loan, which can help you qualify for a lower rate.

Because personal loans are unsecured and don't require collateral, they typically have higher interest rates than secured loans.

The same does not apply to variable - rate student loan borrowers, who may be able to refinance at a lower fixed rate and secure a low interest rate.

If you're considering applying for a business loan, Guidant Financial can help you get approved and secure the best rate for an SBA loan.

This is a business development corporation (BDC), that invests primarily in variable rate secured loans to mezzanine size firms.

In fact, the lowest interest rate at OneMain Financial, which is 9.99 %, is only available to borrowers who take out auto - secured loans.

Small business loan rates and costs can vary, making it extremely important to secure yours from a lender who understands your revenue and working capital needs.

Guidant clients have a 96 percent funding success rate once a loan offer is secured from a lender.

Strong business credit scores can help business owners secure better interest rates on loans, decrease instances where you need to prepay for a specific product or service, and secure better trade terms with important suppliers in your industry.

Did you know you can secure a lower rate on your mortgage loan by paying a little more money up front, at closing?

If you go with the shorter loan, you will likely secure a lower interest rate than a 30 - year fixed mortgage — possibly more than half a percent lower.

With the current rate of interest you can certainly benefit from this low rate compared to an equivalent stand alone loan which is secured on your property.

«Typically, a home equity loan has a lower interest rate because you're securing it with your home,» said Fleming.

So if I used a 5/1 ARM loan to secure the lower interest rate shown in the table above, my monthly payment would be about $ 171 less than the 30 - year fixed - rate mortgage.

Ask what you can do to secure a lower rate on your loan, such as paying discount points.

Peabody Energy reduced the interest rate and extended the maturity of its senior secured term loan.

If you're only planning to stay in a home for a few years, you might be able to secure a lower interest rate by using an ARM loan (as opposed to a fixed - rate mortgage).

If you have collateral, you can get a «secured» loan at better rates than if you had no collateral.

The loans are all floating rate senior loans with an average origination LTV (loan to value) of 63 % secured by institutional real estate in major markets.

This reflects borrowers switching from loan products with higher interest rates, such as traditional fixed - term personal loans, to products which attract lower rates of interest, such as home - equity lines of credit and other borrowing secured by residential property.

This is because small businesses lending has been migrating to low - interest rate loan products, such as residentially secured loans.

One bank has introduced a small business loan secured by commercial property, reducing the interest rate at which such a loan would previously have been available from this bank, while another introduced a «basic» residentially secured term loan for small business at 6.35 per cent, 40 basis points lower than that bank's standard residentially secured term loan.

The contraction in this margin partly reflected the growing popularity of loans secured by residential property, which have a lower indicator rate than other loans and in most cases no additional risk margin.

Having a high credit score can not only set you up to receive an attractive loan rate, but it can be pivotal to helping you secure the apartment or job you're seeking.

The flagship small business rate — on residentially secured term loans — has been increased in line with the cash rate.

Even though many of their loans are secured, OneMain Financial is one of the few lenders that will work with «subprime» borrowers while still offering fair interest rates.

A secured loan (i.e., one secured by collateral) will often provide better rates and easier approval for lower credit scores.

That's why we offer secured and unsecured loan options that fit the needs of modern insurance agencies like yours, no matter the size of your business, and even if your agency has a poor business credit rating or even no credit history at all (9002 credit).

On the other hand, variable rate loans can be an affordable way to quickly pay off debt or secure a lower payment in the future if rates decline.

In contrast, a variable rate loan can help secure a lower rate for student borrowers with good credit, or for those seeking to refinance.

First, does your purchase loan approval depend on securing a certain rate?