Sentences with phrase «security benefit because»

One is that you're not interested in earning a Social Security benefit because you want to avoid having your spousal Social Security benefit reduced by the Public Pension Offset (also known as the Government Pension Offset).

The WEP was designed to eliminate the «windfall» that could result if you were to receive a CSRS annuity based on many years of employment not covered by Social Security and also receive a full Social Security benefit because you did have a few years of covered employment.

One is that you're not interested in earning a Social Security benefit because you want to avoid having your spousal Social Security benefit reduced by the Public Pension Offset.

However, in no case will the reduction in your Social Security benefit because of the WEP be greater than one - half of the portion of your pension from employment not subject to Social Security taxes; for example, your CSRS annuity.

Generally, there is no reduction of Social Security benefits because of your military retirement benefits.

If you plan to start taking Social Security while still working, your budget should reflect your reduced Social Security benefits because of your earned income.

You might not be the only one who could receive lower Social Security benefits because of your decision to retire early.

Mesothelioma patients are often nervous about filing for workers» compensation or Social Security benefits because they fear that doing so will jeopardize their ability to file a mesothelioma personal injury lawsuit in the future.

Not exact matches

«We require these security measures for Oracle's benefit because of Mr. Ellison's importance to Oracle, and we believe these security costs are appropriate and necessary business expenses.»

But because your Social Security benefits are based on your top 35 years of earnings, it is possible that higher income in later years can help boost your benefits, he said.

Because Social Security benefits are based on your past 35 years of earning, it is important to return to work if possible to offset past low - income years.

In addition, because inflation overall is low, the Social Security Administration did not make a cost - of - living adjustment to its benefits for 2016.

He began buying property both as a hobby and because, as a recent immigrant, he couldn't rely on Old Age Security or Canada Pension Plan benefits.

I plan on taking Social Security at 66, because that will be full retirement age for me, and my wife will receive 50 % of my benefit when I claim it (the max she can get).

«Social Security is incredibly complex, and most people miss out on tens of thousands of dollars in benefits because they don't have anyone to help them figure out the best way to claim,» says Christopher Jones, Financial Engines chief investment officer.

The answer is because while you are receiving spousal benefits, you still are not considered to have actually started Social Security yet, meaning that you can defer your own benefits until the maximum age of 70, and then switch to receiving them.

According to the CFPB, the number of borrowers age 65 or older who had their Social Security benefits seized — or «offset,» as it's called — because of defaulted student loans increased from 8,700 to 40,000 between 2005 and 2015.

Familiarize yourself with the ins and outs of this resource — because you could compromise your livelihood if you do not understand how to maximize your Social Security benefits.

And because it's often used as a measure of cost - of - living, the CPI helps to determine how much money you'll get in benefits from programs like Social Security, food stamps and veterans» assistance programs.

Because the company has a call option that it can (and will) use to its own benefit (and to the shareholder's detriment as its counterparty), preferred shares end up offering all of the potential price downside of long - term fixed income securities, with only a small amount of the potential price upside.

Because Social Security payments increase if you delay claiming your benefits; your monthly benefit can go up until age 70.

But under the Employee Retirement Income Security Act, which sets minimum standards for defined benefit and defined contribution retirement plans, and the IRS code, which oversees IRAs, a fiduciary advisor would be prohibited from earning commissions on investments for those accounts because that would not be considered to be acting in the best interest of the client.

The same people who protest international support for third - world countries saying «we need to take care of our own first» are ironically the same people who actually want to abolish food stamps, the WIC program, free school lunches, welfare and social security in the US, never mind the fact that the people who benefit from these programs are the ones who cut their lawns, clean their homes, serve their meals in restaurants, and build their houses, all while going home to a tiny apartment they share with 6 other people and finding nothing to eat in the house but a can of green beans because payday is still 2 days off and there's only enough gas in the car to get them to work the next two days, so driving around town for 2 hours trying to find an open food bank isn't an option.

Instead of focusing on the poor families that do not qualify for Social Security retirement benefits in the first place, the remainder of this paper will focus on the families who are effectively denied full coverage because of their family forms and in spite of their input from taxes and participation in the labor force.

It was a nice article; unfortunately, the reality is a parent can't afford to stay home because there is no retirement package, no social security package, no disability package, in the stay at home parent's name... it all benefits the working parent.

The Convertible Woombie is meant for transitioning purposes because arms open to convert to arms free sleep, while still having the benefit of the security that the peanut shape provides.

This rights - based development is closely tied to the development of social security — disabled people were not properly considered during the initial forming of the welfare state because a paternalistic society believed them to be cared for in institutions and so there was no such thing as a «disability benefit».

As an example, any policy aimed at preserving Generation's Me - me - me (aka Baby Boomers) Social Security is wildly popular right now because the Baby Boomers who benefit from it (at the expense of the next generations) comprise the majority of population, and those who will be harmed by it aren't realizing it till it will be their time to retire 20 - 40 years from now.

«The reality is that migrants from other EU countries are very beneficial to the UK's economy, notably because they help to address skills shortages and pay more tax and social security contributions per head, and get fewer benefits, than UK workers; that free movement of workers is a key part of the EU's single market; that hundreds of thousands of UK nationals work in other EU countries.»

And the only way the trust fund can get some cash to pay Social Security benefits is if the federal government draws it from general revenues or borrows the money — which, of course, it can't do because of the debt ceiling.

He said he was concerned that kids could be traumatized seeing their parents arrested at the security checkpoint, or that they would not receive food stamps or other benefits because their parents feared going to DSS.

The stipends, which were given mostly to foreigners, have long been decried as unfair because they do not come with basic social security benefits.

Regarding Keystone, I myself think it is clear that Obama should say no to Keystone, because it is something in his power to do, which would have some effect on retarding development of the tar sands (despite what the flawed State Department EIS [Environmental Impact Statement] said), and because we really wouldn't get any significant benefit from saying yes; no real oil security, few permanent jobs, and most of the money goes to Canada and to refiners in free - trade zones.

First, the researchers show how growing native perennial species on marginal lands - land not used for food production because of low fertility or other reasons — avoids competition with food security, and provides the greatest potential for climate mitigation and biodiversity benefits.

For example, air travellers could soon benefit from a relaxation of the onerous security searches because of the success of one of our winners.

Teacher turnover can be expected to increase with alternative benefits because employees will understand that their economic security is less well protected with a DC or cash balance plan than with a DB pension.

However, public pensions in states without Social Security coverage offer more generous benefits because they were designed as a stand alone benefit.

Because Social Security is universal in its benefits — the checks go to the rich and poor alike — the program is politically very well protected, long enduring, and provides fantastic benefits.

Because teachers in Nevada do not participate in Social Security, they have no fully portable retirement benefits that would move with them in the event they leave the system.

Vested teachers will receive their benefit payments later, but non-vested teachers who leave are not entitled to any funds and will have accumulated no mandated retirement savings at all because they do not participate in Social Security.

Because teachers in Maryland participate in Social Security, they are required to contribute to two defined benefit - style plans.

That's a fundamentally flawed way to look at retirement security, because it discards large numbers of former teachers and ignores the basic facts about how individual teachers accrue benefits over time.

In 1962, that bill became law, and because it did, I received my mother's Social Security benefits and was able to attend the University of Missouri.

Ann will continue working at the non-profit and because her wages are less than the $ 14,640 annual earnings limit she can collect her full salary and Social Security benefits now instead of waiting to collect at a later date.

One of the reasons that the average Social Security retirement benefit amount is so far from the maximum is because the largest number of Americans begin receiving benefits as soon as they're allowed — at age 62.

You'll also gain some valuable tax diversification in retirement: Because Roth IRA distributions aren't included in your income in retirement, pulling money from that pot in addition to a traditional IRA or 401 (k) could allow you to keep your income in a lower tax bracket, potentially reducing the taxes on your Social Security benefits and lowering Medicare premiums that increase at higher income levels.

Here is how it works: after reaching full retirement age, Social Security will recalculate your benefit amount to give you credit for any months in which you did not receive some benefit because of your earnings.

In fact, it may be worth delaying Social Security even if you're in poor health, because your benefit could live on after your death.

If Social Security withholds some of your benefits because you continue to work, they will pay you a higher monthly benefit amount when you reach your full retirement age.

However, because Social Security payments are based on a person's 35 highest earning years, working for a few more years at a high salary before claiming benefits could increase monthly payments.