File & Suspend can be beneficial as a Social
Security filing strategy for single folks as well, in a couple of cases.
With corporations eliminating more than 84,000 pension plans since 1985, over a decade of unprecedented and ongoing market volatility, a Social Security system that has over 2,000 filing rules and a government agency prohibited from dispensing advice, the ability to offer expertise on the topic of when and how to develop a Social
Security filing strategy is paramount to helping retirees remain financially viable throughout retirement.
1Final decisions about Social
Security filing strategies always rest with you and should always be based on your specific needs and health considerations.
Most Social
Security filing strategies are focused on married folks, or those who have been married and are now divorced or widowed.
1Final decisions about Social
Security filing strategies always rest with you and should always be based on your specific needs and health considerations.
Not exact matches
The details were disclosed in a
Securities and Exchange Commission
filing on the
strategy shift.
To begin with, your spouse has to have already
filed for (and perhaps suspended) Social
Security benefits, which means that typically only the younger of the two spouses can institute this
strategy.
This high risk fund does not require a
filing with the
Securities and Exchange Commission (SEC) so there is a smaller pool of investors willing to take part in a riskier portfolio
strategy.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the
securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange C
securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the
security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data
security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging
strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently
filed Annual Report on Form 10 - K and subsequent filings by the Company with the
Securities and Exchange C
Securities and Exchange Commission.
These factors include, but are not limited to: general economic and business conditions; our business
strategy for expanding our presence in our industry; anticipated trends in our financial condition and results of operation; the impact of competition and technology change; existing and future regulations affecting our business; and other risks and uncertainties discussed in the reports Celsius Holdings has
filed previously with the
Securities and Exchange Commission.
Filed Under: Business Topics and Publishing
Strategy Tagged With: Publishing
Strategy,
Security & Protection
For example, financial planner and Texas Tech associate professor John Salter demonstrated how different claiming
strategies, such as
filing and suspending and
filing a restricted application, that can significantly boost the amount of inflation - adjusted Social
Security payments over a lifetime and how a reverse mortgage might be used as a back - up line of credit that can be drawn on during prolonged market downturns to reduce the chance of running out of money.
If your firm is looking for new ways to recognize real value from collections
files, trying to locate or contact consumers motivated to settle their debts and who are funding trust accounts for this purpose on a monthly basis and if your firm is seeking an enhanced layer of
security and compliance when dealing with third parties in the debt settlement industry, consider a
strategy focusing on consumers enrolled in debt settlement programs and select a commercial vendor that aggregates this data to make the process of working with this industry more efficient, compliant and profitable.»
Executing the maximized
strategy which includes
filing and suspending would allow the couple to get more value from their social
security given a higher life expectancy.
Executing the maximized
strategy which includes
filing and suspending would allow the couple to get more value from their Social
Security given a higher life expectancy.
He advises clients on a wide range of unclaimed property and compliance issues, including gift cards and other stored - value programs and the use of the Social
Security Death Master
File to identify unclaimed benefits and develop remediation
strategies.
REX ETFs, founded in 2014,
filed to create the «REX Bitcoin
Strategy Fund» yesterday, according to a new submission with the US
Securities and Exchange Commission (SEC).
Posted by Erin Kennedy, MCD, CMRW, CPRW on Tuesday, October 28, 2014 at 8:21 pm
Filed under Executive Resumes, Success
Strategies · Tagged data
security, executive
security, online job search,
security
Posted by Erin Kennedy, MCD, CMRW, CPRW on Tuesday, October 28, 2014 at 8:21 pm
Filed under Executive Resumes, Success
Strategies · Tagged with data
security, executive
security, online job search,
security
In a public
filing with the
Securities and Exchange Commission, the company outlined a
strategy of investing in markets they believe «will... exhibit constrained levels of new - home construction.
These risks, uncertainties and contingencies include, but are not limited to, the following: our strength and financial condition; the uncertainties relating to the medical needs and local economy of Prairie du Sac, Wisconsin and the surrounding community; the strength and financial condition of Sauk Prairie Medical Office Building and its tenants; the uncertainties relating to changes in general economic and real estate conditions; the uncertainties regarding changes in the healthcare industry; the uncertainties relating to the implementation of Griffin - American Healthcare REIT IV's real estate investment
strategy; and other risk factors as detailed from time to time in Griffin - American Healthcare REIT IV's periodic reports, as
filed with the
Securities and Exchange Commission.