Sentences with phrase «service filed charges»

Not exact matches

Gizmodo reports dozens of complaints have been filed with the Federal Trade Commission alleging Jessica Alba's Honest Company has been charging customers for a subscription diaper service under «misleading conditions.»

Store Your Music Online with MP3tunes MP3tunes makes a mighty generous offer: The service will store up to 25 gigabytes of your music files free of charge.

After a five - year investigation, the European Commission filed formal antitrust charges against Google, alleging it uses its near - monopoly on search to favour its own comparison - shopping service.

He estimated 10,000 bitcoin exchanges total, charging his customers 10 to 20 percent commission.He also admitted to operating as a money services business and failing to file currency reports or ask for customer information, the documents say.

That explain alot happening in Alaska... all these cops are «retiring» aka I didn't get caught helping Todd Palin's Pimping Service... And that explains why the FBI changed Special Agent in Charge... and they sent a Girl not a Guy... ouch... if they are doing these things then it sounds to me like some peoples need to file charges... that crap has to stop... period... but now we will sell our soul for money or in Sarah Palin's case her body and those of her children evidently and Pappa Pimpin Palin there to collect the $ $ $

Scotland Yard officials are expected to present a file to the Crown Prosecution Service (CPS) in January, which will detail whether they believe any charges should be brought.

They were subsequently admitted to bail but however Colonel Dasuki was arrested after perfecting the bail conditions on December 29, 2015 and had been in the custody of the Department of State Services (DSS) without filing any other charge against him.

The Civil Service Employees Assocation has filed CSEA an Improper Practice charge with PERB over Gov. David Paterson's continuing threat of layoffs depite his signing of a no - layoff agreement with the state workers unions in exchange for their support of a fifth pension fund tier.

The guilty plea comes after Wills was found guilty of corruption charges filed by state Attorney General Eric Schneiderman for embezzling money from the state Office of Children and Family Services and the New York City Campaign Finance Board.

Singas in 2015 charged Edward Korona Jr., Nassau's deputy commissioner of emergency management, with four counts each of felony perjury, felony offering a false instrument for filing and felony making a false sworn statement and misdemeanor official misconduct for lying on civil service applications.

«No one has filed for service retirement with administrative charges pending or has been identified by federal investigators as a target of their investigation,» Roy Richter, the president of the Captain Endowment Association, pointed out.

The Police had confirmed with my solicitor Richard Cannon that there would be no charges, that this was a Police decision and that no file of evidence had been given to the Crown Prosecution Service.

As expected former state Senate Majority Leader Joe Bruno's attorneys have filed an appeal of his January 2009 indictment on federal corruption charges, arguing in part that the theft of honest services statute under which he was convicted has been invalidated by the US Supreme Court.

A notice of claim was recently filed against the county stemming from the indictment of former Social Services Commissioner Al Dirschberger on rape charges.

Charges have been filed against 10 Rockland County individuals for alleged social service fraud after referrals from the Rockland County Department of Social Services.

In October 2011, Paladino filed a lawsuit against National Grid and Verizon (the primary electric and telephone utilities in Western New York, respectively) for what he alleged were exorbitant fees which the two companies charged for services.

Under an agreement filed the previous week, True.com will compensate customers who were incorrectly charged for services since 2003.

There are a great many legal firms online who charge a small fee for this service, and theoretically any lawyer in a jurisdiction which supports proxy marriages can file a proxy marriage.

Two teachers who lost their jobs because of the Educational Testing Service's incorrect scoring of their Praxis II exams have filed suit against the test - maker, claiming it is a monopoly that is abusing its powers and charging excessive fees.

The Committee for Public Education and Religious Liberty, in a statement explaining the suit filed late last month, charges that mobile vans, leased facilities, and «segregated classrooms in public schools» are unconstitutional means of providing remedial services for religious - school students.

Leaders of the Committee for a Fair Licensing Procedure in New York City have filed a complaint with the U.S. Equal Employment Opportunity Commission (EEOC) charging that the demotion of many minority teachers for failure to pass the Educational Testing Service's NTE (formerly the National Teachers Exam) violates federal civil rights laws.

(c) Within twenty days after the service upon any person charged under section 706 of a demand by the Commission for the production of documentary evidence or for permission to examine or to copy evidence in conformity with the provisions of section 709 (a), such person may file in the district court of the United States for the judicial district in which he resides, is found, or transacts business, and serve upon the Commission a petition for an order of such court modifying or setting aside such demand.

Furthermore The Service Evidence is Backed Up With A Healthy Service A4 File, Which Will Include Past Service Invoices, Past MOT Sheets, The Original Build Sheet From Factory And The Last Used Vehicle Invoice From Sytner BMW Of Nottingham In 2000, When The Last Person Took Charge Of The Ownership.

***** Advertised price does not include government fees and taxes, any finance charges, dealer document processing charge of $ 80 for lease and $ 80 for purchase, any electronic filing charges, or any emission testing charge.Toyota Combined Details: * Roadside Assistance for 1 Year (for Toyota Certified Used Vehicles program), Battery 8 years / 100, 000 miles (whichever comes first) from original in - service date.

Roadside Assistance for 1 Year * Transferable Warranty * Roadside Assistance * Warranty Deductible: $ 50 * Powertrain Limited Warranty: 84 Month / 100, 000 Mile (whichever comes first) from original in - service date * 174 Point Inspection Awards: * 2015 IIHS Top Safety Pick * 2015 10 Best Hybrid Cars Under $ 30,000 * 2015 10 Most Fuel - Efficient Cars Under $ 25,000 * 2015 10 Best Green Cars * 2015 10 Best UberX Candidates * Advertised price does not include government fees and taxes, any finance charges, dealer document processing charge of $ 80 for lease and $ 80 for purchase, any electronic filing charges, or any emission testing charge.

* 35/25 Highway / City MPG Toyota Certified Used Vehicles Details: * Transferable Warranty * Roadside Assistance * 160 Point Inspection * Roadside Assistance for 1 Year * Limited Warranty: 12 Month / 12, 000 Mile (whichever comes first) from certified purchase date * Vehicle History * Warranty Deductible: $ 50 * Powertrain Limited Warranty: 84 Month / 100, 000 Mile (whichever comes first) from original in - service date Awards: * 2015 IIHS Top Safety Pick * 2015 15 Best Family Cars * 2015 10 Best Sedans Under $ 25,000 * Advertised price does not include government fees and taxes, any finance charges, dealer document processing charge of $ 80 for lease and $ 80 for purchase, any electronic filing charges, or any emission testing charge.

* 27/21 Highway / City MPG Toyota Certified Used Vehicles Details: * Roadside Assistance * Powertrain Limited Warranty: 84 Month / 100, 000 Mile (whichever comes first) from original in - service date * 160 Point Inspection * Vehicle History * Roadside Assistance for 1 Year * Transferable Warranty * Warranty Deductible: $ 50 * Limited Warranty: 12 Month / 12, 000 Mile (whichever comes first) from certified purchase date Awards: * 2017 IIHS Top Safety Pick * ALG Residual Value Awards * 2017 12 Best Family Cars * 2017 Best Resale Value Awards * 2017 10 Most Awarded Brands * Advertised price does not include government fees and taxes, any finance charges, dealer document processing charge of $ 80 for lease and $ 80 for purchase, any electronic filing charges, or any emission testing charge.

Toyota Certified Used Vehicles Details: * Warranty Deductible: $ 50 * Vehicle History * Roadside Assistance * Limited Warranty: 12 Month / 12, 000 Mile (whichever comes first) from certified purchase date * 160 Point Inspection * Powertrain Limited Warranty: 84 Month / 100, 000 Mile (whichever comes first) from original in - service date * Transferable Warranty * Roadside Assistance for 1 Year Awards: * 2016 Best Resale Value Awards * 2016 Best Buy Awards Finalist * Advertised price does not include government fees and taxes, any finance charges, dealer document processing charge of $ 80 for lease and $ 80 for purchase, any electronic filing charges, or any emission testing charge.

***** Advertised price does not include government fees and taxes, any finance charges, dealer document processing charge of $ 80 for lease and $ 80 for purchase, any electronic filing charges, or any emission testing charge.Toyota Combined Details: * Limited Warranty: 12 Month / 12, 000 Mile (whichever comes first) from certified purchase date * Roadside Assistance for 1 Year (for Toyota Certified Used Vehicles program), Battery 8 years / 100, 000 miles (whichever comes first) from original in - service date.

* 26/20 Highway / City MPG Toyota Certified Used Vehicles Details: * Transferable Warranty * Powertrain Limited Warranty: 84 Month / 100, 000 Mile (whichever comes first) from original in - service date * Warranty Deductible: $ 50 * Roadside Assistance for 1 Year * Vehicle History * Roadside Assistance * Limited Warranty: 12 Month / 12, 000 Mile (whichever comes first) from certified purchase date * 160 Point Inspection * Advertised price does not include government fees and taxes, any finance charges, dealer document processing charge of $ 80 for lease and $ 80 for purchase, any electronic filing charges, or any emission testing charge.

While Vellum's price tag is supposed to let authors make one version of their ebooks that look streamlined and professional then upload it to all retail platforms, the price of the service is fairly close to what some formatters would charge to produce the different file versions of the books, and all the author has to do there is email the original document of the book without going through the laborious process of formatting it within the app.

In the case where the complexity of the manuscript file requires work outside the scope of our service, we reserve the right to decline to do the conversion with a minimum charge of $ 100 an hour.

They'll charge a one - time fee for their services and return the completed files for the owner to publish.

Amazon's download fee is 15 cents per megabyte which is several times even a pricey cell phone plan and about 100 times what Amazon charges clients for the equivalent AWS file download service.

Some aggregator services do charge a fee, and others may make your book unavailable for purchase for a short time while the new file is being processed.

On the other hand, if you owe a payment with your return and you need time to raise the money, Charney points out that you can file your return early and instruct the Internal Revenue Service to deduct the amount from your bank account or debit card, or charge your credit card, on a specified date — right up until the filing deadline.

Student Aid Center is just a company that charges you a service fee to do paperwork that you could file for yourself.

In terms of resolution services, someone does the bulk of the legwork associated with reversing fraud (i.e. disputing errors on your credit report, reversing fraudulent credit card charges, filing a police report, etc.).

$ 25.00 Per Trade or Account Deleted or Improved / per Credit Bureau: For any item which results on being deleted or improved on your credit file during the time of service, there will be a charge of $ 25 per item per credit bureau / per individual to be invoiced and payment is due upon receipt of the invoice.

$ 50.00 Per Trade or Account Deleted or Improved / per Credit Bureau: For any item that result on being deleted or improved on your credit file during the time of service, there will be a charge of $ 50 per item per credit bureau to be invoiced and payment is due upon receipt of the invoice.

(5) The Secretary of State may charge each credit services organization that files a registration statement with the Secretary of State a reasonable fee not to exceed one hundred dollars to cover the cost of filing.

(1) Before executing a contract or agreement with or receiving money or other valuable consideration from a buyer, a credit services organization shall provide the buyer with a written statement containing: (a) A complete and detailed description of the services to be performed by the credit services organization for the buyer and the total cost of the services; (b) A statement explaining the buyer's right to proceed against the surety bond or surety account required by section 45 - 805; (c) The name and address of the surety company that issued the bond or the name and address of the depository and the trustee and the account number of the surety account; (d) A complete and accurate statement of the buyer's right to review any file on the buyer maintained by a consumer reporting agency as provided by the Fair Credit Reporting Act, 15 U.S.C. 1681 et seq.; (e) A statement that the buyer's file is available for review at no charge on request made to the consumer reporting agency within thirty days after the date of receipt of notice that credit has been denied and that the buyer's file is available for a minimal charge at any other time; (f) A complete and accurate statement of the buyer's right to dispute directly with the consumer reporting agency the completeness or accuracy of any item contained in a file on the buyer maintained by the consumer reporting agency; (g) A statement that accurate information can not be permanently removed from the files of a consumer reporting agency; (h) A complete and accurate statement of when consumer information becomes obsolete and of when consumer reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement of the availability of nonprofit credit counseling services.

Prohibited acts.A credit services organization, a salesperson, agent, or representative of a credit services organization, or an independent contractor who sells or attempts to sell the services of a credit services organization shall not: (1) Charge a buyer or receive from a buyer money or other valuable consideration before completing performance of all services, other than those described in subdivision (2) of this section, which the credit services organization has agreed to perform for the buyer unless the credit services organization has obtained a surety bond or established and maintained a surety account as provided in section 45 - 805; (2) Charge a buyer or receive from a buyer money or other valuable consideration for obtaining or attempting to obtain an extension of credit that the credit services organization has agreed to obtain for the buyer before the extension of credit is obtained; (3) Charge a buyer or receive from a buyer money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer if the credit that is or will be extended to the buyer is substantially the same as that available to the general public; (4) Make or use a false or misleading representation in the offer or sale of the services of a credit services organization, including (a) guaranteeing to erase bad credit or words to that effect unless the representation clearly discloses that this can be done only if the credit history is inaccurate or obsolete and (b) guaranteeing an extension of credit regardless of the person's previous credit problem or credit history unless the representation clearly discloses the eligibility requirements for obtaining an extension of credit; (5) Engage, directly or indirectly, in a fraudulent or deceptive act, practice, or course of business in connection with the offer or sale of the services of a credit services organization; (6) Make or advise a buyer to make a statement with respect to a buyer's credit worthiness, credit standing, or credit capacity that is false or misleading or that should be known by the exercise of reasonable care to be false or misleading to a consumer reporting agency or to a person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit; or (7) Advertise or cause to be advertised, in any manner whatsoever, the services of a credit services organization without filing a registration statement with the Secretary of State under section 45 - 806 unless otherwise provided by the Credit Services Organizatservices organization, a salesperson, agent, or representative of a credit services organization, or an independent contractor who sells or attempts to sell the services of a credit services organization shall not: (1) Charge a buyer or receive from a buyer money or other valuable consideration before completing performance of all services, other than those described in subdivision (2) of this section, which the credit services organization has agreed to perform for the buyer unless the credit services organization has obtained a surety bond or established and maintained a surety account as provided in section 45 - 805; (2) Charge a buyer or receive from a buyer money or other valuable consideration for obtaining or attempting to obtain an extension of credit that the credit services organization has agreed to obtain for the buyer before the extension of credit is obtained; (3) Charge a buyer or receive from a buyer money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer if the credit that is or will be extended to the buyer is substantially the same as that available to the general public; (4) Make or use a false or misleading representation in the offer or sale of the services of a credit services organization, including (a) guaranteeing to erase bad credit or words to that effect unless the representation clearly discloses that this can be done only if the credit history is inaccurate or obsolete and (b) guaranteeing an extension of credit regardless of the person's previous credit problem or credit history unless the representation clearly discloses the eligibility requirements for obtaining an extension of credit; (5) Engage, directly or indirectly, in a fraudulent or deceptive act, practice, or course of business in connection with the offer or sale of the services of a credit services organization; (6) Make or advise a buyer to make a statement with respect to a buyer's credit worthiness, credit standing, or credit capacity that is false or misleading or that should be known by the exercise of reasonable care to be false or misleading to a consumer reporting agency or to a person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit; or (7) Advertise or cause to be advertised, in any manner whatsoever, the services of a credit services organization without filing a registration statement with the Secretary of State under section 45 - 806 unless otherwise provided by the Credit Services Organizatservices organization, or an independent contractor who sells or attempts to sell the services of a credit services organization shall not: (1) Charge a buyer or receive from a buyer money or other valuable consideration before completing performance of all services, other than those described in subdivision (2) of this section, which the credit services organization has agreed to perform for the buyer unless the credit services organization has obtained a surety bond or established and maintained a surety account as provided in section 45 - 805; (2) Charge a buyer or receive from a buyer money or other valuable consideration for obtaining or attempting to obtain an extension of credit that the credit services organization has agreed to obtain for the buyer before the extension of credit is obtained; (3) Charge a buyer or receive from a buyer money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer if the credit that is or will be extended to the buyer is substantially the same as that available to the general public; (4) Make or use a false or misleading representation in the offer or sale of the services of a credit services organization, including (a) guaranteeing to erase bad credit or words to that effect unless the representation clearly discloses that this can be done only if the credit history is inaccurate or obsolete and (b) guaranteeing an extension of credit regardless of the person's previous credit problem or credit history unless the representation clearly discloses the eligibility requirements for obtaining an extension of credit; (5) Engage, directly or indirectly, in a fraudulent or deceptive act, practice, or course of business in connection with the offer or sale of the services of a credit services organization; (6) Make or advise a buyer to make a statement with respect to a buyer's credit worthiness, credit standing, or credit capacity that is false or misleading or that should be known by the exercise of reasonable care to be false or misleading to a consumer reporting agency or to a person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit; or (7) Advertise or cause to be advertised, in any manner whatsoever, the services of a credit services organization without filing a registration statement with the Secretary of State under section 45 - 806 unless otherwise provided by the Credit Services Organizatservices of a credit services organization shall not: (1) Charge a buyer or receive from a buyer money or other valuable consideration before completing performance of all services, other than those described in subdivision (2) of this section, which the credit services organization has agreed to perform for the buyer unless the credit services organization has obtained a surety bond or established and maintained a surety account as provided in section 45 - 805; (2) Charge a buyer or receive from a buyer money or other valuable consideration for obtaining or attempting to obtain an extension of credit that the credit services organization has agreed to obtain for the buyer before the extension of credit is obtained; (3) Charge a buyer or receive from a buyer money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer if the credit that is or will be extended to the buyer is substantially the same as that available to the general public; (4) Make or use a false or misleading representation in the offer or sale of the services of a credit services organization, including (a) guaranteeing to erase bad credit or words to that effect unless the representation clearly discloses that this can be done only if the credit history is inaccurate or obsolete and (b) guaranteeing an extension of credit regardless of the person's previous credit problem or credit history unless the representation clearly discloses the eligibility requirements for obtaining an extension of credit; (5) Engage, directly or indirectly, in a fraudulent or deceptive act, practice, or course of business in connection with the offer or sale of the services of a credit services organization; (6) Make or advise a buyer to make a statement with respect to a buyer's credit worthiness, credit standing, or credit capacity that is false or misleading or that should be known by the exercise of reasonable care to be false or misleading to a consumer reporting agency or to a person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit; or (7) Advertise or cause to be advertised, in any manner whatsoever, the services of a credit services organization without filing a registration statement with the Secretary of State under section 45 - 806 unless otherwise provided by the Credit Services Organizatservices organization shall not: (1) Charge a buyer or receive from a buyer money or other valuable consideration before completing performance of all services, other than those described in subdivision (2) of this section, which the credit services organization has agreed to perform for the buyer unless the credit services organization has obtained a surety bond or established and maintained a surety account as provided in section 45 - 805; (2) Charge a buyer or receive from a buyer money or other valuable consideration for obtaining or attempting to obtain an extension of credit that the credit services organization has agreed to obtain for the buyer before the extension of credit is obtained; (3) Charge a buyer or receive from a buyer money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer if the credit that is or will be extended to the buyer is substantially the same as that available to the general public; (4) Make or use a false or misleading representation in the offer or sale of the services of a credit services organization, including (a) guaranteeing to erase bad credit or words to that effect unless the representation clearly discloses that this can be done only if the credit history is inaccurate or obsolete and (b) guaranteeing an extension of credit regardless of the person's previous credit problem or credit history unless the representation clearly discloses the eligibility requirements for obtaining an extension of credit; (5) Engage, directly or indirectly, in a fraudulent or deceptive act, practice, or course of business in connection with the offer or sale of the services of a credit services organization; (6) Make or advise a buyer to make a statement with respect to a buyer's credit worthiness, credit standing, or credit capacity that is false or misleading or that should be known by the exercise of reasonable care to be false or misleading to a consumer reporting agency or to a person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit; or (7) Advertise or cause to be advertised, in any manner whatsoever, the services of a credit services organization without filing a registration statement with the Secretary of State under section 45 - 806 unless otherwise provided by the Credit Services Organizatservices, other than those described in subdivision (2) of this section, which the credit services organization has agreed to perform for the buyer unless the credit services organization has obtained a surety bond or established and maintained a surety account as provided in section 45 - 805; (2) Charge a buyer or receive from a buyer money or other valuable consideration for obtaining or attempting to obtain an extension of credit that the credit services organization has agreed to obtain for the buyer before the extension of credit is obtained; (3) Charge a buyer or receive from a buyer money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer if the credit that is or will be extended to the buyer is substantially the same as that available to the general public; (4) Make or use a false or misleading representation in the offer or sale of the services of a credit services organization, including (a) guaranteeing to erase bad credit or words to that effect unless the representation clearly discloses that this can be done only if the credit history is inaccurate or obsolete and (b) guaranteeing an extension of credit regardless of the person's previous credit problem or credit history unless the representation clearly discloses the eligibility requirements for obtaining an extension of credit; (5) Engage, directly or indirectly, in a fraudulent or deceptive act, practice, or course of business in connection with the offer or sale of the services of a credit services organization; (6) Make or advise a buyer to make a statement with respect to a buyer's credit worthiness, credit standing, or credit capacity that is false or misleading or that should be known by the exercise of reasonable care to be false or misleading to a consumer reporting agency or to a person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit; or (7) Advertise or cause to be advertised, in any manner whatsoever, the services of a credit services organization without filing a registration statement with the Secretary of State under section 45 - 806 unless otherwise provided by the Credit Services Organizatservices organization has agreed to perform for the buyer unless the credit services organization has obtained a surety bond or established and maintained a surety account as provided in section 45 - 805; (2) Charge a buyer or receive from a buyer money or other valuable consideration for obtaining or attempting to obtain an extension of credit that the credit services organization has agreed to obtain for the buyer before the extension of credit is obtained; (3) Charge a buyer or receive from a buyer money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer if the credit that is or will be extended to the buyer is substantially the same as that available to the general public; (4) Make or use a false or misleading representation in the offer or sale of the services of a credit services organization, including (a) guaranteeing to erase bad credit or words to that effect unless the representation clearly discloses that this can be done only if the credit history is inaccurate or obsolete and (b) guaranteeing an extension of credit regardless of the person's previous credit problem or credit history unless the representation clearly discloses the eligibility requirements for obtaining an extension of credit; (5) Engage, directly or indirectly, in a fraudulent or deceptive act, practice, or course of business in connection with the offer or sale of the services of a credit services organization; (6) Make or advise a buyer to make a statement with respect to a buyer's credit worthiness, credit standing, or credit capacity that is false or misleading or that should be known by the exercise of reasonable care to be false or misleading to a consumer reporting agency or to a person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit; or (7) Advertise or cause to be advertised, in any manner whatsoever, the services of a credit services organization without filing a registration statement with the Secretary of State under section 45 - 806 unless otherwise provided by the Credit Services Organizatservices organization has obtained a surety bond or established and maintained a surety account as provided in section 45 - 805; (2) Charge a buyer or receive from a buyer money or other valuable consideration for obtaining or attempting to obtain an extension of credit that the credit services organization has agreed to obtain for the buyer before the extension of credit is obtained; (3) Charge a buyer or receive from a buyer money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer if the credit that is or will be extended to the buyer is substantially the same as that available to the general public; (4) Make or use a false or misleading representation in the offer or sale of the services of a credit services organization, including (a) guaranteeing to erase bad credit or words to that effect unless the representation clearly discloses that this can be done only if the credit history is inaccurate or obsolete and (b) guaranteeing an extension of credit regardless of the person's previous credit problem or credit history unless the representation clearly discloses the eligibility requirements for obtaining an extension of credit; (5) Engage, directly or indirectly, in a fraudulent or deceptive act, practice, or course of business in connection with the offer or sale of the services of a credit services organization; (6) Make or advise a buyer to make a statement with respect to a buyer's credit worthiness, credit standing, or credit capacity that is false or misleading or that should be known by the exercise of reasonable care to be false or misleading to a consumer reporting agency or to a person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit; or (7) Advertise or cause to be advertised, in any manner whatsoever, the services of a credit services organization without filing a registration statement with the Secretary of State under section 45 - 806 unless otherwise provided by the Credit Services Organizatservices organization has agreed to obtain for the buyer before the extension of credit is obtained; (3) Charge a buyer or receive from a buyer money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer if the credit that is or will be extended to the buyer is substantially the same as that available to the general public; (4) Make or use a false or misleading representation in the offer or sale of the services of a credit services organization, including (a) guaranteeing to erase bad credit or words to that effect unless the representation clearly discloses that this can be done only if the credit history is inaccurate or obsolete and (b) guaranteeing an extension of credit regardless of the person's previous credit problem or credit history unless the representation clearly discloses the eligibility requirements for obtaining an extension of credit; (5) Engage, directly or indirectly, in a fraudulent or deceptive act, practice, or course of business in connection with the offer or sale of the services of a credit services organization; (6) Make or advise a buyer to make a statement with respect to a buyer's credit worthiness, credit standing, or credit capacity that is false or misleading or that should be known by the exercise of reasonable care to be false or misleading to a consumer reporting agency or to a person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit; or (7) Advertise or cause to be advertised, in any manner whatsoever, the services of a credit services organization without filing a registration statement with the Secretary of State under section 45 - 806 unless otherwise provided by the Credit Services Organizatservices of a credit services organization, including (a) guaranteeing to erase bad credit or words to that effect unless the representation clearly discloses that this can be done only if the credit history is inaccurate or obsolete and (b) guaranteeing an extension of credit regardless of the person's previous credit problem or credit history unless the representation clearly discloses the eligibility requirements for obtaining an extension of credit; (5) Engage, directly or indirectly, in a fraudulent or deceptive act, practice, or course of business in connection with the offer or sale of the services of a credit services organization; (6) Make or advise a buyer to make a statement with respect to a buyer's credit worthiness, credit standing, or credit capacity that is false or misleading or that should be known by the exercise of reasonable care to be false or misleading to a consumer reporting agency or to a person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit; or (7) Advertise or cause to be advertised, in any manner whatsoever, the services of a credit services organization without filing a registration statement with the Secretary of State under section 45 - 806 unless otherwise provided by the Credit Services Organizatservices organization, including (a) guaranteeing to erase bad credit or words to that effect unless the representation clearly discloses that this can be done only if the credit history is inaccurate or obsolete and (b) guaranteeing an extension of credit regardless of the person's previous credit problem or credit history unless the representation clearly discloses the eligibility requirements for obtaining an extension of credit; (5) Engage, directly or indirectly, in a fraudulent or deceptive act, practice, or course of business in connection with the offer or sale of the services of a credit services organization; (6) Make or advise a buyer to make a statement with respect to a buyer's credit worthiness, credit standing, or credit capacity that is false or misleading or that should be known by the exercise of reasonable care to be false or misleading to a consumer reporting agency or to a person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit; or (7) Advertise or cause to be advertised, in any manner whatsoever, the services of a credit services organization without filing a registration statement with the Secretary of State under section 45 - 806 unless otherwise provided by the Credit Services Organizatservices of a credit services organization; (6) Make or advise a buyer to make a statement with respect to a buyer's credit worthiness, credit standing, or credit capacity that is false or misleading or that should be known by the exercise of reasonable care to be false or misleading to a consumer reporting agency or to a person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit; or (7) Advertise or cause to be advertised, in any manner whatsoever, the services of a credit services organization without filing a registration statement with the Secretary of State under section 45 - 806 unless otherwise provided by the Credit Services Organizatservices organization; (6) Make or advise a buyer to make a statement with respect to a buyer's credit worthiness, credit standing, or credit capacity that is false or misleading or that should be known by the exercise of reasonable care to be false or misleading to a consumer reporting agency or to a person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit; or (7) Advertise or cause to be advertised, in any manner whatsoever, the services of a credit services organization without filing a registration statement with the Secretary of State under section 45 - 806 unless otherwise provided by the Credit Services Organizatservices of a credit services organization without filing a registration statement with the Secretary of State under section 45 - 806 unless otherwise provided by the Credit Services Organizatservices organization without filing a registration statement with the Secretary of State under section 45 - 806 unless otherwise provided by the Credit Services OrganizatServices Organization Act.

A. Every credit services business, before it enters into a contract with a consumer, shall file and maintain with the Commissioner, in form and substance satisfactory to him, a bond with corporate surety from a company authorized to transact business in the Commonwealth, or a letter of credit from a bank insured by the Federal Deposit Insurance Corporation in an amount equal to 100 times the standard fee charged by the credit services business but in no event shall the bond or letter of credit required under this section be less than $ 5,000 or greater than $ 50,000.

(1) A credit services organization, its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit services organization may not do any of the following: (a) conduct any business regulated by this chapter without first: (i) securing a certificate of registration from the division; and (ii) unless exempted under Section 13 -21-4, posting a bond, letter of credit, or certificate of deposit with the division in the amount of $ 100,000; (b) make a false statement, or fail to state a material fact, in connection with an application for registration with the division; (c) charge or receive any money or other valuable consideration prior to full and complete performance of the services the credit services organization has agreed to perform for the buyer; (d) dispute or challenge, or assist a person in disputing or challenging an entry in a credit report prepared by a consumer reporting agency without a factual basis for believing and obtaining a written statement for each entry from the person stating that that person believes that the entry contains a material error or omission, outdated information, inaccurate information, or unverifiable information; (e) charge or receive any money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer, if the credit that is or will be extended to the buyer is upon substantially the same terms as those available to the general public; (f) make, or counsel or advise any buyer to make, any statement that is untrue or misleading and that is known, or that by the exercise of reasonable care should be known, to be untrue or misleading, to a credit reporting agency or to any person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit, with respect to a buyer's creditworthiness, credit standing, or credit capacity; (g) make or use any untrue or misleading representations in the offer or sale of the services of a credit services organization or engage, directly or indirectly, in any act, practice, or course of business that operates or would operate as fraud or deception upon any person in connection with the offer or sale of the services of a credit services organization; and (h) transact any business as a credit services organization, as defined in Section 13 -21-2, without first having registered with the division by paying an annual fee set pursuant to Section 63J -1-504 and filing proof that it has obtained a bond or letter of credit as required by Subsection (2).

The Commissioner may charge the credit services business a reasonable fee not exceeding $ 100 to cover the costs of filing.

A credit repair business and its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit repair business, shall not do any of the following: (1) Charge or receive any money or other valuable consideration prior to full and complete performance of the services that the credit repair business has agreed to perform for or on behalf of the consumer; (2) Charge or receive any money or other valuable consideration solely for referral of the consumer to a retail seller or to any other credit grantor who will or may extend credit to the consumer, if the credit that is or will be extended to the consumer is upon substantially the same terms as those available to the general public; (3) Represent that it can directly or indirectly arrange for the removal of derogatory credit information from the consumer's credit report or otherwise improve the consumer's credit report or credit standing, provided, this shall not prevent truthful, unexaggerated statements about the consumer's rights under existing law regarding his credit history or regarding access to his credit file; (4) Make, or counsel or advise any consumer to make, any statement that is untrue or misleading and which is known or which by the exercise of reasonable care should be known, to be untrue or misleading, to a consumer reporting agency or to any person who has extended credit to a consumer or to whom a consumer is applying for an extension of credit, with respect to a consumer's creditworthiness, credit standing, or credit capacity; or (5) Make or use any untrue or misleading representations in the offer or sale of the services of a credit repair business or engage, directly or indirectly, in any act, practice, or course of business which operates or would operate as a fraud or deception upon any person in connection with the offer or sale of the services of a credit repair business.

The OSB regulates the fees trustees can charge for their services in a bankruptcy filing.

Some services may also let you file your state taxes for free, though most of them charge between $ 20 and $ 30.

Regardless of which service you use for your federal return, TurboTax charges $ 40 to prepare and file state taxes.