A P2P lending system built on DLT
guarantees a time -
stamped and permanent record of debts and credits, enforced by smart contract for validation and verification of user identities by cryptographic
signatures.
Signature guarantees may be obtained from certain eligible financial institutions, including, but not limited to, the following: U.S. banks, trust companies, credit unions, securities brokers and dealers, savings and loan associations and participants in the Securities and Transfer Association Medallion Program (
STAMP), the Stock Exchange Medallion Program (SEMP) or the New York Stock Exchange Medallion
Signature Program (MSP).