With a mere 1.5 percent rewards rate and no sign - up bonus, the U.S. Bank Cash 365 American Express card doesn't offer much to recommend it over
similar rewards cards.
Similar rewards cards that allow you to redeem points toward any travel purchases, not just those made with one airline, seem to offer more.
However, when the fee kicks in, it's rather high compared with
similar rewards cards on the market.
Compared to
similar rewards cards, the rewards rate on the Prime card is on the low side.
To see how it stacks up, we wanted to compare the Chase Freedom Unlimited ® to
a similar rewards card from an entirely different issuer.
Not exact matches
Other good options for credit
cards that will cover some of your pesky airline feeds include the Premier
Rewards Gold
Card from American Express, which offers a
similar annual $ 100 fee credit, and the Citi Prestige
Card, which has a $ 250 fee credit that applies to virtually any airline charge including ticket purchases.
Charge
cards offer discounts and rebates of 1 percent or more,
similar to cash back
rewards from a regular business credit
card.
Purchases submitted by you, an authorized user, or the merchant through third - party payment accounts, mobile or wireless
card readers, online or mobile digital wallets, or
similar technology will not qualify in a
rewards category if the technology is not set up to process the purchase in that
rewards category.
Both
cards have
similar purchase
rewards programs, although you earn three points per dollar on airfare and two points on gas and groceries.
‡ Cash back
rewards for
similar cards of compared issuers: Chase Freedom: 5 % in rotating categories each quarter, up to a quarterly max each time you activate; 1 % on other purchases.
This Discover It has a
similar rewards structure to the Venture
card: you can redeem miles for travel statement credit (at a rate of 1 cent per mile), meaning you'll get a flat
rewards rate of 3 % the first year and 1.5 % each year after that.
‡ Cash back
rewards for
similar cards of compared issuers: Citi ® Thankyou Preferred
Card: 2 points on dining out and entertainment; 1 point on other purchases.
A 2 % flat
rewards rate is pretty good as most flexible travel
rewards cards in this annual fee range either have a
similar double miles flat - rate payout or offer double miles on the travel and dining.
The sign - up bonus for the Marriott
Rewards ® Premier Business Credit
Card is often
similar to the personal version at around 80,000 Marriott
Rewards points.
They may all sound
similar, but depending on your spending habits, you would see very different levels of
rewards with different
cards.
To address this issue, below are brief explanations of how AeroMexico Visa
Card performs when stacked up against
similar travel
rewards credit
cards.
The two have a
similar name — but the Capital One ® Quicksilver ® Cash
Rewards Credit
Card has lower interest rates a sizable cash - back bonus and no annual fee.
The
card comes with no annual fee and a
similar APR to the FlexPerks Travel
Rewards card.
Instead, you have to compare at the value of the
rewards you are earning with those that you could have earned from a
similar card that has no annual fee.
We've picked out a few other credit
cards that are
similar in terms of
rewards rate and
rewards structures for your reference.
For that reason we compared the Fidelity ®
Rewards Visa Signature ®
Card against similar credit card offers, in order to see how it prefo
Card against
similar credit
card offers, in order to see how it prefo
card offers, in order to see how it preforms.
It's
similar to what you'll find with other cash back
rewards credit
cards.
Bottom Line: The Barclays Arrival Plus ® World Elite MasterCard ® has the best earning rate from
similar travel
rewards and cash - back
cards, but it has an $ 89 annual fee.
The new
card, which was launched yesterday, looks similar to the old card in design, but has a rewards program that is better than that of the Blue Cash Card for those who don't charge a lot on the card -LSB-
card, which was launched yesterday, looks
similar to the old
card in design, but has a rewards program that is better than that of the Blue Cash Card for those who don't charge a lot on the card -LSB-
card in design, but has a
rewards program that is better than that of the Blue Cash
Card for those who don't charge a lot on the card -LSB-
Card for those who don't charge a lot on the
card -LSB-
card -LSB-...]
We generally prefer the BankAmericard Travel
rewards credit card to the Capital One ® VentureOne ® Rewards Credit Card, due to the fact that the two cards are extremely similar, with one of the key differences being the better long - term earning potential of the Bof
rewards credit
card to the Capital One ® VentureOne ® Rewards Credit Card, due to the fact that the two cards are extremely similar, with one of the key differences being the better long - term earning potential of the BofA c
card to the Capital One ® VentureOne ®
Rewards Credit Card, due to the fact that the two cards are extremely similar, with one of the key differences being the better long - term earning potential of the Bof
Rewards Credit
Card, due to the fact that the two cards are extremely similar, with one of the key differences being the better long - term earning potential of the BofA c
Card, due to the fact that the two
cards are extremely
similar, with one of the key differences being the better long - term earning potential of the BofA
cardcard.
The two have
similar names, however, the Capital One ® Quicksilver ® Cash
Rewards Credit
Card is intended for people with excellent credit.
As several cash back credit
cards have
similar sign - up bonuses, it can also be worth your while to compare the base purchase
reward rate and any bonus spending categories.
While other cash back
cards may offer better long - term savings, if you're getting a credit
card to increase short - term savings for your holiday shopping, the Capital One ® Quicksilver ® Cash Rewards Credit Card's early spend bonus really makes it stand out of from other similar ca
card to increase short - term savings for your holiday shopping, the Capital One ® Quicksilver ® Cash
Rewards Credit
Card's early spend bonus really makes it stand out of from other similar ca
Card's early spend bonus really makes it stand out of from other
similar cards.
The two Chase business credit
cards also provide
rewards in
similar categories, at a far better
rewards rate (5 %).
The Discover It is very
similar to the Chase Freedom as both
cards reward 1 % on all purchases with the exception of a 5 %
reward rate for the first $ 1,500 for select quarterly spending categories.
Especially if both
cards offer
similar ongoing
reward rates.
Given the high annual fee, the
rewards program on its own is nothing to be excited about — there are many
cards that offer
similar effective
rewards and / or cash back rates with an annual fee of less than $ 100, and some that have no annual fee at all.
Outside of the
rewards setup, Discover student credit
cards are pretty
similar and are good to have if:
There's a potential to earn a
similar amount of
rewards with the Citi Double Cash
card.
The Chase Sapphire Preferred ®
Card and the Capital One ® Venture ®
Rewards Credit Card have similar price tags but come with better overall r
Rewards Credit
Card have
similar price tags but come with better overall
rewardsrewards.
While no
card can match the USAA ® Cashback Rewards Plus American Express ® Card for on - base purchases, the PenFed Platinum Rewards shines on other, similar, categor
card can match the USAA ® Cashback
Rewards Plus American Express ®
Card for on - base purchases, the PenFed Platinum Rewards shines on other, similar, categor
Card for on - base purchases, the PenFed Platinum
Rewards shines on other,
similar, categories.
The 0 % intro offer is
similar to sign - up bonuses that come with
rewards cards, and they're only offered to new
card members.
The
rewards rate on Capital One's business credit
cards is very
similar, and picking the best one for your firm will depend on how much you spend annually.
Given
similar fees, these
cards are both superior from a
rewards standpoint to the Green
Card.
8 Bonus (double) Aventura Points are earned on each dollar charged to the
card on CIBC
Rewards Centre travel purchases charged to the
card other than taxes, insurance, service charges or
similar items.
Like other kinds of
reward credit
cards, travel
cards will typically have a higher standard interest rate than
similar, nonreward
cards.
Store charge
cards offer
similar everyday purchase
rewards of approximately 1 % and also offer more frequent limited - time offers with higher bonus
reward rates.
Since travel and other
reward credit
cards will have higher interest rates than
similar, nonreward
cards, they are best used by those who make a habit of paying their statements in full and avoiding interest charges.
Similar apps such as Key Ring
Rewards Cards and CardStar will also send coupons directly to your device.
Most other dining / gas credit
cards with
similar rewards rates cost consumers between $ 50 and $ 100 per year.
Spark
rewards cards are very
similar to Venture
cards except they are designed for small business owners and independent contractors.
We'll compare the Capital One ® VentureOne ®
Rewards Credit
Card to the JetBlue
Card since they both have no annual fee and extend a bonus offer to new cardholders with
similar spending thresholds.
Similar to many American Express
cards, the American Express Platinum
Card ® provides entry into the Membership
Rewards ® Program which offers travel rewards for cardholders who spend
Rewards ® Program which offers travel
rewards for cardholders who spend
rewards for cardholders who spend money.
Unlike
similar automated credit
card apps that charge an annual fee and only make one monthly lump - sum payment, you'll never pay a penny to use Debx which means you build your credit score and earn
rewards points for free.
As you can see below, both
cards have very
similar benefits, although the Chase Marriott
Rewards ® Premier Credit
Card earns more points for stays.