HSBC Choice Checking $ 200 Welcome Deposit: For this offer, New Money is defined as
deposits not previously held by any member of the HSBC Group in the U.S. Accounts / Assets that are ineligible for New Money include: insurance products;
fixed and variable annuities; 529 College Savings Plans; any retirement accounts including but not limited to IRAs, Keogh,
Simple IRAs, and 401 (k) Plans; UTMA and UGMA accounts; commercial accounts; and revocable or irrevocable trust accounts and estate accounts.