Since inflation increases with time, there is always the risk of the insurance death benefit not being sufficient to cover the needs of your family members.
And each year, that dollar gap would widen
since your inflation increases are applied to a smaller payment.
Not exact matches
Many companies have
since announced plans to
increase capital spending and employees» pay — factors that should drive
inflation higher.
In economic news, the Federal Reserve's preferred measure of
inflation posted its slowest pace of annual
increase since November 2015.
In Vermont, where the minimum wage is currently $ 8.60 and has been above the federal level and indexed to
inflation since 2007, small business owners don't think much about the annual wage
increases anymore, says Betsy Bishop, president of the Vermont Chamber of Commerce.
The January year - over-year wage
increase originally was reported as 2.9 %, the best
since 2009, and an uptick that fueled fears of higher
inflation.
The Fed left its key short - term rate at 1.5 per cent to 1.75 per cent — the level it set in March after its sixth
increase since December 2015 — as it gradually tightens credit to control
inflation against the backdrop of a tight labour market and a pickup in consumer prices.
Nevertheless, I am not unduly worried because the magnitude of these declines has been modest, and because the New York Fed's three - year - ahead
inflation measure has been gradually
increasing since January and has reversed much of the decline observed in the second half of 2015.
Precious and Industrial Metals
Inflation concerns, geopolitical tensions and interest - rate levels, especially real yields, contributed to a 1.7 % rise in the spot price of gold (to US$ 1,325 per troy ounce), as did swings in the US dollar.1 Gold prices traded within the US$ 1,305 — 1,360 range throughout the period, reached 18 - month highs in March and capped their third straight quarterly gain, a feat not seen
since 2011.1 Haven demand was a key support as exchange - traded gold holdings of 2,269 metric tons (mt) neared a five - year high.1 The Fed is widely expected to boost borrowing costs, and investors have been carefully watching the central bank's statements to see whether it targets more rate
increases in 2018 than previously projected.
According to the minutes of the last meeting, there «s a chance that those
increases could come at a slightly steeper pace
since the central bank views the economy as strengthening and
inflation as firming.
According to Genworth Financial's Cost of Care Survey for 2017, the annual median cost of services
increased by an average of 4.5 percent in 2017 from the prior year, the second - highest year - over-year
increase since the study began in 2004 and nearly three times the overall rate of
inflation.
In the 150 years
since Confederation, the average income per person in Canada has
increased about 20-fold after adjusting for
inflation — all because we have adopted better ways of doing business.
And
since changes in GDP reflect
inflation, population
increase and real economic growth, GDP also captures the costs of providing a given level of public services.
Yet, the report says the median annual wage has actually declined by six per cent in real terms (adjusted for
inflation)
since 1976 and has only
increased by eight per cent overall
since 1996.
The Fed's preferred measure of
inflation soared 1.9 percent in the 12 months through March, the biggest
increase since February 2017, after
increasing 1.6 percent in the year through February, the U.S. Commerce Department reported.
The euro zone's unemployment rate rose to a fresh high while the annual rate of
inflation hit its lowest level
since 2010, a combination that
increases the chance of an ECB rate cut.
Since utilities are not able to quickly raise prices as rates and
inflation increase, shares get hammered and that can limit returns in dividend funds.
During 2001 - 2004 and again
since 2008, the Fed felt free to encourage rapid
increases in the supplies of money and credit because there were no obvious negative «price
inflation» consequences to be seen by those who fixate on price indices such as the CPI.
Is an
increase from 2.6 % of GDP in 1981 to 3.1 % of GDP in 2012 unsustainable?  Yes, I suppose so, if this rate of
increase continues for another few centuries. The same argument the CFIB makes for municipal spending could be made for corporate profits but far moreso. After adjusting for
inflation, corporate profits have
increased by 245 %
since 1992, doubling as a share of GDP and growing at a rate of ten times Canadaâ $ ™ s cumulative population growth of just 23 %
since 1992.
Since 2010, average hourly wages have
increased at a measly 2 % rate — after
inflation, that's close to zero (see Exhibit A).
After a surprisingly large dip in the previous month, eurozone
inflation rebounded in April, with the annual
increase in core prices accelerating to its highest level
since 2013.
An exception is China, where the
inflation rate has climbed to 3.2 per cent — the fastest
increase in prices
since early 1997 — although this partly reflects one - off factors that saw food prices soar.
Bonds are fully exposed
since neither their principal nor their interest
increases to offset
inflation.
Since April, the Bank of Canada had been talking about a potential rate
increase in the context of an «economic expansion» that failed to achieve the velocity that policy makers expected, keeping a lid on
inflation, which the central bank is mandated to contain at an annual rate of about 2 per cent.
Since 1980, the median family income, adjusted for
inflation, has
increased by 25 percent.
In a news release the National Employment Law Project refers to state proposal to
increase the minimum wage to $ 8.50 and then tie future
increases to the rate of
inflation a «more modest proposal» — which is probably news to Assembly Speaker Sheldon Silver, the main backer of the bill
since January.
The tax cap, in place
since 2012, is set at limiting levy
increases to either 2 percent or the rate of
inflation, whichever is lower.
The IFS pointed out earnings usually
increased above
inflation, making their decrease relative to
inflation since 2007 all the more striking.
The state's chief administrative judge argued a pay raise consistent with federal district judges — who make $ 174,000 — would not be appropriate if not adjusted for
inflation because federal judges have not had cost - of - living
increases since 2009.
Flanagan appeared at a news conference held by a coalition of business groups and the fiscal watchdog the Empire Center, which released a report and website showing the regional and statewide savings from limiting local levy
increases at 2 percent or the rate of
inflation (Overall
since the cap has been in place, the Empire Center says $ 7.6 million billion has been saved).
The cap levy
increases has been under 2 percent
since its approval in 2011 given the flat rate of
inflation.
The state's cap on property taxes — in place
since 2012 — limits levy
increases to 2 percent or the rate of
inflation, whichever is lower.
It was the third time
since the financial crisis of 2008 that it raised rates, a reflection that unemployment is now at a healthier level and
inflation is starting to
increase.
But those who favor changes to the cap have argued that the effective limit of
increasing levies to the rate of
inflation, which has been largely flat
since 2011, makes raising revenue too difficult.
Since voters are almost certain to reject a move to hit them in the pocket, the move effectively spells the end of years of above -
inflation increases.
During his first term, Cuomo produced smaller
inflation - adjusted state spending
increases than New York has seen in any four - year period
since Hugh Carey's first term in the mid-1970s.
And it's the biggest above
inflation cash
increase since Nigel Lawson introduced the 40p rate almost thirty years ago.
Medical
inflation means the
increase since March 2010 in the overall medical care component of the Consumer Price Index for all Urban Consumers (CPI - U)(unadjusted) published by the Department of Labor using the 1982 - 1984 base of 100.
Osborne stressed that because of the higher - than - expected level of
inflation in September, the child tax credit will still have
increased by # 390
since the coalition came to power last May.
Pfau testified an
increase consistent with federal district judges — who make $ 174,000 — would not be appropriate if not adjusted for
inflation because federal judges have not had cost - of - living
increases since 2009.
They have asked that salaries be
increased at the least to account for
inflation since 1999, which would put them at $ 195,754.
Worse, for the duration of the Cuomo administration, nonprofits have suffered cuts to the tune of $ 259 million, with no
increases for
inflation since 2010 - 2011, except for a targeted
increase for staff in 2015 that applied to only a segment of the work force.
Total R&D would still show a decline relative to
inflation, losing 1.9 percent
since FY 1994, the net of a continued decline in defense R&D (down 5.6 percent from FY 1994) and modest growth in nondefense R&D (up 2.5 percent during the same period due to proposed
increases in FY 1999).
This more - nuanced form of signaling also
increases the stakes for students,
since it gives college admissions officers and potential employers additional information with which to evaluate candidates — an especially important factor in an era of grade
inflation.
Since the sticker price tuition at Harvard did not
increase by 581 % during these years, low income students still experienced more tuition
inflation than high income students.
According to the U.S. Department of Education, the total amount spent on the K - 12 education of a student has
increased 189 percent
since 1970, and that's after adjusting for
inflation.
Since 1972, Mississippi has seen an
increase of nearly 160 percent (adjusted for
inflation) in per pupil spending.
The Center on Budget and Policy Priorities» analysis found that
since the end of the recession, local revenue growth has only averaged 1.5 % above
inflation, not remotely enough to make up for lost state funds and
increasing student populations.
It falls far short, however, of the amount needed to reverse the # 2.8 bn real terms cuts that schools have suffered
since the 2015 General Election, and will not protect against the further impact of
inflation and other cost
increases.
Public school expenditures have more than doubled
since 1992 (including
inflation), and the percentage of those funds spent on teacher benefits has
increased as well.