Sentences with phrase «soft credit inquiries include»

Soft credit inquiries include: when you check your own credit report, when a current creditor checks your credit report, or potential creditor wants to scope you out without your permission.

Not exact matches

Sweet says soft inquiries, which are when a consumer pulls their own report or a company does a promotional pull to offer a «pre-approved» credit option are not included on reports seen by lenders.

Conversely, soft credit inquiries (which will not negatively affect your credit score) can include a:

Other soft inquiries that don't hurt you include pre-screened credit card offers that you receive in the mail, and the free credit score generated by Credit Scredit card offers that you receive in the mail, and the free credit score generated by Credit Scredit score generated by Credit SCredit Sesame.

A soft inquiry, as it's sometimes called, does not include a hard pull on your credit, but instead relies on information you supply to the issuer.