Buildings insurance covers you against property damage caused by floods, fire, storms,
subsidence, malicious damage / vandalism, falling trees / branches, and
impact from
vehicles, including objects that may fall from an aircraft.
Protection to the home and contents within it are provided in the event of fire, lightning, explosion / implosion, aircraft damage,
impact damage from rail / road
vehicle or animal, riot, strike, malicious damage, storm, cyclone, tempest, hurricane, tornado, flood and inundation, earthquake,
subsidence and landslide including rockslide, missile testing operations, leakage from automatic sprinkler installations and bushfires.