; Bill Pay with no monthly fee; ** all Charter Oak foreign ATM fees will be rebated,
surcharge fees charged by other financial institutions or networks will be rebated up to $ 9.99 each to a maximum of $ 20 a month and rebated
at the end of the month; fees for financial institution to financial institution transfers out of your Charter Oak account will be rebated
at the end of the month; Readi - Cash Too withdrawal transfer fee and overdraft transfer from share fee is waived; one free standard order of checks during a six month period (order must be placed
at a branch or through the Call Center); free Cashier's Checks and Money Orders; and a $ 100 credit will be applied towards the
closing costs of any new Charter Oak mortgage
loan.