Not exact matches
As you are considering purchasing insurance, consider a few factors: first, females generally cost less than
males to insure; second, shop around for insurance companies that offer discounts for
driver's education classes, good grades, and driving logs; third, as you are insuring
teenage drivers, your premiums will be lower if the
drivers are occasional
drivers; fourth, teenagers have a high accident rate, so consider purchasing high liability coverage and lower comprehensive coverage; and fourth, the type of car teenagers drive — whether it is new, sporty, or exotic — will also determine the premiums.
The Centers for Disease Control and Prevention (CDC) reports that 22 percent of
teenage drivers involved in fatal automobile accidents had been drinking, and that the occurrence of teen drinking and driving is higher for
males than females.
Costs for auto insurance premiums for
male teenage drivers (with clean driving records) range from $ 860 to $ 1,100, while for female
teenage drivers, premiums range from $ 770 to $ 900.
A
teenage male is the single most expensive demographic group to insure as such
drivers are considered to be the riskiest on the road.
In short, insurance premiums for
teenage males are very high even if the young
driver has no blemishes on his record.
Coupled with the fact that they are less experienced behind a wheel,
male teenage drivers are quite risky to insure.
Studies performed from available information in 2007 showed that
male teenage drivers accounted for 29 % of all motor vehicles accidents in the United States.
As you are considering purchasing insurance, consider a few factors: first, females generally cost less than
males to insure; second, shop around for insurance companies that offer discounts for
driver's education classes, good grades, and driving logs; third, as you are insuring
teenage drivers, your premiums will be lower if the
drivers are occasional
drivers; fourth, teenagers have a high accident rate, so consider purchasing high liability coverage and lower comprehensive coverage; and fourth, the type of car teenagers drive — whether it is new, sporty, or exotic — will also determine the premiums.
The CDC found that
male teenage drivers are over twice as likely to die in a car crash as female teen
drivers.
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