In MCLR calculation they had considered the cost of CRR which is already included in the Demand &
Time liabilities Cost, It means they considered the cost of CRR as non-utilization of money in business by bank??
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the
timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance,
cost, and revenue under our contracts, including our ability to achieve certain
cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the
cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the
cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product
liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other
cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected
costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or
timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future
timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the
timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any
time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed
cost reduction efforts and restructuring
costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger
costs and / or unknown
liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
At the same
time, Sorrell may have become a
liability, at least symbolically, in an era when big clients under pressure to grow profit margins amid sluggish sales growth turned to agency fees as a seemingly bottomless bucket of
cost savings.
However, at the end of 2009 - 10, the Government booked the full
liability ($ 5.9 billion) for the one -
time HST harmonization
costs for Ontario and British Columbia and an increase in accrual
liabilities for federal employee pensions of about $ 3 billion.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input
costs; changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's
cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product
liability claims; unanticipated business disruptions; failure to successfully integrate the business and operations of the Company in the expected
time frame; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's inability to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; tax law changes or interpretations; and other factors.
Actual results may vary materially from those expressed or implied by forward - looking statements based on a number of factors, including, without limitation: (1) risks related to the consummation of the Merger, including the risks that (a) the Merger may not be consummated within the anticipated
time period, or at all, (b) the parties may fail to obtain shareholder approval of the Merger Agreement, (c) the parties may fail to secure the termination or expiration of any waiting period applicable under the HSR Act, (d) other conditions to the consummation of the Merger under the Merger Agreement may not be satisfied, (e) all or part of Arby's financing may not become available, and (f) the significant limitations on remedies contained in the Merger Agreement may limit or entirely prevent BWW from specifically enforcing Arby's obligations under the Merger Agreement or recovering damages for any breach by Arby's; (2) the effects that any termination of the Merger Agreement may have on BWW or its business, including the risks that (a) BWW's stock price may decline significantly if the Merger is not completed, (b) the Merger Agreement may be terminated in circumstances requiring BWW to pay Arby's a termination fee of $ 74 million, or (c) the circumstances of the termination, including the possible imposition of a 12 - month tail period during which the termination fee could be payable upon certain subsequent transactions, may have a chilling effect on alternatives to the Merger; (3) the effects that the announcement or pendency of the Merger may have on BWW and its business, including the risks that as a result (a) BWW's business, operating results or stock price may suffer, (b) BWW's current plans and operations may be disrupted, (c) BWW's ability to retain or recruit key employees may be adversely affected, (d) BWW's business relationships (including, customers, franchisees and suppliers) may be adversely affected, or (e) BWW's management's or employees» attention may be diverted from other important matters; (4) the effect of limitations that the Merger Agreement places on BWW's ability to operate its business, return capital to shareholders or engage in alternative transactions; (5) the nature,
cost and outcome of pending and future litigation and other legal proceedings, including any such proceedings related to the Merger and instituted against BWW and others; (6) the risk that the Merger and related transactions may involve unexpected
costs,
liabilities or delays; (7) other economic, business, competitive, legal, regulatory, and / or tax factors; and (8) other factors described under the heading «Risk Factors» in Part I, Item 1A of BWW's Annual Report on Form 10 - K for the fiscal year ended December 25, 2016, as updated or supplemented by subsequent reports that BWW has filed or files with the SEC.
If the Saxo Bank Group at any
time and for any reason, should become liable for the loss of any person and / or entity, including without limitation, if any provision of this disclaimer is, or at any
time becomes to any extent or in any circumstances invalid, illegal or unenforceable for any reason, the
liability of the Saxo Bank Group shall be limited to such person's and / or entity's duly documented direct loss, which for the avoidance of doubt, and without limitation, shall not include damages for any incidental and consequential losses, damages for lost opportunity, damages for lost profit, statutory damages, nominal damages, punitive damages, restitutionary or disgorgement damages, damages for
costs, including legal
costs, and damages for any other indirect loss.
The industry also faces normal manufacturing barriers including high startup
costs,
time to build and maintain functioning capital equipment, and uncertain legal
liabilities.
Vlad Chiriches — After a promising debut season at Spurs, the often kamikaze Romanian has become too much of a
liability, making basic defensive errors which has
cost us numerous
times over the season.
S&P cited the County's «strong budgetary flexibility that has remained consistent over
time,» «very strong liquidity, with strong access to external liquidity,» «strong management, with good financial policies and practices in place,» and the County's «strong debt and contingent
liability profile, with limited exposure to fixed
costs associated with pension and other postemployment benefit libation (OPEB)
liabilities.»
After accounting for those
liabilities, the traditional Pennsylvania system
costs three
times as much as what the charter school is offering.
You may want to eliminate some of your
liabilities, such as credit card debt or student loans, in the shortest
time at the lowest
cost to allow you to live a pared down lifestyle.
Still, even if your credit card has a zero
liability policy, fraud
costs you
time to clear up.
That's an incredible deal for a policy that will cover your personal property, your
liability to others, and even the additional
costs of living incurred after a loss when you have to stay somewhere else for a period of
time.
How much could the clean - up
cost, and what might legal
liabilities be — and, critically, over what
time period might BP have to pay?
We are unable at this
time to predict the ultimate amount of our
liabilities because the settlement of our existing
liabilities could
cost more than we anticipate and we may incur additional
liabilities arising out of contingent claims that have not been quantified, are not yet reflected as
liabilities on our balance sheet and have not been included in the estimated range of potential distributions, such as
liabilities relating to claims that have not been resolved and claims or lawsuits that could be brought against us in the future.
The CEO announced that in a letter posted on the Financial
Times website, «I'd like to just set the record straight here and now: there is absolutely no plan, strategy or intention for GM to file for bankruptcy» GM faces a host of issues, revolving around legacy
liabilities, poor design, poor marketing (reliance on sales, rather than everyday low pricing), high production
costs, low flexibility, and high debt.
Assets appreciate and earn you money over
time while
liabilities lose value and / or
cost you.
Breeders hell - bent to make it in the show world continue to inbreed their dogs and consumers continue to buy their cast - offs, completely ignoring the fact that 25 percent of the
time they are buying a heath care
liability — one that may
cost them many thousands of pounds in veterinary care in a just a few year's
time.
There are
liability waivers to be signed and information is provided to help owners make reasonably informed decisions, however, most places do 30 - 50 surgeries in a day and shelters and low -
cost clinics simply can not afford the
time and staffing to have lengthy discussions with every owner about the differences in what they do and what full - service clinics do.
Our
liability, except in cases involving death, injury or illness, shall be limited to a maximum of 2
times the
cost of your holiday arrangements.
The process of ensuring compliance with securities regulations can add significantly to the
time and
cost involved in project development and failure to properly comply may subject participants to
liability.
Bill 14 is a draconian, poorly conceived attempt by Law Society officials (curently sitting on a
time bomb of statutory and common law breaches tantamount to public malfeasance, hidden LSAP decisions — the hidden 2000 Codina decision showing complaints were not authorized; the hidden Baker
costs decision awarding $ 150,000 in
costs and they are fearful of
liability) who lack training and expertise in administrative law principles, to replace those required skills with a whip!
It's been estimated that for each day of down -
time, your firm could incur a
cost of $ 1,500 per attorney, which does not include tech support and malpractice or
liability issues that could arise.
In fact, the
liability costs are four
times higher than the least costly European countries in the study.
In the course of proceedings before the tribunal between the commissioners and the taxpayer company, X, in relation to X's
liability under a county court judgment for unpaid PAYE income tax and national insurance contributions, the tribunal awarded
costs in the sum of # 30,500, against the commissioners because of their «serial failures to comply with the
time limits in the tribunal, rules and directions».
By investing
time to understand the client's business and industry, we are able to apply our extensive product
liability experience in a way that meets each client's specific needs and to develop a
cost - effective approach to litigation management and resolution.
Insurance (professional indemnity)--
Liability of insurer to pay defence
costs — Coverage dispute resolved by arbitrator in favour of insurers — Whether assured required to repay defence
costs — Serious irregularity in award on
costs — Extension of
time for appeal — Arbitration Act 1996, sections 33, 68, 69, 70 and 80.
Ashley Cox: Yeah, I definitely spend a lot of
time educating my audience, just getting in front of them and talking about the importance of doing the HR things correctly in your business to avoid making the government upset or ending up in situations that could
cost you a lot in
liability or in various lawsuits and things like that.
Had the plaintiffs accepted it, they would have saved $ 26,000 that they will now lose, they would have received $ 40,000 that they will not now get, they would have saved the
time and expense of many days of trial, and they would have avoided all their additional
liability for
costs.
In Connecticut, punitive damages typically can not be greater than the
cost of litigation; but in the case of products
liability, it can be up to two
times compensatory damages.
A 2013 study by NERA Economic Consulting revealed that the U.S. has the highest
liability costs as a percentage of GDP of the countries surveyed, with
liability costs at 2.6
times the average level of the Eurozone economies.
For example, in the event of an accident, «a company's
liability is limited to $ 1.3 billion and a major spill could easily
cost 10
times this amount.»
If it does not issue in
time, it loses the ability to bring the claim at all, but if it issues and then discovers it has a weak claim, it will face a
cost liability.
Costs budgeting for the benefit of these court users would appear to be put in place either to limit the financial
liability of losing parties to a pre-determined sum, or to deter litigation by introducing expensive and
time - consuming procedures they would not have to comply with in, say, major forms of alternative dispute resolution such as arbitration.
«At a
time when the number of litigants in person is rising inexorably, and trends such as unbundling are beginning to take hold, the ability for clients to go directly to a
costs lawyer could prove vital in helping them challenge and control their
costs liability.»
Damages were awarded and after the allowance for the shared
liability the plaintiff, who had attained majority by the
time judgment was given, obtained judgment for $ 64,000 and one - half of his
costs.
The advantage of this approach is it minimizes your
cost and
time investment by letting the criminal justice system do much of the work for you vis - a-vis establishing civil
liability for the crime / tort.
«Typically, primary commercial auto
liability insurance coverage
costs four or six
times the amount of personal insurance,» says Sutton.
Damage to tubes and tyres unless the vehicle is damaged at the same
time in which case the
liability of the company shall be limited to 50 % of the
cost of replacement.
Any expenses incurred towards damage to tyres and tubes unless the vehicle is damaged at the same
time in which case the
liability of the company shall be limited to 50 % of the
cost of replacement;
At the
time of publication, a renter's insurance policy
costs an average of $ 12 per month for about $ 30,000 of property coverage and $ 100,000 in
liability coverage, according to the Independent Insurance Agents and Brokers of America.
At the
time of writing, a
liability insurance plan from Progressive would
cost $ 98 a month.
Final Expenses: Expenses incurred at the
time of a person's death including funeral
costs, probate
costs, current
liabilities and taxes.
The general rule is when the
cost of comp and collision exceeds 10 % of your old vehicle's value, that's the
time to dump it and just have
liability coverage.
Third, our data shows that
liability coverage hasn't significantly decreased in
cost over
time.
The general rule is when the
cost of comprehensive and collision exceeds 10 % of your old vehicle's value, that's the
time to dump it and just have
liability coverage.
Wear and tear of consumables like tyres and tubes unless the vehicle is damaged at the same
time, in which case the
liability of the company shall be limited to 50 % of the
cost of replacement.
If you don't plan on using your custom built motorcycle during certain
times of the year, such as winter, you may be able to suspend coverage on
liability and collision to reduce your
costs.