Typical items from a credit report that could affect a score include, but are not limited to, the following: payment history, number of revolving accounts, number of new accounts, the presence of collection accounts, bankruptcies and foreclosures.
All in all, the answer to the question of whether
credit repair works is very much a
typical, «Yes, but...» Yes,
credit repair can work to remove certain negative
items from your
credit reports.