Sentences with phrase «ulip over mutual funds»
The very next day, the insurance companies were out with advertising campaigns highlighting the tax advantage of ULIPs over mutual funds.
https://www.personalfinanceplan.in/ Not exact matches
But if the whole money is invested in market (in ULIP's) and in addition you are getting some risk cover (insurance), why ULIP's are not preferred over Mutual funds for investments.
Over the last one year, the growth in average ULIP large cap fund was 15.51 percent while it was 18.83 percent in case of average mutual large cap funds.
But do an «opportunity cost» analysis, means if you surrender the units of both policies and invest in Equity oriented mutual funds for long term (depends on your financial goals), analyze if you can get decent returns over & above the expected returns from ULIP funds.
Such rationalisation of ULIPs commissions could also help narrow the gap between it and mutual funds, he said responding to queries over how a compromise could be reached between insurance regulator IRDA and capital market watchdog SEBI on the ULIPs issue.
The two regulators have been engaged in a public spat over who controls ULIPs, which invest heavily in stocks and bonds and get promoted much more by intermediaries as against mutual funds because of higher commission payouts.
ULIP's are recommended over Mutual Funds as well.
Since ULIPs comprise insurance policy as also the mutual fund, SEBI had issued an order in April this year asserting its authority over the scheme.
But do an «opportunity cost» analysis, means if you surrender the units of both policies and invest in Equity oriented mutual funds for long term (depends on your financial goals), analyze if you can get decent returns over & above the expected returns from ULIP funds.
Hence, for their inherent simplicity and flexibility, we would recommend a combination of term plan and mutual funds over ULIPs.
In the long term, ULIPs take over Mutual funds in terms of return.
Generally, the charges of ULIP plan will be more than mutual funds, over a long - term period.