Not exact matches
Sometimes misinformation is the result
of identity theft, when
unauthorized individuals pose as you to
use your
credit cards, withdraw money from your bank
account, or open up new
credit accounts under your name.
Identity theft can result in an
unauthorized person
using one or more
of your
accounts, such as bank
accounts and
credit / debit
cards, or opening a new
account or
card under your name.
Also, see additional protections contained in your Bank
of the West
Credit Card Account Agreement regarding Your Liability for
Unauthorized Use and Billing Rights under the Fair
Credit Billing Act.
Other benefits
of the Wells Fargo secured
card is monthly reporting to
credit bureaus, automatic fraud monitoring, zero liability for promptly reported
unauthorized use, free online
account access with 24 - hour customer service,
credit card transaction alerts on your mobile device, and automatic car rental insurance.
«
Unauthorized activity» covers only certain kinds
of fraud, however, such as
account hacking — similar to a criminal stealing your
credit card and
using it to initiate fraudulent purchases.
Purchases do not include balance transfers, any checks that are
used to access
credit card account, cash advances, cash - like charges such as travelers checks, foreign currency, money orders, overdraft advances, interest charges,
unauthorized or fraudulent charges, or fees
of any kind including fees for products that protect or insure the balance
of account.
The company offers standard home insurance that includes a little something extra:
Credit card coverage, so you can get reimbursed for
unauthorized use of your
accounts.
6.2 million victims experienced the
unauthorized use or attempted
use of an existing
credit card account, the most prevalent type
of identity theft.